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What is a fixed rate home loan? A fixed rate home loan is an interest rate on your home loan … Read More
Many people have an offset account linked to there home loan however some still don’t use it to full effect. … Read More
Just because your mortgage has a 20-30 year term, it, doesn’t mean you have to stick with it until it … Read More
A financial goal is just like any other life goal. It’s a target you want to aim for. A financial … Read More
Managing your mortgage includes the repayments and understanding your loan conditions. To avoid costly penalties and stay on the path … Read More
As of July 1, we began a new financial year and for first home buyers this now brings a new … Read More
If you are a mortgage holder, you are probably keeping a close eye on Fixed Rate home loans and how … Read More
If you are in the market for a new property and have been to a home open recently you will … Read More
If you are self employed your 2021-2022 tax return is going to be a little different to the last two … Read More
From July 1, the Federal Government with the support from Labour have announced that the price caps currently placed on … Read More
On Tuesday March 29, The Australian Federal Government announced the 2022-23 Budget. In our industry of mortgage broking and finance, … Read More
The number one talking point in home loans today is whether the variable interest rates will rise in 2022. The … Read More
Investing in property, such as residential real estate usually involves a long-term plan. You need to consider what is required … Read More
When COVID-19 hit Australia in 2020, Australians flocked to their mortgage brokers and lenders to switch to a more competitively priced home loan in … Read More
Want to make country life a reality? We can assist with your rural loan application. How do rural loans work? Rural property … Read More
Getting the keys for your first home is an exciting time, however it can be a challenging process to get there! From … Read More
Everything You Need to Know About the Single Parent Family Home Guarantee From July 2021 to June 2025, eligible single … Read More
Everything You Need To Know About the First Home Loan Deposit Scheme We’ve had a lot of interest from people … Read More
Investing in property is a great way to build your financial freedom. The Perth property market has historically shown that property values increase over time. There is … Read More
The combination of low interest rates and various government incentives means it is a great time to purchase a home in WA. While buying your … Read More
If you have an investment property, it is important to ensure that your investment loan remains competitive. If you have … Read More
If you’re a medical specialist and considering buying your own private practice now or in the near future, you need … Read More
Starting your own medical practice can be daunting. Whether you are setting up a new practice or taking over an … Read More
Borrowers may choose to pay interest-only on their loan for a specified period of time, subject to the lender agreeing … Read More
When you take out a loan with a lender, the lender will calculate the loan repayment based on the term … Read More
When you’re considering purchasing and/or selling a property, the first people you contact are probably real estate agents and then … Read More
Good news for investors! Usually, interest rates on loans for investment properties are higher than they are for owner occupied … Read More
Major lenders have been taking longer to process loan applications in the past few months. The major factors increasing the … Read More
The property market is currently experiencing a housing boom due to a combination of low mortgage rates, improved economic conditions, … Read More
As confidence levels return for buyers, sellers and investors, we’re expecting a busy year in the property market. This is … Read More
Buying an investment property can be a great way to grow your wealth and secure your financial future. If you … Read More
On Tuesday, 3rd November 2020, the Reserve Bank of Australia (‘RBA’) cut interest rates from the previous record low of … Read More
When growing up, did you ever dream about owning a beautiful home with a lush front garden and backyard pool? … Read More
When purchasing an investment property, you need to consider what desirable features tenants are looking for in rental properties. The … Read More
Owning an investment property has associated expenses which can eat into your rental income. Fortunately, there are ways you can … Read More
Andrew Boyle from Focus Products share his hot tips in getting your pool ready for the warmer months. As we … Read More
With the borders currently closed and everyone itching for a getaway, now is the best opportunity to take a road … Read More
According to the latest data from Real Estate Institute of Australia (REIWA), Perth’s rental vacancy rate has dropped to 1.6%, … Read More
Refinancing can offer numerous benefits, whether you’re chasing lower repayments, or you want to tap into your existing equity to … Read More
For some young individuals, saving for a home loan deposit to purchase their first home is an almost impossible dream. … Read More
It’ll take more than giving up your Netflix subscription or those daily coffee runs to save for a home deposit … Read More
Now the 2019/20 financial year has ended, it is time to get your tax returns finalised and lodged. If you … Read More
Now is the time to renovate with the Federal Government announcing $25,000 grants for eligible Australian owner-occupiers to build a … Read More
As a result of the successful first round of the Federal Government’s First Home Loan Deposit Scheme, 10,000 loan guarantees are … Read More
As a result of record low interest rates, the question on many of our clients’ minds of late has been, … Read More
There is a lot of talk about interest rates right now being that we have reached record lows in Australia! … Read More
Although this is a challenging time of restrictions, the great news is that there is a broad spectrum of support … Read More
During these unique times, we are stronger together. It’s important at this time that we support each other – our … Read More
We hope you and your family are safe and well. During these unprecedented times, we want to let you know … Read More
Launch Finance had a great evening at The Adviser Better Business Awards 2020. We are very proud to announce that … Read More
We’ve had a lot of interest from people regarding the ‘First Home Loan Deposit Scheme’, curious to know whether they … Read More
If you’re a first home buyer and you’re looking for one of the best offers to hit the market to … Read More
There is a lot that changed in the finance industry in 2019, as a result – it is now more … Read More
Have your first home buyer clients been eagerly awaiting the announcement of the full panel of lenders for the First … Read More
Last month, in their second year, Launch brokers formed part of the 14 riders in ‘Team Finance Brokers’ who challenged … Read More
Are you wanting to get ahead of the curve when it comes to your finances? Do you want to have … Read More
There have been a lot of changes within the finance industry throughout 2019 and one of the most important to … Read More
Attention first home buyers! Did you know… If you save 5% of the purchase price of your desired home, you … Read More
A couple of our brokers flew to Australia’s red centre last month to celebrate PLAN’S (Professional Lenders Association Network) 20th … Read More
Launch Finance Director and award-winning finance broker Steve Milligan, shares the top 5 debt reduction strategies that he uses with … Read More
It’s spring time, interest rates are at an all-time low and opportunity is in the air! Are you ready for … Read More
The amount you can borrow and the amount you should borrow are sometimes two very different things. Before you apply … Read More
Prepare. The first tip is to prepare first, so that you are in the best position. Pre-approval. My next tip … Read More
From keeping up with her sons’ rugby matches to walking her thoroughbred boxers and being an avid reader, learn a … Read More
Earlier this month, the Australian Prudential Regulation Authority (APRA) finalised its revised guidance on serviceability assessment rates for lenders in relation … Read More
On 1st July 2019, the Australian Banking Association (ABA) released a new Banking Code of Practice (BCoP), which amongst other … Read More
The Launch team love getting involved in the community, particularly when it makes a difference. Last month one of our … Read More
From keeping active playing competitive hockey to enjoying the outdoor life in Perth, following AFL and cricket and his love … Read More
Low interest. Hi, I’m Dean from Launch Finance and I’m here to talk to you about credit cards. The best … Read More
#1 Be prepared. Always be prepared. I think the main thing about being prepared is to make sure that you’ve … Read More
The Reserve Bank of Australia (RBA) announced consecutive rate cuts in June 2019 and July 2019, bringing the cash rate … Read More
There are many financial products on the market, each with their unique features and benefits. A loan that is right … Read More
Last week one of our directors Joe Del Borrello joined Master Builders WA in Woodlands to film their next segment with Home In WA. … Read More
Great news for first and subsequent homebuyers! In support of the State Government’s policy to assist more Western Australians into … Read More
What is it and how does it work? An offset account is a cash account that is linked to your … Read More
The MFAA State Excellence Awards, Perth MAY 2019 We are thrilled to announce that this month Launch Finance won the … Read More
Let’s face it, for the most part we all have busy lives making it very easy for us to get … Read More
Australia’s current government unveiled their proposed 2019-20 Federal Budget earlier this month. This budget has dual purpose as both an … Read More
Launch Directors: Dean English, Duncan McKinnon, Joe Del Borrello, Steve Milligan, Warrick Greaves. The lending market experienced a lot of … Read More
Are you planning on buying a home sometime soon? A home loan will usually be a big part in making … Read More
For most Australians, our home is our most valuable asset. However, when tragedy strikes, many Australians find they are underinsured. … Read More
We are thrilled to announce that recently Launch Finance took out multiple wins at The Adviser Better Business Awards 2019 … Read More
We are thrilled to announce that earlier this month Launch Finance was appointed the finance partner of Master Builders Western … Read More
As many of you are probably aware, the final report from the Hayne Royal Commission into Misconduct in the Banking, … Read More
The First Home Owner Grant (FHOG) was a scheme introduced in 2000 designed to make it easier for first home … Read More
Can you believe that you could be buying or building your first brand new home with a deposit from as … Read More
Life consistently delivers us challenges to grow, it can be quite surprising when big obstacles turn out to be gifts … Read More
In today’s competitive market, applicants are often spoilt for choice when it comes to home loan options. For one of … Read More
Are you self-employed and finding it challenging to save a house deposit when your income fluctuates month to month? The … Read More
Buying at auction can present great opportunities for homebuyers, but can also come with some inherent risks for those home … Read More
We’re extremely proud to announce that the Finance Brokers Ride to Conquer Cancer entire team made it through the full … Read More
Here’s a little video from the team, we wanted to personally thank our clients and referrers for your continued support. … Read More
We are thrilled to announce that last Thursday Launch Finance took out multiple wins at the PLAN (Professional Lenders Association … Read More
Welcome to Launch TV 🚀! We’ve created this channel to help you on your finance journey. Benefit from market-leading expertise … Read More
The Mortgage and Finance Association of Australia (MFAA) recently launched a national, multi-channel advertising campaign to communicate and raise awareness … Read More
People don’t plan to fail, they fail to plan… let’s explore how you can plan your way to financial freedom. … Read More
Every Year at Launch Finance we hold a Professional Development Day at Ronald McDonald House where we invite a couple … Read More
At a time when interest rates remain near historic lows and the market has diverse and dynamic mortgage options – … Read More
Making a smart investment property choice that maximises long-term profit is the dream, it’s possible to ‘get lucky’ however in … Read More
Are you a 1st Homebuyer looking for a faster way to save for your first home? Thanks to new laws … Read More
It is common practice in Australia that when purchasing a residential property, a 10-20% deposit may be required to secure … Read More
Recently one of our Directors met to present and discuss with Federal MP Andrew Hastie after developing the concept to … Read More
The definition of ‘HOME’ can be described as; ‘the place where one lives permanently, especially as a member of a … Read More
When people buy property together, particularly if it’s with a partner or spouse, they will usually register the title in both people’s names. There are … Read More
Looking for ways to pay off your mortgage in record time? Whether you’re a seasoned investor or buying your first … Read More
It’s an exciting time, you’ve decided to buy a property off the plan which means you will have a BRAND-NEW … Read More
During your home loan research, you may have come across a home loan that offers a redraw facility. It’s one … Read More
When searching for an investment property loan, there are certain things to look out for as they tend to be … Read More
Ready to buy a property? For most people, this will mean getting a loan, an important and efficient first step … Read More
As part of the 2018 Budget, the federal government recently announced a scheme allowing homeowners over the age of 65 … Read More
For investors wanting to develop three units on one property title, most lenders will allow a maximum of two units … Read More
Have you heard of Medico Packages? Sometimes also referred to as a ‘Medico Pack’ home loan. This is a discounted … Read More
Do you know that a simple phone call or email could save you thousands of dollars on your home loan? … Read More
As a first homebuyer or even second or third homebuyer, it can be overwhelming when you’re shopping for a property … Read More
As the name would suggest, a self-managed super fund (SMSF) allows you be in charge of your superannuation. So, for … Read More
There is a lot of movement in the Australian mortgage industry right now with major lenders cutting interest rates following … Read More
It is a popular ambition to retire debt free and at Launch Finance, we work hard to make it happen. … Read More
Property valuations are essential when obtaining a home loan and have become increasingly more important as the property market fluctuates. … Read More
Do you have a client who needs a finance solution for a time in their life when credit impairment is … Read More
Did you know that refinancing your existing home loan may become a little more complicated once you’re over the age … Read More
We are proud to announce that Launch Finance has taken out the award for the Best Independent Office (5 or … Read More
There’s nothing more satisfying as a broker than being able to help your clients out of a tough situation. Recently, … Read More
There has been a lot of media lately surrounding the banking and finance industry with ASIC conducting reviews into finance … Read More
Recently a client of ours found themselves in a challenging situation during the build of their home. After purchasing land, … Read More
Breaking up is hard to do. On top of the emotional impact, there are practical ramifications as well. When there’s … Read More
Launch Finance has access to a lender that has a specialist real estate and strata relationship division. This allows them … Read More
Up until recently, the large majority of investment property owners would have been paying interest only repayments on their investment loan. … Read More
Despite record low interest rates and a fairly stagnant property market in Perth, getting into the property market is still … Read More
There’s no denying that websites like Airbnb and Stayz have dominated the holiday accommodation industry and thrown a few spanners … Read More
In 2014 the government made amendments to the Privacy Act 1988 permitting lenders to provide information to credit reporting agencies … Read More
Technology is all about helping make our lives easier and these days hunting for the perfect property, decoration inspiration and … Read More
2018 has well and truly begun, the festive season is over, and some people will be a few kilos heavier! … Read More
Some of us aren’t sad to see 2017 go, and with data that confirms 2018 is set to be a … Read More
We are thrilled to announce that Launch Finance has been named a finalist across several different categories at the 2018 … Read More
It’s been a busy year for the finance and mortgage industry with plenty of changes, and the introduction of new … Read More
The year’s almost over, and it’s time to set goals for 2018. One important objective for the coming year should … Read More
It’s a great time to purchase a new home in WA and with this comes greater competition from other buyers, … Read More
When a bank lends money to a customer, it takes the risk that the customer may not repay the money … Read More
One of our clients recently approached us and was looking to refinance their owner-occupied home loan, as well as their … Read More
Do you have a client who is planning on opening up a new location or is planning a new business … Read More
It is now more vital than ever to be having a discussion with your clients about their budget and spending … Read More
It takes money to run a business, especially if you’re planning on purchasing new equipment or expanding. In most cases, … Read More
Before taking out a home loan, it is essential that you compare lenders and their products first to know what … Read More
Home loan approval is more than showing a lender you have a deposit and consistent income. Lenders are now closely … Read More
Summer is well on its way and with it comes holidays, Christmas and good times with friends and family, but … Read More
Being a small business owner comes with its fair share of challenges and maintaining a positive cash flow is often … Read More
Do you have a client who is a small business owner and looking to grow their business, purchase business equipment … Read More
We recently met with a client who had a mix of business and residential debt totaling approximately $600,000. They approached … Read More
Are you considering renovating your home or investment property? A well-considered and researched renovation plan can increase the value of … Read More
It’s no secret that Perth people love their coffee and we’re no exception, so we’ve put together a list of … Read More
This month, we saw a couple that are self-employed and were struggling to get finance for their first home. As … Read More
Why use a broker when you can go direct to a bank? The answer is, why wouldn’t you use a … Read More
Are you self employed and looking to finance new equipment or assets used for your business? We have relationships with … Read More
In its drive to encourage property owners and investors to build energy-efficient homes, the federal and state governments of Australia … Read More
Are you looking at living near Perth’s CBD? There are still great house prices in and around the CBD and … Read More
You may have noticed over the past few months that lenders are becoming stricter with investment lending. The Australian Prudential … Read More
The Reserve Bank of Australia (RBA) hasn’t announced any changes to the cash rate for a year now, leaving the … Read More
Up until recently, it was relatively easy to apply for a home loan. As long as you could show that … Read More
In such a competitive market, it pays to use a mortgage broker who will spend the time to find you … Read More
Investors are facing a tough time with lenders at the moment as investment loans are becoming more restricted. In March, … Read More
Positive Credit Reporting, also known as Comprehensive Credit Reporting, is the method Australian lenders are currently using to assess a … Read More
Short term accommodation innovations like Airbnb have certainly changed the way we plan and book a holiday. They provide a … Read More
Business loans can be confusing and it takes an experienced finance broker to help you find one that suits your … Read More
We all want our kids to be financially better off than we are, but how do we do this? Taking … Read More
We recently assisted a self-employed client who sold their successful business and was having difficulty restructuring his business loan. His … Read More
The 1st of July, 2017 saw the implementation of a new 12.5% tax on property sales of $750,000 or more … Read More
As brokers, we understand that individuals require tailored solutions for their financial loan matters. Whether they are selling or buying … Read More
Wow, it’s June 30 already! This year has flown by and that means tax season is upon us, which can … Read More
We were recently approached by a client who had previously received a finance pre-approval by a bank manager from a … Read More
If you’re thinking about buying your first home, you probably already know that saving a sizeable deposit is an important … Read More
The Government’s 2017 Federal Budget has provided a new incentive for first home buyers in the form of a “First … Read More
Mortgage brokers, loan pre-approvals, fixed versus variable rate loans, stamp duty, conveyancing. If you’re new to Australia, the language of … Read More
As a home owner or property investor, you may have heard the term “overcapitalising”. But what exactly is it and … Read More
Are you looking to purchase an investment property or already own an investment property and wishing to purchase another? We … Read More
At Launch Finance, we recently helped a husband and wife who were looking to purchase their new dream home. They … Read More
As you know, the Australian Government released the 2017-18 Federal Budget earlier this month. The big question is, what does … Read More
You may have seen recently car yards offering car finance at extremely low rates, sometimes as low as 0%. Sounds … Read More
Reverse mortgages go by many different names, some of which include Seniors Equity Release, Equity Unlock and Accommodation Bond. A … Read More
Just like us, our home loans often need a health check to ensure they are still fit and healthy and … Read More
Offset accounts and redraw facilities are loan features that allow you to use surplus income or savings to reduce your … Read More
Property investment should always be considered a long-term proposition for any investor. Property can be a great way to accumulate … Read More
We understand that sitting around waiting for your home loan to be approved can be a stressful time. At Launch … Read More
Recently, there have been several significant changes to lending practices by all lenders, which were introduced in order to slow … Read More
One of the biggest problems we often see with self-employed clients is their financials not being up to date. This … Read More
We recently assisted a client who found himself in a tricky situation after receiving pre-approval with a lender, purchased a … Read More
If you’re dreaming of owning your own home and want to take the first step to getting your hands on … Read More
When applying for a home loan, there are many factors that lenders need to consider before deciding to either approve … Read More
We are thrilled to announce that Launch Finance was successful at the 2017 Better Business Awards and received not one, … Read More
Are you considering purchasing an investment property? Have you given thought to how the proposed investment slots in to your … Read More
We recently assisted a client who found themselves in a tricky situation after completing renovations at their own expense. They … Read More
Over the last 12 to 18 months, due to pressure from the regulator, lenders have gradually tightened their policies on … Read More
According to REIWA, property sales activity in the Perth metro increased in February 2017, up 8% from January’s figures. The … Read More
Many young Australians dream of getting out of the rent trap and purchasing their first home, but often the deposit … Read More
Interest rates have been at record lows since the RBA slashed the official cash rate to 1.5% last August and … Read More
Without having a crystal ball at your disposal, the question of whether interest rates will rise in 2017 is a … Read More
Millennials, or consumers born between 1980 and mid 2000, make up almost a quarter of Australia’s population, according to the … Read More
Keystart home loans is an initiative of the Western Australian Government which is designed to bring Australians home ownership dream … Read More
Exciting news to kick off 2017 for first home owners looking to build their first home, as the WA Government … Read More
Happy New Year! 2017 is shaping up to be an interesting time for the property market. Interest rates remained low … Read More
You have found the home of your dreams, Launch Finance has advised that your finance is all but assured and … Read More
With today’s record-low interest rates, the loan market is more competitive than ever with lenders seeking to attract new clients … Read More
Purchasing your home is likely to be one of the biggest investments you will make in your life. But did … Read More
When looking for a home loan, the biggest factor that lenders will look for is your ability to repay the … Read More
Buying your first home is an exciting experience, but it can also be a daunting and confusing journey if you … Read More
We recently assisted a husband and wife who had separated on good terms and were looking to divide their assets … Read More
Home loan postcode restrictions are essentially a way for lenders to manage risk. A lender will place a post code … Read More
Interests rates are at a record low and fixed rate home loans are more appealing than ever with lenders offering … Read More
Getting into your first home can be a challenge for many young people and with more young Australian’s living with … Read More
We recently assisted a self-employed client who was looking for some spare cash to help take the pressure off their … Read More
One of our lenders is currently offering a low deposit home loan to help Australian’s get into their home sooner. … Read More
Everything these days is becoming digitalised and now the finance industry is starting to follow suit as some lenders have … Read More
As one of the biggest commitments you are bound to make in your life, it is essential that you review … Read More
If you are thinking of investing in property, you need to be aware that there are risks associated with property … Read More
When making a big investment like property, understanding the current property market is crucial. You want to maximise the value … Read More
Interest rates are at a record low and there is no way of knowing how long they will remain this … Read More
Purchasing a property is the most expensive purchase you will undoubtedly have in your lifetime. With most lenders requiring a … Read More
Are you looking to purchase your first home, but struggling to meet the deposit requirements? A guarantor loan could be … Read More
Admit it or not, your home eventually loses its charm over time. Depending on how you look at it, a … Read More
We are thrilled to announce that Launch Finance were successful at this year’s Professional Lenders Association Network (PLAN) National Awards. … Read More
Small businesses have less than one year left to take advantage of the $20,000 tax break that was announced at … Read More
It’s that time of year when we start to get all of our items ready to send to the accountant … Read More
We recently assisted an existing client who was looking to purchase an investment property as a small business owner. The … Read More
When purchasing a home, it is important to remember a little thing called stamp duty. It is often forgotten and … Read More
Purchasing your first home is an exciting time, but it can also be a very daunting process. Where do you … Read More
Taking out a home loan can be tricky, especially if you’re unfamiliar with the process. Not knowing enough about the … Read More
Launch Finance recently assisted a client in securing a lower interest rate on their home loan after finding a niche … Read More
The interest rate landscape has experienced numerous changes over the past 12 months with different interest rates available for owner … Read More
Recent changes to the tax legislation has meant that the ATO now classes all property sales over $2million as a … Read More
We recently spent the day at the new Ronald McDonald House in Nedlands, giving back to our local community. With … Read More
Purchasing a property can be quite scary when you’re starting out. There are a lot of things that you don’t … Read More
Investing in property is a great way to grow your wealth. As a long term investment, it can also be … Read More
The First Home Owner Grant (FHOG) was a scheme introduced in 2000 designed to make it easier for first home … Read More
Interest rates are a hot topic right now with the Reserve Bank of Australia (RBA) cutting rates by a further … Read More
With the new financial year now in full swing, we are all working on getting our tax returns finalised for … Read More
Launch Finance recently assisted a client after their current lender wasn’t best serving their needs for their loan. The client … Read More
It can be a difficult task getting a foot into the property market with the average house price these days, … Read More
When taking out a home loan, one of the biggest decisions you will make is whether you opt for a … Read More
Owning an investment property can be a great way to grow your wealth and to gain financial freedom. While most … Read More
Home loan terms typically last up to 30 years, which is a considerable amount of time when you think about … Read More
Before diving into the property market, whether it’s to buy your first home or an investment property, it is a … Read More
Recently, we assisted a client in achieving their dream of saying goodbye to renting and welcome owning their own home … Read More
Small to medium business owners can receive approved lending for a greater loan to value ratio of up to 100% … Read More
The four big banks have initiated a tightening of policy on foreign borrowers wanting to borrow funds in Australia. The … Read More
Taking out a home loan can be a difficult task and become very confusing with so much on offer. You … Read More
Is your current lender offering you the most suitable deal possible or are they offering new clients better deals? It … Read More
When you’re buying a home, you should know exactly how much it’s going to cost you. For one, it will … Read More
After Launch Finance’s recent success at the State based Better Business Awards, Launch Finance is proud to announce that we … Read More
Launch Finance recently assisted a client in purchasing their property after being previously denied finance from a bank directly. The … Read More
Fixed interest rates are a hot topic right now, due to the recent drop in interest rates. There are now … Read More
When purchasing a home, it is essential to consider other living expenses outside the applicant’s mortgage repayments, to get a … Read More
Here at Launch Finance, we understand the importance of a budget, however we also understand that modern day life keeps … Read More
It’s no secret that tax season can be a particularly stressful time for any individual, especially business owners. It doesn’t … Read More
Launch Finance recently assisted a client looking for finance approval to purchase his first property after previously being declined finance … Read More
Lenders are offering finance approval for 457 Visa Holders who are currently awaiting permanent residency in Australia and are looking … Read More
As of midnight on June 30th, a fourteen-year-old exemption from the 2002 Financial Services Reform Act will be removed for … Read More
Australians love to renovate their home, whether they are living in it or renting it out. The age old question … Read More
Saving up for your first home can seem like a long and difficult process and then once you finally get … Read More
Most Australians dream of owning their own home and finalising their mortgage repayments and in the current market, being debt-free … Read More
Launch Finance recently assisted a client save thousands on their interest rate across two home loans through negotiating a better … Read More
Launch Finance are proud to announce that we have been named as a finalist for the 2016 Better Business Awards … Read More
Interest rates are a hot topic in the property home loan market at the moment with interest rates at an … Read More
This can often be one of the most difficult decisions to make when taking out a home loan and there … Read More
Your personal needs and circumstances will change throughout the years and it is important that your current home loan reflects … Read More
First home buyers in Perth have it tough when shopping for their first property with most looking for a 4 … Read More
Racking up a bad credit rating can be potentially harmful for your credit history and may cause issues when you … Read More
As a consumer, it’s always in your best interest to find deals that will help you save more money than … Read More
Apart from your loan amount, a huge bulk of your mortgage repayments goes towards paying off the interest your loan … Read More
The year’s almost over, and it’s once again the time when many of us make our list of resolutions for the … Read More
Good news for Australian permanent residents and Australian citizens living and working overseas earning overseas income. Certain lenders in Australia … Read More
What are the Credit Laws in Australia? The amended Privacy Regulation Act commenced on 12 March 2014 and includes details … Read More
Launch Finance recently assisted a client with the purchase of a property after being declined finance due to their casual … Read More
Are you looking to increase your wealth or add an extra source of income? The chances are, like most Australians, … Read More
If you’re shopping for a home loan, it’s important that you seek the assistance of a mortgage broker before you … Read More
When you’re shopping for a property, you may be tempted to look at property listings right away. However, before jumping … Read More
When you invest in property, it’s natural to want to get as much as you can out of it and … Read More
Launch Finance recently assisted a first homebuyer who put an offer on a property without first seeking finance. The client … Read More
There are a number of lenders in the competitive asset finance area that are concentrating on providing a simple product offering, … Read More
Choice matters when it comes to car financing for your clients. Our Launch Finance brokers can provide your clients with … Read More
When you take out a home loan, you have the option to deal directly with the bank or deal with … Read More
It’s a common dilemma for property buyers to choose between buying their first home and an investment property. Having your … Read More
Do you get that feeling of dread every time you check your bank account or check the mail for bills? … Read More
The first home owner grant of up to $3,000 for the purchase of an established home in Western Australia has … Read More
Heads up, you know darned well that you have to do something with your money. Something besides enjoying your weekends … Read More
The short answer is YES; of course it takes money to make money. To make money in the stock market, … Read More
There is a common trait that shows up on the road to building your wealth. This trait shows up as … Read More
Something most rags-to riches stories have in common is that a good budget is always needed to help anyone achieve … Read More
Lenders are currently offering mortgage brokers exceptional deals to encourage home buyers to apply for their loans or switch lenders … Read More
One major lender has recently announced that they will be extending a special offer for new and refinancing owner-occupier loans. … Read More
Launch Finance recently helped a valued client who came to Launch Finance seeking advice and direction on what they needed … Read More
Do you run out of money before you run out of month? Many do, but it doesn’t have to be … Read More
We are thrilled to announce that Launch Finance were successful at this year’s Professional Lenders Association Network (PLAN) Australia Awards … Read More
Buying your first home is an exciting and life changing event, but it can also be very intimidating and stressful. Your … Read More
Finding the right suburb for your family can be quite time consuming and confusing, however there are key items to look … Read More
Your home loan is probably the biggest debt that you will have in life and with the life of the … Read More
Launch Finance recently assisted a valued client with the purchase of their second investment property after coming into a few … Read More
If you are looking for a new home loan, you could be eligible for a $2,000 cash back offer. One … Read More
Due to the recent guidelines issued by the Australian Prudential Regulation Authority (APRA), lenders have been forced to crack down … Read More
With so many lenders in the market, it can be quite confusing and time consuming to choose the right lender and … Read More
Refinancing your mortgage can be a great way to get a better deal and there are a lot of great deals … Read More
A self-managed superannuation fund (SMSF) is a vehicle that can be used to manage retirement savings on behalf of its members. … Read More
Launch Finance recently helped a client secure an investment property after being previously declined from another lender based on lack … Read More
Each of the four major banks have announced that they will be increasing interest rates on investor lending, bringing interest rates … Read More
Making the decision to switch lenders can be a hard decision to make. The other lender may offer you a better … Read More
Investing in property is becoming progressively popular with investment loans increasing each year by 20%. This is largely fuelled by … Read More
Lenders’ Mortgage Insurance (LMI) is a fee you pay the lender when you borrow more than 80 per cent of … Read More
With the 2015 financial year gone and the new financial year just beginning, you’re likely in the middle of or … Read More
Getting a foot into the property market can seem like a daunting task, especially when there are so many different … Read More
The Reserve Bank of Australia (RBA) announced this month that it will be keeping rates at a low of 2.0 … Read More
Launch Finance recently assisted a client in obtaining an Unsecured Personal Loan in order to keep his house during a settlement … Read More
When borrowing more than 80% of a property’s value, lenders require that the borrowers pay Lenders Mortgage Insurance (LMI) to … Read More
The current record low interest rates have seen a greater increase in investor lending with Australians and overseas buyers purchasing investment … Read More
When you own a property, the equity in the home builds up over time. The equity is determined by subtracting … Read More
Investing in property can be difficult when it comes to making decisions and one of the toughest decisions for new … Read More
Your energy costs take up a huge chunk of your household budget. This is particularly relevant in WA where winter … Read More
With the end of financial year and tax time approaching fast, it is time to get your tax documents together … Read More
Our brokers have 70+ years worth of combined experience in finance broking and have built a wealth of networks to help … Read More
Following on from our state based wins in the 2015 Better Business Awards, we are thrilled to announce that Launch … Read More
In response to the growing percentage of investor-owners in the Australian property market over recent years, some lenders have now … Read More
At first glance, saving up for your first home while you’re renting may seem like an impossible task. Your finances … Read More
Buying a property isn’t a decision that you make overnight. It takes years of preparation and planning, especially if you want … Read More
Despite what’s being shown on TV nowadays, the truth is that renovating your home can’t always be a DIY job. … Read More
The State Government has announced that they will no longer be assisting First Home Owners who purchase an established house, … Read More
The company tax rate for eligible small businesses will be reduced by 1.5%; Unincorporated small businesses will receive a 5% tax discount; … Read More
Launch Finance can help save clients thousands in unnecessarily high fees through our extended network of influential contacts within the … Read More
With Perth ranked as the world’s 9th most liveable city by the 2014 World Economist Intelligence Unit Survey, there is … Read More
With many lenders offering rebates for refinancing at the moment, now could be a great time to review the lender’s … Read More
Your choice of who will rent your investment property is as important as your choice of the property itself. This … Read More
Whether you’re just looking to give your house a fresh coat of paint or are giving it a thorough makeover, … Read More
Regardless of whether you purchase a new or established home, you can benefit from depreciation benefits. While both property options … Read More
We are extremely excited to announce that Launch Finance took out two of the top prizes at the 2015 Better … Read More
Saving for a property in the current market can be tough, however with Launch Finance’s help, this process can be … Read More
Mortgage companies will be moving to a paperless system following regulatory pressure and consumer expectations for convenient and more efficient … Read More
When a client of ours recently purchased a new investment property, his current lender found a clause in the contract … Read More
While location is without a doubt the most important consideration when buying an investment property, its design also plays a … Read More
While residential property is often the default choice for property investors, you also have the option of investing in a … Read More
Tax season can be a stressful time for both individuals and companies since there are many things that have to … Read More
As the name would suggest, an interest only loan is a type of loan where you pay just the loan’s … Read More
Launch Finance can now offer clients a faster approval process on their property purchase. By using the contract of sale … Read More
Launch Finance is now not only recognised as a leading broking firm amongst our clients, but amongst our industry peers … Read More
Proving that our brokers will get the deal across the line, no matter the circumstances, Launch Finance recently assisted 2 … Read More
If your New Years Resolution was to sort out your finances, consolidating your debt is a great place to start. … Read More
Lenders in Australia continually offer new and better finance products to the market, but these are only useful to you … Read More
The property market is an ever-changing industry, so it pays to keep an eye on trends and movement in the … Read More
Buying a home can be notoriously expensive. Despite the fact that interest rates are currently at record lows, the government … Read More
In general, lenders in Australia will allow you to borrow up to 80% of the property’s purchase price, with you … Read More
Saving for a 20% deposit in the current property market is no small feat for our younger generation. What if … Read More
Following the Reserve Bank dropping the cash rate even lower last week, to an all time low of 2.25%, there … Read More
Launch Finance recently helped a group of clients with a unique situation, in which they were trying to build on … Read More
Subdividing a property can be a profitable way of investing in property. However this process does not come without its … Read More
Building a new home can be an exciting and a rewarding path to home ownership, as you will be able … Read More
When you take out a home loan, you have the option of choosing one with a variable rate or a … Read More
When looking to take out or change loans, it may be a good idea to review the potential hidden costs … Read More
Developing a multi-unit property can be a big enough task on its own, without having to deal with the higher … Read More
The cash rate in Australia has remained at an all time low of 2.5% since August 2013, easing the pressure … Read More
We were recently referred a client, who had been denied a loan on multiple occasions with another broker. We were … Read More
An offset account is a transaction account that is attached to your mortgage. As the name would suggest, the amount … Read More
Purchasing a property with a friend can be a key strategy in helping you enter the property investment market sooner … Read More
We’re all prone to habits. These include financial habits that have been passed down to us from our parents, such … Read More
The average mortgage term in Australia ranges from 25 to 30 years, but you don’t have to be stuck with … Read More
Foreign investment has recently been strong within the Australian market. According to the Department of Foreign Affairs and Trade (DFAT) … Read More
With ever increasing property prices it is becoming more and more difficult to reach that magic number for your deposit. … Read More
It is imperative for lenders to get to know their customers and most importantly their financial objectives. At Launch Finance … Read More
With the record low fixed and variable rates we are currently appreciating makes it an ideal time to refinance your … Read More
Interest rates are currently at record lows, which is a good thing for consumers. It means that you’ll be able … Read More
When it comes to assessing your borrowing capacity, lenders will look at a number of factors including current/potential rental income … Read More
Launch Finance recently assisted a client in extending their purchase contract deadline and securing a loan with a non-major lender, … Read More
In recent times, investor finance has been growing at a rapid double-digit rate and, because of this, now makes up … Read More
When taking out a home loan, you can save a lot of time and energy by employing the services of … Read More
There are several factors you have to take into account in investment property financing, and these go beyond getting the … Read More
When you invest, you have the option between doing it on your own or partnering with other people in the … Read More
The debate surrounding when to sell your house has raged on for decades. Generally in the Summer families are away … Read More
In this day and age, young adults are living at home for longer – mainly because the median house price … Read More
The high number of people completing contract-based work in Western Australia is often problematic for them when applying for finance … Read More
Who are Australia’s First Home Buyers today? realestateVIEW.com.au has recently conducted a report, asking 1000 of Australia’s first home buyers, home … Read More
When you decide to purchase a property, you’ll most likely have to deal with the seller’s agent. In this article, … Read More
We are well in the midst of the Spring school holidays now and Launch Finance thought you could use some … Read More
With the Spring school holidays upon us again, we have put together a list of fun family activities to help … Read More
When you purchase a property with an existing tenant, the arrangement is naturally advantageous to you. The reason being, you … Read More
Property investment can be a great way to build your wealth. Though the thought might seem daunting at first, property … Read More
Are you struggling to finance your next holiday? Launch Finance has just the ticket to launch you from your backyard … Read More
The RBA has left Australia’s cash rate at a record low level of 2.5% and some lenders are passing on this … Read More
Debt consolidation is difficult to manage by yourself, especially if you have an existing home loan that has gone into … Read More
Buying an empty block is much easier than purchasing a home, but this does not mean that it is simple … Read More
When you are self-employed, lenders typically see you as a high-risk borrower. This isn’t personal. The reason this occurs is … Read More
Self-managed super funds (SMSFs) are a type of superannuation fund established by up to four individuals called trustees. SMSFs offer … Read More
When you own a business, upgrading or replacing the equipment that you use can be quite costly. With this in … Read More
Launch Finance can help you take advantage of interest rate cuts, with five year fixed rate mortgages now available from … Read More
Recently Launch Finance was approached by a client who was looking to purchase their first home and our brokers were … Read More
Did you know that you can use the revenue from your existing client book to service a business loan? Did … Read More
Home equity refers to the difference between the market value of your property and the balance on your mortgage. You … Read More
When purchasing a new home, it is important to note that your expenses will go beyond the purchase price of … Read More
Buying your dream home can be exciting and daunting at the same time. There are many options available in the … Read More
When it comes to properties, you can either purchase an established home or buy off the plan. The latter means … Read More
When taking out a home loan, you can choose to conduct the search alone, or use a mortgage broker to … Read More
Have you got a large debt with the ATO? Launch Finance can help you draw down funds from your existing … Read More
Recently Launch Finance was approached by a client who was purchasing a property for a significantly discounted rate from his … Read More
If you are in Australia on a 457 Visa and are struggling to save for a 20% home deposit, Launch … Read More
When searching for a home loan, you will be presented with a range of loan options, allowing you to pick … Read More
As many people already know, your credit rating is extremely important if you’re going to take out a loan. Ideally, … Read More
Refinancing is often an attractive option to those with current home loans who are looking for a better deal or … Read More
Launch Finance was proud to assist a client that was referred to us recently to access the necessary financing for … Read More
Interest rates for fixed rate home loans have remained at low levels, increasing their popularity. Fixed rate home loans provide … Read More