If you have an investment property, it is important to ensure that your investment loan remains competitive.  If you have … Read More

If you’re a medical specialist and considering buying your own private practice now or in the near future, you need … Read More

Starting your own medical practice can be daunting. Whether you are setting up a new practice or taking over an … Read More

Borrowers may choose to pay interest-only on their loan for a specified period of time, subject to the lender agreeing … Read More

When you take out a loan with a lender, the lender will calculate the loan repayment based on the term … Read More

When you’re considering purchasing and/or selling a property, the first people you contact are probably real estate agents and then … Read More

Good news for investors! Usually, interest rates on loans for investment properties are higher than they are for owner occupied … Read More

Major lenders have been taking longer to process loan applications in the past few months. The major factors increasing the … Read More

The property market is currently experiencing a housing boom due to a combination of low mortgage rates, improved economic conditions, … Read More

As confidence levels return for buyers, sellers and investors, we’re expecting a busy year in the property market.  This is … Read More

Buying an investment property can be a great way to grow your wealth and secure your financial future. If you … Read More

On Tuesday, 3rd November 2020, the Reserve Bank of Australia (‘RBA’) cut interest rates from the previous record low of … Read More

When growing up, did you ever dream about owning a beautiful home with a lush front garden and backyard pool? … Read More

When purchasing an investment property, you need to consider what desirable features tenants are looking for in rental properties. The … Read More

Owning an investment property has associated expenses which can eat into your rental income. Fortunately, there are ways you can … Read More

Details have now been released regarding the new 10,000 places released under the First Home Loan Deposit New Home Guarantee … Read More

Andrew Boyle from Focus Products share his hot tips in getting your pool ready for the warmer months. As we … Read More

With the borders currently closed and everyone itching for a getaway, now is the best opportunity to take a road … Read More

According to the latest data from Real Estate Institute of Australia (REIWA), Perth’s rental vacancy rate has dropped to 1.6%, … Read More

Refinancing can offer numerous benefits, whether you’re chasing lower repayments, or you want to tap into your existing equity to … Read More

For some young individuals, saving for a home loan deposit to purchase their first home is an almost impossible dream. … Read More

It’ll take more than giving up your Netflix subscription or those daily coffee runs to save for a home deposit … Read More

Now the 2019/20 financial year has ended, it is time to get your tax returns finalised and lodged. If you … Read More

Now is the time to renovate with the Federal Government announcing $25,000 grants for eligible Australian owner-occupiers to build a … Read More

As a result of the successful first round of the Federal Government’s First Home Loan Deposit Scheme, 10,000 loan guarantees are … Read More

As a result of record low interest rates, the question on many of our clients’ minds of late has been, … Read More

There is a lot of talk about interest rates right now being that we have reached record lows in Australia! … Read More

Although this is a challenging time of restrictions, the great news is that there is a broad spectrum of support … Read More

During these unique times, we are stronger together. It’s important at this time that we support each other – our … Read More

We hope you and your family are safe and well. During these unprecedented times, we want to let you know … Read More

Lately, we’ve found a lot of our clients have read the ‘Barefoot Investor’ book and have been implementing some of … Read More

Launch Finance had a great evening at The Adviser Better Business Awards 2020. We are very proud to announce that … Read More

We’ve had a lot of interest from people regarding the ‘First Home Loan Deposit Scheme’, curious to know whether they … Read More

If you’re a first home buyer and you’re looking for one of the best offers to hit the market to … Read More

There is a lot that changed in the finance industry in 2019, as a result – it is now more … Read More

Have your first home buyer clients been eagerly awaiting the announcement of the full panel of lenders for the First … Read More

Last month, in their second year, Launch brokers formed part of the 14 riders in ‘Team Finance Brokers’ who challenged … Read More

Are you wanting to get ahead of the curve when it comes to your finances? Do you want to have … Read More

There have been a lot of changes within the finance industry throughout 2019 and one of the most important to … Read More

Attention first home buyers!  Did you know… If you save 5% of the purchase price of your desired home, you … Read More

A couple of our brokers flew to Australia’s red centre last month to celebrate PLAN’S (Professional Lenders Association Network) 20th … Read More

It’s spring time, interest rates are at an all-time low and opportunity is in the air! Are you ready for … Read More

The amount you can borrow and the amount you should borrow are sometimes two very different things. Before you apply … Read More

Prepare.                The first tip is to prepare first, so that you are in the best position. Pre-approval.                     My next tip … Read More

Earlier this month, the Australian Prudential Regulation Authority (APRA) finalised its revised guidance on serviceability assessment rates for lenders in relation … Read More

On 1st July 2019, the Australian Banking Association (ABA) released a new Banking Code of Practice (BCoP), which amongst other … Read More

The Launch team love getting involved in the community, particularly when it makes a difference. Last month one of our … Read More

The Reserve Bank of Australia (RBA) announced consecutive rate cuts in June 2019 and July 2019, bringing the cash rate … Read More

There are many financial products on the market, each with their unique features and benefits. A loan that is right … Read More

Last week one of our directors Joe Del Borrello joined Master Builders WA in Woodlands to film their next segment with Home In WA. … Read More

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Great news for first and subsequent homebuyers! In support of the State Government’s policy to assist more Western Australians into … Read More

What is it and how does it work? An offset account is a cash account that is linked to your … Read More

Let’s face it, for the most part we all have busy lives making it very easy for us to get … Read More

Australia’s current government unveiled their proposed 2019-20 Federal Budget earlier this month. This budget has dual purpose as both an … Read More

Launch Directors: Dean English, Duncan McKinnon, Joe Del Borrello, Steve Milligan, Warrick Greaves. The lending market experienced a lot of … Read More

Are you planning on buying a home sometime soon? A home loan will usually be a big part in making … Read More

For most Australians, our home is our most valuable asset.  However, when tragedy strikes, many Australians find they are underinsured.  … Read More

We are thrilled to announce that recently Launch Finance took out multiple wins at The Adviser Better Business Awards 2019 … Read More

We are thrilled to announce that earlier this month Launch Finance was appointed the finance partner of  Master Builders Western … Read More

As many of you are probably aware, the final report from the Hayne Royal Commission into Misconduct in the Banking, … Read More

The First Home Owner Grant (FHOG) was a scheme introduced in 2000 designed to make it easier for first home … Read More

Can you believe that you could be buying or building your first brand new home with a deposit from as … Read More

Life consistently delivers us challenges to grow, it can be quite surprising when big obstacles turn out to be gifts … Read More

In today’s competitive market, applicants are often spoilt for choice when it comes to home loan options. For one of … Read More

Are you self-employed and finding it challenging to save a house deposit when your income fluctuates month to month? The … Read More

Buying at auction can present great opportunities for homebuyers, but can also come with some inherent risks for those home … Read More

We’re extremely proud to announce that the Finance Brokers Ride to Conquer Cancer entire team made it through the full … Read More

Here’s a little video from the team, we wanted to personally thank our clients and referrers for your continued support. … Read More

We are thrilled to announce that last Thursday Launch Finance took out multiple wins at the PLAN (Professional Lenders Association … Read More

Welcome to Launch TV 🚀!  We’ve created this channel to help you on your finance journey. Benefit from market-leading expertise … Read More

The Mortgage and Finance Association of Australia (MFAA) recently launched a national, multi-channel advertising campaign to communicate and raise awareness … Read More

People don’t plan to fail, they fail to plan… let’s explore how you can plan your way to financial freedom. … Read More

Every Year at Launch Finance we hold a Professional Development Day at Ronald McDonald House where we invite a couple … Read More

At a time when interest rates remain near historic lows and the market has diverse and dynamic mortgage options – … Read More

Making a smart investment property choice that maximises long-term profit is the dream, it’s possible to ‘get lucky’ however in … Read More

Are you a 1st Homebuyer looking for a faster way to save for your first home? Thanks to new laws … Read More

It is common practice in Australia that when purchasing a residential property, a 10-20% deposit may be required to secure … Read More

Recently one of our Directors met to present and discuss with Federal MP Andrew Hastie after developing the concept to … Read More

The definition of ‘HOME’ can be described as; ‘the place where one lives permanently, especially as a member of a … Read More

When people buy property together, particularly if it’s with a partner or spouse, they will usually register the title in both people’s names. There are … Read More

Looking for ways to pay off your mortgage in record time? Whether you’re a seasoned investor or buying your first … Read More

It’s an exciting time, you’ve decided to buy a property off the plan which means you will have a BRAND-NEW … Read More

During your home loan research, you may have come across a home loan that offers a redraw facility. It’s one … Read More

When searching for an investment property loan, there are certain things to look out for as they tend to be … Read More

Ready to buy a property? For most people, this will mean getting a loan, an important and efficient first step … Read More

As part of the 2018 Budget, the federal government recently announced a scheme allowing homeowners over the age of 65 … Read More

For investors wanting to develop three units on one property title, most lenders will allow a maximum of two units … Read More

Have you heard of Medico Packages? Sometimes also referred to as a ‘Medico Pack’ home loan. This is a discounted … Read More

Do you know that a simple phone call or email could save you thousands of dollars on your home loan? … Read More

As a first homebuyer or even second or third homebuyer, it can be overwhelming when you’re shopping for a property … Read More

As the name would suggest, a self-managed super fund (SMSF) allows you be in charge of your superannuation. So, for … Read More

There is a lot of movement in the Australian mortgage industry right now with major lenders cutting interest rates following … Read More

It is a popular ambition to retire debt free and at Launch Finance, we work hard to make it happen. … Read More

Property valuations are essential when obtaining a home loan and have become increasingly more important as the property market fluctuates. … Read More

Getting the keys for your ­first home is an exciting time in anyone’s life, however it is often a less … Read More

Do you have a client who needs a finance solution for a time in their life when credit impairment is … Read More

Did you know that refinancing your existing home loan may become a little more complicated once you’re over the age … Read More

There’s nothing more satisfying as a broker than being able to help your clients out of a tough situation. Recently, … Read More

There has been a lot of media lately surrounding the banking and finance industry with ASIC conducting reviews into finance … Read More

Recently a client of ours found themselves in a challenging situation during the build of their home. After purchasing land, … Read More

Breaking up is hard to do. On top of the emotional impact, there are practical ramifications as well.  When there’s … Read More

Launch Finance has access to a lender that has a specialist real estate and strata relationship division.  This allows them … Read More

Up until recently, the large majority of investment property owners would have been paying interest only repayments on their investment loan.  … Read More

Despite record low interest rates and a fairly stagnant property market in Perth, getting into the property market is still … Read More

There’s no denying that websites like Airbnb and Stayz have dominated the holiday accommodation industry and thrown a few spanners … Read More

In 2014 the government made amendments to the Privacy Act 1988 permitting lenders to provide information to credit reporting agencies … Read More

Technology is all about helping make our lives easier and these days hunting for the perfect property, decoration inspiration and … Read More

2018 has well and truly begun, the festive season is over, and some people will be a few kilos heavier! … Read More

Some of us aren’t sad to see 2017 go, and with data that confirms 2018 is set to be a … Read More

It’s been a busy year for the finance and mortgage industry with plenty of changes, and the introduction of new … Read More

The year’s almost over, and it’s time to set goals for 2018. One important objective for the coming year should … Read More

It’s a great time to purchase a new home in WA and with this comes greater competition from other buyers, … Read More

When a bank lends money to a customer, it takes the risk that the customer may not repay the money … Read More

One of our clients recently approached us and was looking to refinance their owner-occupied home loan, as well as their … Read More

Do you have a client who is planning on opening up a new location or is planning a new business … Read More

It is now more vital than ever to be having a discussion with your clients about their budget and spending … Read More

It takes money to run a business, especially if you’re planning on purchasing new equipment or expanding. In most cases, … Read More

Before taking out a home loan, it is essential that you compare lenders and their products first to know what … Read More

Home loan approval is more than showing a lender you have a deposit and consistent income.  Lenders are now closely … Read More

Summer is well on its way and with it comes holidays, Christmas and good times with friends and family, but … Read More

Being a small business owner comes with its fair share of challenges and maintaining a positive cash flow is often … Read More

Do you have a client who is a small business owner and looking to grow their business, purchase business equipment … Read More

We recently met with a client who had a mix of business and residential debt totaling approximately $600,000.  They approached … Read More

Are you considering renovating your home or investment property? A well-considered and researched renovation plan can increase the value of … Read More

It’s no secret that Perth people love their coffee and we’re no exception, so we’ve put together a list of … Read More

This month, we saw a couple that are self-employed and were struggling to get finance for their first home. As … Read More

Why use a broker when you can go direct to a bank? The answer is, why wouldn’t you use a … Read More

Are you self employed and looking to finance new equipment or assets used for your business? We have relationships with … Read More

In its drive to encourage property owners and investors to build energy-efficient homes, the federal and state governments of Australia … Read More

Are you looking at living near Perth’s CBD? There are still great house prices in and around the CBD and … Read More

You may have noticed over the past few months that lenders are becoming stricter with investment lending. The Australian Prudential … Read More

The Reserve Bank of Australia (RBA) hasn’t announced any changes to the cash rate for a year now, leaving the … Read More

Up until recently, it was relatively easy to apply for a home loan. As long as you could show that … Read More

In such a competitive market, it pays to use a mortgage broker who will spend the time to find you … Read More

Investors are facing a tough time with lenders at the moment as investment loans are becoming more restricted. In March, … Read More

Positive Credit Reporting, also known as Comprehensive Credit Reporting, is the method Australian lenders are currently using to assess a … Read More

Short term accommodation innovations like Airbnb have certainly changed the way we plan and book a holiday. They provide a … Read More

Business loans can be confusing and it takes an experienced finance broker to help you find one that suits your … Read More

We all want our kids to be financially better off than we are, but how do we do this? Taking … Read More

We recently assisted a self-employed client who sold their successful business and was having difficulty restructuring his business loan. His … Read More

The 1st of July, 2017 saw the implementation of a new 12.5% tax on property sales of $750,000 or more … Read More

As brokers, we understand that individuals require tailored solutions for their financial loan matters. Whether they are selling or buying … Read More

Wow, it’s June 30 already! This year has flown by and that means tax season is upon us, which can … Read More

We were recently approached by a client who had previously received a finance pre-approval by a bank manager from a … Read More

If you’re thinking about buying your first home, you probably already know that saving a sizeable deposit is an important … Read More

The Government’s 2017 Federal Budget has provided a new incentive for first home buyers in the form of a “First … Read More

Mortgage brokers, loan pre-approvals, fixed versus variable rate loans, stamp duty, conveyancing.  If you’re new to Australia, the language of … Read More

As a home owner or property investor, you may have heard the term “overcapitalising”. But what exactly is it and … Read More

You have found the home of your dreams, Launch Finance has advised that your finance is all but assured and … Read More

Interest rates are at a record low and there is no way of knowing how long they will remain this … Read More

Purchasing a property is the most expensive purchase you will undoubtedly have in your lifetime. With most lenders requiring a … Read More

Are you looking to purchase your first home, but struggling to meet the deposit requirements? A guarantor loan could be … Read More

Admit it or not, your home eventually loses its charm over time. Depending on how you look at it, a … Read More

Small businesses have less than one year left to take advantage of the $20,000 tax break that was announced at … Read More

It’s that time of year when we start to get all of our items ready to send to the accountant … Read More

When purchasing a home, it is important to remember a little thing called stamp duty. It is often forgotten and … Read More

Purchasing your first home is an exciting time, but it can also be a very daunting process. Where do you … Read More

Taking out a home loan can be tricky, especially if you’re unfamiliar with the process. Not knowing enough about the … Read More

The interest rate landscape has experienced numerous changes over the past 12 months with different interest rates available for owner … Read More

Recent changes to the tax legislation has meant that the ATO now classes all property sales over $2million as a … Read More

Purchasing a property can be quite scary when you’re starting out. There are a lot of things that you don’t … Read More

Investing in property is a great way to grow your wealth. As a long term investment, it can also be … Read More

The First Home Owner Grant (FHOG) was a scheme introduced in 2000 designed to make it easier for first home … Read More

Interest rates are a hot topic right now with the Reserve Bank of Australia (RBA) cutting rates by a further … Read More

With the new financial year now in full swing, we are all working on getting our tax returns finalised for … Read More

It can be a difficult task getting a foot into the property market with the average house price these days, … Read More

When taking out a home loan, one of the biggest decisions you will make is whether you opt for a … Read More

Owning an investment property can be a great way to grow your wealth and to gain financial freedom. While most … Read More

Home loan terms typically last up to 30 years, which is a considerable amount of time when you think about … Read More

Before diving into the property market, whether it’s to buy your first home or an investment property, it is a … Read More

Small to medium business owners can receive approved lending for a greater loan to value ratio of up to 100% … Read More

The four big banks have initiated a tightening of policy on foreign borrowers wanting to borrow funds in Australia. The … Read More

Taking out a home loan can be a difficult task and become very confusing with so much on offer. You … Read More

Is your current lender offering you the most suitable deal possible or are they offering new clients better deals? It … Read More

When you’re buying a home, you should know exactly how much it’s going to cost you. For one, it will … Read More

Fixed interest rates are a hot topic right now, due to the recent drop in interest rates. There are now … Read More

When purchasing a home, it is essential to consider other living expenses outside the applicant’s mortgage repayments, to get a … Read More

It’s no secret that tax season can be a particularly stressful time for any individual, especially business owners. It doesn’t … Read More

As of midnight on June 30th, a fourteen-year-old exemption from the 2002 Financial Services Reform Act will be removed for … Read More

Australians love to renovate their home, whether they are living in it or renting it out. The age old question … Read More

Saving up for your first home can seem like a long and difficult process and then once you finally get … Read More

Most Australians dream of owning their own home and finalising their mortgage repayments and in the current market, being debt-free … Read More

Launch Finance recently assisted a client save thousands on their interest rate across two home loans through negotiating a better … Read More

Interest rates are a hot topic in the property home loan market at the moment with interest rates at an … Read More

This can often be one of the most difficult decisions to make when taking out a home loan and there … Read More

Your personal needs and circumstances will change throughout the years and it is important that your current home loan reflects … Read More

First home buyers in Perth have it tough when shopping for their first property with most looking for a 4 … Read More

Racking up a bad credit rating can be potentially harmful for your credit history and may cause issues when you … Read More

As a consumer, it’s always in your best interest to find deals that will help you save more money than … Read More

Apart from your loan amount, a huge bulk of your mortgage repayments goes towards paying off the interest your loan … Read More

The year’s almost over, and it’s once again the time when many of us make our list of resolutions for the … Read More

Good news for Australian permanent residents and Australian citizens living and working overseas earning overseas income. Certain lenders in Australia … Read More

What are the Credit Laws in Australia? The amended Privacy Regulation Act commenced on 12 March 2014 and includes details … Read More

Are you looking to increase your wealth or add an extra source of income? The chances are, like most Australians, … Read More

If you’re shopping for a home loan, it’s important that you seek the assistance of a mortgage broker before you … Read More

When you’re shopping for a property, you may be tempted to look at property listings right away. However, before jumping … Read More

When you invest in property, it’s natural to want to get as much as you can out of it and … Read More

There are a number of lenders in the competitive asset finance area that are concentrating on providing a simple product offering, … Read More

Choice matters when it comes to car financing for your clients. Our Launch Finance brokers can provide your clients with … Read More

When you take out a home loan, you have the option to deal directly with the bank or deal with … Read More

It’s a common dilemma for property buyers to choose between buying their first home and an investment property. Having your … Read More

Do you get that feeling of dread every time you check your bank account or check the mail for bills? … Read More

Managing your mortgage is important if you want to avoid hefty penalties and stay on the path to paying off … Read More

The first home owner grant of up to $3,000 for the purchase of an established home in Western Australia has … Read More

Heads up, you know darned well that you have to do something with your money. Something besides enjoying your weekends … Read More

The short answer is YES; of course it takes money to make money. To make money in the stock market, … Read More

Millennial! Another of those media driven buzzwords, used to label those between the ages of 18 and 34, while the term Gen … Read More

Lenders are currently offering mortgage brokers exceptional deals to encourage home buyers to apply for their loans or switch lenders … Read More