Launch Finance

Benefits Of Using A Mortgage Broker In Perth, WA, The Broker's View

Thu, 24 Sep 2026 09:00:00 GMT

Discover the real benefits of using a mortgage broker in Perth, WA. Compare across 60+ lenders, navigate lender policy and get expert help from application to settlement.

Best Coastal Suburbs in Perth, WA, Your Local Buyer's Guide

Thu, 24 Sep 2026 09:00:00 GMT

Looking for the best coastal suburbs in Perth, WA? Compare house and unit medians from Cottesloe to Rockingham, with local transport links and lending tips from a Perth mortgage broker.

Best New Estates in Perth, WA, Your Guide to House and Land

Thu, 24 Sep 2026 09:00:00 GMT

Looking at new estates in Perth, WA? Compare house and land options, suburb medians, grants and deposit schemes with a local mortgage broker across 60+ lenders.

Best Northern Corridor Suburbs Perth, WA, Your Practical Guide

Thu, 24 Sep 2026 09:00:00 GMT

Discover the best northern corridor suburbs in Perth, WA for first home buyers, investors and families. Compare medians, rail access and borrowing options across 60+ lenders.

Best Rental Yield Suburbs Perth, WA, What Investors Actually Need to Know

Thu, 24 Sep 2026 09:00:00 GMT

Rental yields across Perth, WA vary widely by suburb and property type. Here's how to compare suburbs, structure your investment loan, and find the right lender across 60+ options.

Best Suburbs for FIFO Workers in Perth, WA, Where to Buy on a Roster Income

Thu, 24 Sep 2026 09:00:00 GMT

FIFO workers in Perth, WA face unique lending challenges. Here's where to buy across Greater Perth, how lenders assess roster income, and what moves your borrowing capacity.

Best Suburbs for Healthcare Workers in Perth, WA, Where to Buy on a Nurse or Doctor's Income

Thu, 24 Sep 2026 09:00:00 GMT

Healthcare workers in Perth, WA have more borrowing power than most realise. Compare suburbs from $700,000 to $2.75M, with local data and broker insight.

Best Suburbs for House and Land in Perth, WA, Your Practical Guide

Thu, 24 Sep 2026 09:00:00 GMT

Looking for the best suburbs for house and land in Perth, WA? Compare medians, growth and borrowing costs across Perth's top growth corridors. Compare 60+ lenders.

Best Suburbs for Keystart Buyers in Perth, WA, The 2026 Guide

Thu, 24 Sep 2026 09:00:00 GMT

Looking at Keystart in Perth, WA? These suburbs sit within Keystart's $860,000 limit and suit buyers with a 2% deposit. Compare house and unit medians across Perth.

Best Suburbs for Rentvesting in Perth, WA, Your Practical Guide

Thu, 24 Sep 2026 09:00:00 GMT

Discover the best Perth, WA suburbs for rentvesting in 2026. Compare house and unit medians, borrowing implications and how a local broker helps you buy smart across 60+ lenders.

Best Suburbs for Retirees in Perth, WA, Your Practical Guide

Thu, 24 Sep 2026 09:00:00 GMT

Comparing the best Perth suburbs for retirees in 2026? We look at house and unit medians, transport, amenity and what lenders need to know. Compare across 60+ lenders.

Best Suburbs for Units and Apartments in Perth, WA, The 2026 Guide

Thu, 24 Sep 2026 09:00:00 GMT

Searching for the best suburbs for units and apartments in Perth, WA? Compare medians, transport and lending options across Perth's top unit markets. Updated September 2026.

Best Suburbs for Waterfront Living in Perth, WA, The Local Guide

Thu, 24 Sep 2026 09:00:00 GMT

Looking for waterfront living in Perth, WA? From Cottesloe to Rockingham, discover which suburbs suit your budget and how a local broker can help you buy there.

Best Suburbs To Live in Perth, WA, Your Local Broker's Guide

Thu, 24 Sep 2026 09:00:00 GMT

Looking for the best suburbs to live in Perth, WA? Compare house and unit medians across Perth's top suburbs, from affordable growth corridors to established riverside areas.

Buying Property In A Trust Perth, WA, What Lenders Actually Check

Thu, 24 Sep 2026 09:00:00 GMT

Thinking about buying property in a trust in Perth, WA? Here's how lenders assess trust structures, what it means for your borrowing capacity, and how a broker helps.

HECS Debt And Home Loans Perth, WA, What Lenders Actually Check

Thu, 24 Sep 2026 09:00:00 GMT

HECS debt reduces your borrowing power in Perth, WA, but it won't stop you buying. Learn how lenders assess your repayment, when paying it out helps, and how a broker finds the right lender for you.

How Business Loans Work in Perth, WA, The Broker's Guide

Thu, 24 Sep 2026 09:00:00 GMT

How business loans work in Perth, WA, from term loans to equipment finance. Compare options across 60+ lenders with Launch Finance and find the right fit.

How Lenders Assess FIFO and Mining Income in Perth, WA, Roster Income Rules

Thu, 24 Sep 2026 09:00:00 GMT

Lenders treat FIFO and mining income differently to a salary. Here's how allowances, overtime and roster pay are assessed for a home loan in Perth, WA.

How Much Do You Need To Earn To Buy in Perth, WA, What Lenders Check

Thu, 24 Sep 2026 09:00:00 GMT

Wondering how much you need to earn to buy a home in Perth, WA? A mortgage broker explains how lenders assess income, borrowing capacity and what moves your number.

How to Refinance Out of Keystart in Perth, WA, Your Practical Guide

Thu, 24 Sep 2026 09:00:00 GMT

Ready to refinance out of Keystart in Perth, WA? Learn how lenders assess your equity, what the switch really costs, and how a broker compares your options across 60+ lenders.

How To Save For A House Deposit Faster in Perth, WA, From a 2% Deposit

Thu, 24 Sep 2026 09:00:00 GMT

Saving a house deposit in Perth, WA takes longer than most people expect. Here's how to get there faster, and which schemes let you buy with as little as 2%.

Is Now A Good Time To Buy in Perth, WA? A Local Broker's Guide

Thu, 24 Sep 2026 09:00:00 GMT

Wondering if now is a good time to buy in Perth, WA? REIWA data shows house medians from $700,000 to $3.5M. Here's how to read the market and your own position.

Keystart Eligibility And Income Limits Perth, WA, The 2026 Guide

Thu, 24 Sep 2026 09:00:00 GMT

Find out if you qualify for Keystart in Perth, WA. Income limits, price caps, deposit requirements and how Keystart compares to a standard loan - explained by a local broker.

Keystart Home Loans Perth, WA: What You Can Borrow and When to Move On

Thu, 24 Sep 2026 09:00:00 GMT

Keystart home loans in Perth, WA let you buy from a 2% deposit with no LMI. Learn who qualifies, what the income limits are, and when to refinance to a standard lender.

Keystart vs a Standard Home Loan in Perth, WA, The 2026 Guide

Thu, 24 Sep 2026 09:00:00 GMT

Comparing Keystart vs a standard home loan in Perth, WA? See deposit requirements, income limits and when refinancing makes sense. Talk to our team across 60+ lenders.

Median House Prices By Suburb in Perth, WA, The 2026 Guide

Thu, 24 Sep 2026 09:00:00 GMT

REIWA data shows Perth house medians from $700,000 in Armadale to $3.5m in Cottesloe. See which suburbs sit under the $850,000 scheme cap and what it means for your deposit.

Perth Property Market Update 2026: Medians, Growth and What It Means for Buyers

Thu, 24 Sep 2026 09:00:00 GMT

Perth property market update for 2026. REIWA data shows house medians from $700,000 in Armadale to $3.5m in Cottesloe. See what the numbers mean for your deposit and borrowing.

Suburbs in Perth, WA: A Buyer's Guide to Where You Can Buy

Thu, 24 Sep 2026 09:00:00 GMT

Thinking about buying in Perth, WA? This buyer's guide covers house and unit medians across key suburbs, what the numbers mean for your deposit, and how to choose the right area for your budget.

Up and Coming Suburbs Perth, WA, Where Growth Has Run Fastest

Thu, 24 Sep 2026 09:00:00 GMT

Discover which Perth, WA suburbs have grown fastest over the past 12 months. A local mortgage broker compares medians, buyer fit and borrowing implications across the city.

Upsizing From a Unit to a House in Perth, WA, Your Practical Guide

Thu, 24 Sep 2026 09:00:00 GMT

Upsizing from a unit to a house in Perth, WA? Learn how lenders assess your equity, what the move costs, and how a mortgage broker compares your options across 60+ lenders.

WA Home Buyers Assistance Account Perth, The 2026 Guide

Thu, 24 Sep 2026 09:00:00 GMT

The WA Home Buyers Assistance Account gives eligible first home buyers up to $2,000 towards purchase costs. Learn who qualifies, what it covers, and how Perth buyers can use it alongside other grants.

What Expenses Lenders Add Back To Your Income in Perth, WA, The Self-Employed Broker's View

Thu, 24 Sep 2026 09:00:00 GMT

Lenders add back depreciation, one-off costs and more to boost your self-employed income in Perth, WA. Here's what counts, what doesn't, and how to structure your application.

Buying Off The Plan in Perth, WA, Your Plain-English Guide

Wed, 23 Sep 2026 09:00:00 GMT

Thinking about buying off the plan in Perth, WA? Learn how finance works, what risks to watch for, and how a local broker compares options across 60+ lenders.

Buying With A Partner With Bad Credit in Perth, WA, Your Options Explained

Wed, 23 Sep 2026 09:00:00 GMT

Buying a home with a partner who has bad credit in Perth, WA? Learn how lenders assess joint applications, which options apply, and how a broker finds the right lender.

Commercial Property For Business Owners in Perth, WA, The Broker's Guide

Wed, 23 Sep 2026 09:00:00 GMT

Buying commercial property as a business owner in Perth, WA? Learn how lenders assess your application, what deposits apply, and how a mortgage broker compares 60+ lenders to find the right fit.

Consolidating Credit Card Debt in Perth, WA, Your Plain-English Guide

Wed, 23 Sep 2026 09:00:00 GMT

Consolidating credit card debt into your home loan in Perth, WA can cut repayments and free up borrowing power. Here's how lenders assess it, and when it makes sense.

First Home Buyer Stamp Duty Concession Perth, WA, The 2026 Guide

Wed, 23 Sep 2026 09:00:00 GMT

WA's first home buyer stamp duty concession saves thousands on homes to $800,000. See how the 2026 thresholds work in Perth, WA and what you need to qualify.

First Home Owner Grant Perth, WA, The 2026 Guide

Wed, 23 Sep 2026 09:00:00 GMT

WA's First Home Owner Grant is $10,000 for new homes up to $800,000 in Perth. Here's who qualifies, what triggers the payment, and how to combine it with other schemes.

Fixed Vs Variable Home Loans Perth, WA, What Lenders Actually Check

Wed, 23 Sep 2026 09:00:00 GMT

Fixed or variable home loan in Perth, WA? A local mortgage broker explains how lenders assess each option, what moves your rate, and how to choose. Compare across 60+ lenders.

Foreign Income And Expat Lending Perth, WA, What Lenders Actually Check

Wed, 23 Sep 2026 09:00:00 GMT

Buying property in Perth, WA on foreign income or as an expat? Learn how lenders assess overseas earnings, FIRB rules, and your deposit options across 60+ lenders.

Guarantor Home Loans in Perth, WA, Buy With a 2% Deposit

Wed, 23 Sep 2026 09:00:00 GMT

Guarantor home loans let Perth, WA buyers borrow with a small deposit and no LMI. A local mortgage broker explains how the guarantee works, who can help, and what lenders check.

Help to Buy Scheme Perth, WA, The 2026 Guide

Wed, 23 Sep 2026 09:00:00 GMT

The Help to Buy shared equity scheme is open in Perth, WA. Income caps $103,000 single / $165,000 joint from 1 Jul 2026, price cap $850,000. A mortgage broker explains how it works.

Home Loan Types Compared in Perth, WA, Your Plain-English Guide

Wed, 23 Sep 2026 09:00:00 GMT

Fixed, variable, split, offset, interest-only - every home loan type compared for Perth, WA buyers. See how lenders assess each structure and which suits your situation.

Home Loans After A Debt Agreement in Perth, WA, Your Plain-English Guide

Wed, 23 Sep 2026 09:00:00 GMT

Bought time with a Part IX debt agreement? Perth, WA buyers can borrow again once it's completed. Learn how lenders assess your file and what changes your outcome.

Home Loans After Bankruptcy in Perth, WA, Your Practical Guide

Wed, 23 Sep 2026 09:00:00 GMT

Bought a home after bankruptcy in Perth, WA? Most borrowers can qualify sooner than they expect. Here's how lenders assess your file and what changes once you're discharged.

Home Loans For Business Owners in Perth, WA, What Lenders Actually Check

Wed, 23 Sep 2026 09:00:00 GMT

Business owners in Perth, WA face a different assessment process. Learn how lenders read your income, what they verify, and how a broker compares options across 60+ lenders.

Home Loans For Buying With A Partner in Perth, WA, What Lenders Actually Check

Wed, 23 Sep 2026 09:00:00 GMT

Buying a home with a partner in Perth, WA? Learn how lenders assess joint applications, combine incomes, handle HECS debt and structure your loan. Compare 60+ lenders.

Home Loans for Casual Workers in Perth, WA, The 12-Month Rule

Wed, 23 Sep 2026 09:00:00 GMT

Casual workers in Perth, WA can get home loans with consistent history. Learn how lenders assess casual income, what helps your application, and how a broker compares 60+ lenders.

Home Loans for Dentists in Perth, WA, No LMI to 95%

Wed, 23 Sep 2026 09:00:00 GMT

Dentists in Perth, WA can borrow to 95% with no LMI at some lenders. Learn how lenders assess dental income, what schemes apply, and how a broker helps.

Home Loans for Essential Workers in Perth, WA, Your Practical Guide

Wed, 23 Sep 2026 09:00:00 GMT

Essential workers in Perth, WA can access professional LMI waivers, the 5% Deposit Scheme and Keystart. A local mortgage broker compares 60+ lenders to find your best fit.

Home Loans For First Time Investors in Perth, WA, Your First Investment Loan

Wed, 23 Sep 2026 09:00:00 GMT

First time property investors in Perth, WA face different lending rules than owner-occupiers. Here's how lenders assess your first investment loan, what you can borrow, and how to structure it right.

Home Loans for Grandparents Helping Family in Perth, WA, The Guarantor Guide

Wed, 23 Sep 2026 09:00:00 GMT

Grandparents helping family buy in Perth, WA can use a guarantor loan to cover the deposit gap. Learn how lenders assess the risk, what's required, and when it works.

Home Loans For House And Land Packages Perth, WA, Your Practical Guide

Wed, 23 Sep 2026 09:00:00 GMT

Building on a house and land package in Perth, WA? Learn how construction loans work, what grants apply, and how Launch Finance compares 60+ lenders to find the right fit.

Home Loans for Inherited Property in Perth, WA, Your Practical Guide

Wed, 23 Sep 2026 09:00:00 GMT

Inherited property in Perth, WA and not sure how to borrow against it or buy out siblings? Launch Finance compares 60+ lenders to find the right structure for you.

Home Loans for Keystart Borrowers in Perth, WA, Your Refinancing Options Explained

Wed, 23 Sep 2026 09:00:00 GMT

Already with Keystart in Perth, WA? Find out when to refinance to a standard lender, what equity you need, and how a broker compares 60+ lenders to find your next step.

Home Loans for Low Income Earners in Perth, WA, Your Options Explained

Wed, 23 Sep 2026 09:00:00 GMT

Buying on a lower income in Perth, WA is harder than it used to be, but there are more pathways than most buyers realise. A local mortgage broker explains your options.

Home Loans for Mining Workers in Perth, WA, Roster Income Rules

Wed, 23 Sep 2026 09:00:00 GMT

Mining workers in Perth, WA face unique income assessment rules. Learn how lenders read FIFO and site-based pay, what moves your borrowing power, and how to get approved.

Home Loans For Off The Plan Apartments Perth, What Lenders Actually Check

Wed, 23 Sep 2026 09:00:00 GMT

Buying off the plan in Perth, WA? Discover how lenders assess valuations, finance timing and deposit risks - compared across 60+ lenders by a local team.

Home Loans for Pharmacists in Perth, WA, No LMI to 90%

Wed, 23 Sep 2026 09:00:00 GMT

Pharmacists in Perth, WA can access professional LMI waivers to 90% LVR, plus WA grants and the 5% Deposit Scheme. Compare options across 60+ lenders with Launch Finance.

Home Loans for Renters Buying First Home in Perth, WA, Your Starting Point

Wed, 23 Sep 2026 09:00:00 GMT

Renting in Perth and ready to buy your first home? Here's how lenders assess renters, what schemes are available, and what actually moves the dial on your deposit. Speak to a local broker.

Home Loans For Rural Property Perth, WA, What Lenders Actually Check

Wed, 23 Sep 2026 09:00:00 GMT

Buying rural or acreage property in Perth, WA? Learn how lenders assess zoning, size and services, what deposit you need, and how a broker helps you compare across 60+ lenders.

Home Loans for Sole Traders in Perth, WA, Self-Employed Lending Explained

Wed, 23 Sep 2026 09:00:00 GMT

Sole traders in Perth, WA face extra scrutiny from lenders, but the right approach gets you approved. We compare 60+ lenders to find the best fit for your situation.

Home Loans For Vacant Land Perth, WA, Construction Loan Rules

Wed, 23 Sep 2026 09:00:00 GMT

Buying vacant land in Perth, WA? Discover how lenders assess land loans, what deposit you need, and how to combine your purchase with a construction loan. Compare across 60+ lenders.

Home Loans With a New Job or Probation in Perth, WA, What Lenders Check

Wed, 23 Sep 2026 09:00:00 GMT

Starting a new job or still on probation in Perth, WA? Learn how lenders assess your situation, what helps your case, and how a mortgage broker finds the right fit across 60+ lenders.

Home Loans With Defaults On Credit File Perth, Your Options Explained

Wed, 23 Sep 2026 09:00:00 GMT

Have a default on your credit file in Perth, WA? You can still get a home loan. We compare options across 60+ lenders to find the right fit for your situation.

How Business Debt Affects Borrowing in Perth, WA, What Lenders Actually Check

Wed, 23 Sep 2026 09:00:00 GMT

Business debt doesn't automatically stop you borrowing in Perth, WA. Here's how lenders assess company loans, overdrafts and ATO plans - and what you can do about it.

How Commercial Property Loans Work in Perth, WA, The Broker's Guide

Wed, 23 Sep 2026 09:00:00 GMT

How commercial property loans work in Perth, WA - assessed on property income and business cash flow, with deposits from 25%. Compare options across 60+ lenders.

How Credit Card Limits Affect Borrowing Power in Perth, WA, What Lenders Check

Wed, 23 Sep 2026 09:00:00 GMT

Your credit card limit reduces your borrowing power in Perth, WA even with a $0 balance. Learn how lenders assess limits, what to do before you apply, and how a broker helps.

How Investment Home Loans Work in Perth, WA, The Investor's Guide

Wed, 23 Sep 2026 09:00:00 GMT

How investment home loans work in Perth, WA - assessment, interest-only periods, negative gearing changes from 2027, and how a broker structures your loan across 60+ lenders.

How Lenders Treat Irregular Income in Perth, WA, What Actually Counts

Wed, 23 Sep 2026 09:00:00 GMT

Casual, contract, commission or FIFO income? Perth, WA lenders assess irregular income differently. Here's how it works and how a broker finds the right lender for you.

How Many Investment Loans Can You Have in Perth, WA, The Lender's View

Wed, 23 Sep 2026 09:00:00 GMT

Wondering how many investment loans you can have in Perth, WA? A mortgage broker explains how lenders assess portfolios, DTI caps and serviceability across 60+ lenders.

How Much Can a First Home Buyer Borrow in Perth, WA, The 2026 Guide

Wed, 23 Sep 2026 09:00:00 GMT

How much can a first home buyer borrow in Perth, WA? Lenders assess income, debts and expenses differently. See how the 2026 rules work and what moves your number.

How SMSF Home Loans Work in Perth, WA, What Remains After the 2026 Ban

Wed, 23 Sep 2026 09:00:00 GMT

The SMSF residential borrowing ban changed what's possible in Perth, WA. Here's what still works, what's grandfathered, and how lenders assess an SMSF loan today.

How To Apply For A Home Loan in Perth, WA, The Local Broker's Guide

Wed, 23 Sep 2026 09:00:00 GMT

Learn how to apply for a home loan in Perth, WA. A local mortgage broker explains what lenders actually assess, what to prepare, and how to get approved faster.

How to Change Mortgage Brokers in Perth, WA, The Broker's Guide

Wed, 23 Sep 2026 09:00:00 GMT

Thinking about changing mortgage brokers in Perth, WA? Here's what to expect, when it makes sense, and how to switch without disrupting your home loan. Free comparison across 60+ lenders.

How To Get A Lower Home Loan Rate in Perth, WA, What Lenders Actually Check

Wed, 23 Sep 2026 09:00:00 GMT

Discover how to get a lower home loan rate in Perth, WA. A local broker compares your options across 60+ lenders to find the most suitable loan for your situation.

How To Handle A Low Valuation in Perth, WA, What Lenders Check

Wed, 23 Sep 2026 09:00:00 GMT

A low valuation in Perth, WA doesn't have to end your purchase. Learn how lenders use valuations, what your options are, and when a broker's panel makes the difference.

Income Types Lenders Will Not Accept in Perth, WA, What Lenders Check

Wed, 23 Sep 2026 09:00:00 GMT

Some income types can sink a home loan application in Perth, WA before it starts. Learn which income lenders reject, which they shade, and how a broker finds the right fit.

Loan to Value Ratio in Perth, WA, What It Means for Your Borrowing

Wed, 23 Sep 2026 09:00:00 GMT

Your LVR shapes your deposit, your rate and whether you pay LMI. A Perth, WA mortgage broker explains how lenders assess LVR and what you can do about it.

Non-Conforming Home Loans Perth, WA, Your Options After a Decline

Wed, 23 Sep 2026 09:00:00 GMT

Been declined or have defaults, bankruptcy or bad credit? Non-conforming home loans in Perth, WA let you buy sooner than you think. Compare 60+ lenders with Launch Finance.

Redraw vs Offset in Perth, WA, What Actually Saves You More

Wed, 23 Sep 2026 09:00:00 GMT

Redraw or offset account? Perth, WA homeowners compare the two on tax, access and interest saved. Launch Finance compares across 60+ lenders to find the right fit.

Refinancing After Separation in Perth, WA, Your Plain-English Guide

Wed, 23 Sep 2026 09:00:00 GMT

Refinancing after separation in Perth, WA? Learn how lenders assess your situation, what the process looks like, and how a local broker helps you move forward. Call 08 9367 4222.

Refinancing An Investment Property in Perth, WA, Your Practical Guide

Wed, 23 Sep 2026 09:00:00 GMT

Refinancing an investment property in Perth, WA works differently to owner-occupier lending. Learn how equity, serviceability and tax interact, compared across 60+ lenders.

Refinancing To Renovate in Perth, WA, Your Practical Guide

Wed, 23 Sep 2026 09:00:00 GMT

Want to renovate using your home's equity? Learn how refinancing to renovate works in Perth, WA, what lenders assess, and how to structure it right. Compare 60+ lenders.

Reverse Mortgages Perth, WA, Your Plain-English Guide

Wed, 23 Sep 2026 09:00:00 GMT

Learn how reverse mortgages and the Home Equity Access Scheme work in Perth, WA. Compare costs, eligibility and risks across 60+ lenders with Launch Finance.

Should You Consolidate Debt Into Your Home Loan Perth, WA, The Trade-Off Explained

Wed, 23 Sep 2026 09:00:00 GMT

Thinking about rolling credit card or personal loan debt into your mortgage in Perth, WA? A mortgage broker explains when it works, when it backfires, and what lenders actually assess.

SMSF Loans For Commercial Property Perth, What Lenders Actually Check

Wed, 23 Sep 2026 09:00:00 GMT

SMSF loans for commercial property in Perth, WA still available after the 2026 residential ban. Learn how lenders assess funds, LVRs and what a broker compares across 60+ lenders.

What Lenders Look For In Bank Statements Perth, WA, The Broker's Guide

Wed, 23 Sep 2026 09:00:00 GMT

Perth, WA lenders review your bank statements closely before approving a home loan. Here's what they look for, what raises flags, and how to prepare.

Why Lenders Give Different Borrowing Limits in Perth, WA, What Actually Changes Your Number

Wed, 23 Sep 2026 09:00:00 GMT

Two Perth lenders, same income, different answers. Here's why borrowing limits vary so much, and how lender choice in Perth, WA changes what you can actually borrow.

Why Lenders Link Your Properties Together Perth, What It Costs You

Wed, 23 Sep 2026 09:00:00 GMT

Cross-collateralisation ties your Perth properties to one lender and complicates every future decision. Here's how it works, when it hurts, and how to avoid it.

Why Pre-Approvals Fall Over in Perth, WA, What Lenders Actually Check

Wed, 23 Sep 2026 09:00:00 GMT

Pre-approval declined or expired in Perth, WA? Learn what lenders actually check, why applications fall over, and how a broker helps you get it right first time.

Best Suburbs for Public Transport in Perth, The 2026 Guide

Wed, 29 Jul 2026 03:38:40 GMT

Discover Perth's best public transport suburbs for buyers in 2026, from rail-connected Mount Lawley to growth corridors. Free advice from a local mortgage broker.

Best Suburbs For Singles in Perth, The 2026 Guide

Wed, 29 Jul 2026 03:26:40 GMT

The best suburbs for single buyers in Perth in 2026 - from inner-city apartments to affordable growth corridors. Free advice from a local Perth mortgage broker.

Best Suburbs for Couples in Perth, The 2026 Guide

Wed, 29 Jul 2026 03:21:44 GMT

Looking for the best suburbs for couples in Perth? Compare medians, transport, lifestyle and loan options across inner, growth and coastal areas. Free broker help.

Best Suburbs for Upsizers in Perth, The 2026 Guide

Wed, 29 Jul 2026 03:17:31 GMT

Upsizing in Perth? Compare the best suburbs for growing families and established owners, with suburb medians, loan structures and broker tips. Free service.

Best Suburbs for Downsizers in Perth, The 2026 Guide

Wed, 29 Jul 2026 03:11:34 GMT

Comparing the best Perth suburbs for downsizers in 2026 - riverfront, walkable and well-connected neighbourhoods across a range of price points. Free mortgage broker advice.

Best Suburbs for Professionals in Perth, The 2026 Guide

Wed, 29 Jul 2026 02:58:26 GMT

Discover the best Perth suburbs for professional buyers in 2026. Compare medians, lifestyle and loan advantages across Nedlands, Claremont, Cottesloe and more.

Best Suburbs for Families in Perth, The 2026 Guide

Wed, 29 Jul 2026 02:51:37 GMT

Discover the best Perth suburbs for families in 2026 - from premium Nedlands and Applecross to value-packed Harrisdale and Baldivis. Free advice from a local mortgage broker.

Best Suburbs for First Home Buyers in Perth, The 2026 Guide

Wed, 29 Jul 2026 02:42:46 GMT

Discover the best Perth suburbs for first home buyers in 2026. Compare affordability, scheme eligibility and growth corridors with Launch Finance, your local Perth mortgage broker.

Best Suburbs for Schools in Perth, The 2026 Guide

Wed, 29 Jul 2026 02:36:10 GMT

Discover Perth's best suburbs for school catchments in 2026. Launch Finance helps families compare home loans across a wide lender panel. Free service, call 08 9367 4222.

Best Suburbs To Buy For Lifestyle in Perth, The 2026 Guide

Wed, 29 Jul 2026 02:31:21 GMT

Discover Perth's best lifestyle suburbs in 2026, from Cottesloe to Maylands. Compare house medians, amenities and connectivity with help from a local mortgage broker.

Best Perth Suburbs for Buyers and Investors, The 2026 Guide

Wed, 29 Jul 2026 02:31:16 GMT

The best Perth suburbs for buyers and investors in 2026, from growth corridors to inner-ring prestige. Compare suburbs, medians and loan options with a Perth mortgage broker.

Best Suburbs for Property Investors in Perth, The 2026 Guide

Wed, 29 Jul 2026 02:04:12 GMT

Discover the best Perth suburbs for property investors in 2026. Capital growth corridors, rental demand hotspots, and investment loan options explained by local mortgage brokers.

Most Expensive Suburbs to Buy in Perth, The 2026 Guide

Wed, 29 Jul 2026 01:53:02 GMT

Cottesloe, Claremont, Nedlands and more: explore Perth's most expensive suburbs, what drives their value, and how to finance a premium property purchase. Free broker service.

Safest Suburbs To Buy in Perth, The 2026 Guide

Wed, 29 Jul 2026 01:43:26 GMT

Perth's safest suburbs for families and investors: Nedlands, Cottesloe, Willetton, Claremont and more. Free advice from local mortgage brokers. Call 08 9367 4222.

Fastest Growing Suburbs To Buy in Perth, The 2026 Guide

Wed, 29 Jul 2026 01:16:36 GMT

Discover Perth's fastest growing suburbs for 2026 - METRONET corridors, coastal growth zones and master-planned communities. Free advice from local mortgage brokers.

Most Affordable Suburbs To Buy in Perth, The 2026 Guide

Wed, 29 Jul 2026 01:09:17 GMT

Perth's most affordable suburbs in 2026, from Armadale and Gosnells to Byford and Aveley. Stamp duty, First Home Guarantee and Keystart eligibility explained by local brokers.

Home Loans for Government Employees in Perth, The 2026 Guide

Fri, 17 Jul 2026 05:24:46 GMT

Government workers in Perth get stable income recognition and strong home loan options. Compare rates and schemes with a local mortgage broker.

Debt Consolidation Mortgage Perth: Your 2026 Guide

Thu, 30 Apr 2026 07:39:51 GMT

Use your Perth home equity to consolidate credit cards, personal loans and more into one lower-rate mortgage payment. Free advice from local mortgage brokers.

How To Add A Partner To A Home Loan in Perth: 2026 Guide

Thu, 30 Apr 2026 07:36:58 GMT

Adding a partner to your home loan in Perth requires full lender reassessment and a Landgate title transfer. Learn what's involved and when refinancing makes more sense.

How To Remove A Guarantor From A Home Loan in Perth, 2026 Guide

Thu, 30 Apr 2026 07:34:40 GMT

Learn when and how to remove a guarantor from your Perth home loan. Equity, income and lender options explained by local mortgage brokers. Free consultation.

Struggling With Mortgage Payments in Perth: Your 2026 Options

Thu, 30 Apr 2026 07:32:17 GMT

Perth homeowners feeling mortgage pressure have more options than they realise. Refinancing, hardship provisions and debt consolidation explained by local brokers. Free consultation.

How to Reduce Mortgage Repayments in Perth: 2026 Guide

Thu, 30 Apr 2026 07:29:17 GMT

Struggling with high repayments in Perth? Discover refinancing, interest-only and loan restructure strategies. Free advice from a local mortgage broker.

Second Opinion Home Loan Perth: 2026 Guide

Thu, 30 Apr 2026 07:27:19 GMT

Getting a second opinion on your home loan in Perth could save you thousands. Launch Finance compares options across a wide panel of lenders, free of charge.

Mortgage Broker Fees Explained in Perth: 2026 Guide

Thu, 30 Apr 2026 07:25:02 GMT

Mortgage broker fees in Perth explained: most services are free to borrowers. Learn how brokers are paid, when fees apply, and how Launch Finance compares lenders at no cost.

Urgent Home Loan Approval Perth: 2026 Fast Track Guide

Thu, 30 Apr 2026 07:22:53 GMT

Need urgent home loan approval in Perth? Learn which lenders move fastest, what documents you need, and how a mortgage broker fast-tracks your application. Free service.

Buy Before You Sell Home Loan Perth: Your 2026 Guide

Thu, 30 Apr 2026 07:20:26 GMT

Need to buy before you sell in Perth? Learn how bridging loans work, what lenders assess, and how a mortgage broker finds the right structure for your move.

Using Equity to Buy a Second Property in Perth, 2026 Guide

Thu, 30 Apr 2026 05:52:57 GMT

Learn how Perth homeowners can use property equity to buy a second property. Compare investment loan structures, access equity up to 80% LVR, and find the right lender. Free broker service.

How To Access Equity From Your Home in Perth, The 2026 Guide

Thu, 30 Apr 2026 04:09:49 GMT

Learn how Perth homeowners access home equity through refinancing and top-up loans. Free broker comparison across a wide panel of lenders. Call 08 9367 4222.

Fixed Rate Ending? What Perth Homeowners Should Do in 2026

Thu, 30 Apr 2026 04:06:17 GMT

Your fixed rate is ending in Perth — don't roll to your bank's standard rate. Compare refinancing options across a wide lender panel. Free service, no obligation.

Switching Lenders After Signing Contract Perth: 2026 Guide

Thu, 30 Apr 2026 04:03:11 GMT

Signed a contract in Perth but found a better rate? Learn when you can switch lenders, how the finance clause works, and what risks to avoid. Free broker help.

Refinance To Release Equity Perth: 2026 Guide

Thu, 30 Apr 2026 04:00:38 GMT

Unlock cash from your Perth property by refinancing to release equity. Compare lenders, rates and loan structures with a local mortgage broker. Free service.

Dual Occupancy Loans in Perth: Your 2026 Guide

Thu, 30 Apr 2026 03:59:04 GMT

Dual occupancy loans in Perth explained: deposit requirements, construction loan structure, specialist lenders and how a mortgage broker helps your project get approved.

Using Equity To Buy A Home in Perth: 2026 Guide

Thu, 30 Apr 2026 03:56:48 GMT

Learn how Perth homeowners can access property equity to fund their next purchase. Free advice from local mortgage brokers across a wide panel of lenders.

Bridging Loans in Perth: Your Complete 2026 Guide

Thu, 30 Apr 2026 03:54:22 GMT

How bridging loans work in Perth, what they cost, and how to avoid the common mistakes. Free advice from a local mortgage broker across a wide lender panel.

Construction Loans in Perth: Your Complete 2026 Guide

Thu, 30 Apr 2026 03:52:16 GMT

Building in Perth? Understand how construction loans work, what lenders require, and how Launch Finance compares options across a wide panel of lenders. Free service.

Stamp Duty Costs in Perth: Your Complete 2026 Guide

Thu, 30 Apr 2026 03:49:31 GMT

Understand stamp duty costs in Perth in 2026, including the updated first home buyer exemption, off-the-plan concession and foreign buyer surcharge. Free broker help.

Best Mortgage Brokers in Perth, The 2026 Guide

Thu, 30 Apr 2026 03:47:09 GMT

Looking for the best mortgage broker in Perth? Launch Finance compares home loans across a wide panel of lenders. Free service, local experts, 5.0 on Google.

Mortgage Payment Calculators Perth: 2026 Guide

Thu, 30 Apr 2026 03:43:40 GMT

Online mortgage calculators give Perth buyers a starting point, but your actual rate and repayments depend on far more. Here's what to know before you borrow.

Buying an Investment Property in Perth, The 2026 Guide

Thu, 30 Apr 2026 03:40:55 GMT

Thinking of buying an investment property in Perth? Compare lenders, rates and suburbs with Launch Finance — free service, wide panel, local Perth experts.

Rentvesting in Perth: Your Complete 2026 Guide

Thu, 30 Apr 2026 03:38:46 GMT

Thinking about rentvesting in Perth? Learn how to buy an investment property while renting where you want to live. Free advice from Perth mortgage brokers.

Home Loan Pre-Approval in Perth: 2026 Guide

Thu, 30 Apr 2026 03:35:48 GMT

Get pre-approved for a home loan in Perth with confidence. Learn how pre-approval works, which schemes apply, and how a broker finds your strongest result. Free service.

Mortgage Broker vs Bank in Perth: 2026 Complete Guide

Thu, 30 Apr 2026 03:31:01 GMT

Mortgage broker or bank in Perth? Compare your options, understand how brokers work, and find out which approach gets Perth buyers the best home loan outcome.

Home Loan Refinancing Perth: 2026 Guide

Thu, 30 Apr 2026 03:13:19 GMT

Refinancing your Perth home loan in 2026? Compare rates, avoid common mistakes, and find out how much you could save. Free service from local mortgage brokers.

Low Doc Home Loans in Perth, The 2026 Guide

Thu, 30 Apr 2026 03:09:56 GMT

Self-employed in Perth? Low doc home loans let ABN holders, Pty Ltd directors and contractors borrow using bank statements, BAS or accountant declarations. Free broker help.

Home Loan Approval Time in Perth: 2026 Guide

Thu, 30 Apr 2026 03:07:25 GMT

How long does home loan approval take in Perth? Pre-approval to formal approval timelines, what slows things down, and how to get the fastest result. Free broker service.

How To Increase Borrowing Capacity in Perth: 2026 Guide

Thu, 30 Apr 2026 03:03:13 GMT

Practical strategies to boost your borrowing power in Perth. Learn how lenders calculate capacity, what reduces it, and how a broker finds you more. Free service.

Buying A Unit Vs House in Perth, The 2026 Guide

Thu, 30 Apr 2026 02:58:48 GMT

Unit or house in Perth? Compare costs, lending rules, stamp duty, government schemes and suburb options. Free advice from local mortgage brokers.

First Home Buyer Checklist Perth, The 2026 Guide

Thu, 30 Apr 2026 02:54:12 GMT

Your complete first home buyer checklist for Perth in 2026. WA stamp duty savings, FHOG, 5% Deposit Scheme and Keystart explained. Free broker service.

How To Avoid LMI in Perth: Your 2026 Complete Guide

Thu, 30 Apr 2026 02:51:38 GMT

Discover how Perth buyers avoid LMI through professional waivers, family guarantees and government schemes. Free advice from local mortgage brokers.

First Home Guarantee Scheme in Perth, The 2026 Guide

Thu, 30 Apr 2026 02:49:00 GMT

Perth first home buyers can purchase with a 5% deposit and no LMI under the scheme. No income caps, $850,000 price cap. Free help from a Perth mortgage broker.

Home Loan After Being Declined in Perth: 2026 Guide

Thu, 30 Apr 2026 02:45:57 GMT

Declined for a home loan in Perth? Learn why it happens, which specialist lenders can help, and the exact steps to get approved. Free broker advice.

Interest Only Loans for Investors in Perth, The 2026 Guide

Thu, 30 Apr 2026 02:42:24 GMT

Interest only investment loans in Perth explained: how they work, which suburbs suit investors, tax advantages, and how a broker finds the best terms. Free service.

Build A Property Investment Portfolio in Perth, The 2026 Guide

Thu, 30 Apr 2026 02:39:13 GMT

Learn how to build a property investment portfolio in Perth. Loan structures, suburb selection, government tax benefits and broker strategy explained. Free consultation.

Family Guarantee Loans in Perth: Your 2026 Guide

Thu, 30 Apr 2026 02:35:38 GMT

Family guarantee loans in Perth let first home buyers buy sooner with a 5% deposit and no LMI. Learn how the structure works, what lenders look for, and how Launch Finance can help.

How Much Can I Borrow in Perth? The 2026 Guide

Thu, 30 Apr 2026 02:32:26 GMT

Find out what determines your borrowing capacity in Perth, how lenders calculate it differently, and how a mortgage broker can help you maximise it. Free service.

Become Eligible For A Home Loan in Perth, The 2026 Guide

Thu, 30 Apr 2026 02:29:39 GMT

Find out what determines home loan eligibility in Perth, how lenders assess your income, deposit and debts, and which schemes can help. Free broker advice.

How Much Deposit Do I Need to Buy a House in Perth? 2026 Guide

Thu, 30 Apr 2026 02:26:49 GMT

How much deposit do you need to buy a house in Perth in 2026? From 2% to 20%, explore every option including schemes, LMI and WA stamp duty rules.

Home Loans After Divorce in Perth, The 2026 Guide

Wed, 29 Apr 2026 09:36:00 GMT

Getting a home loan after divorce in Perth? Learn how lenders assess your income, support payments and settlement, with expert guidance from a Perth mortgage broker.

Home Loans for Apartments in Perth, The 2026 Guide

Wed, 29 Apr 2026 09:32:17 GMT

Buying an apartment in Perth? Compare strata lending options, government schemes and deposit strategies with a local mortgage broker. Free service, wide lender panel.

Home Loans for Luxury Properties in Perth, The 2026 Guide

Wed, 29 Apr 2026 09:29:56 GMT

Buying a luxury property in Perth? Discover how premium lending works, what lenders look for above $3 million, and how a Perth mortgage broker helps you secure the right deal.

Home Loans for Discharged Bankrupts in Perth, The 2026 Guide

Wed, 29 Apr 2026 09:27:49 GMT

Discharged bankrupt and want to buy in Perth? Specialist lenders assess from day one of discharge. Talk to a Perth mortgage broker — free service, wide lender panel.

Low Deposit Home Loans in Perth, The 2026 Guide

Wed, 29 Apr 2026 09:24:11 GMT

Buy with a 5% or 2% deposit in Perth. No income caps on the First Home Guarantee, updated WA stamp duty thresholds, and a wide panel of lenders. Free service.

Home Loans on Maternity Leave in Perth, The 2026 Guide

Wed, 29 Apr 2026 09:20:25 GMT

On maternity leave and want to buy in Perth? Learn how lenders assess parental leave income, which schemes apply, and how a mortgage broker helps. Free service.

Home Loans for Overseas Investors in Perth, The 2026 Guide

Wed, 29 Apr 2026 09:17:20 GMT

Overseas investors can still buy new builds in Perth with FIRB approval. Learn the rules, costs and loan process. Free help from a Perth mortgage broker.

Home Loans for Visa Holders in Perth, The 2026 Guide

Wed, 29 Apr 2026 09:12:21 GMT

Visa holders in Perth can access home loans with the right lender. Learn which visa types qualify, FIRB rules, the WA 7% surcharge, and how a broker helps. Free service.

Home Loans for Bad Credit in Perth, The 2026 Guide

Wed, 29 Apr 2026 09:09:15 GMT

Bad credit doesn't have to stop you buying in Perth. Launch Finance compares specialist lenders who assess your full picture. Free service, no obligation.

SMSF Property Investment Loans in Perth, The 2026 Guide

Wed, 29 Apr 2026 09:05:58 GMT

Using your super to buy investment property in Perth? Learn how SMSF loans work, what lenders require, and how a mortgage broker compares your options. Free service.

Home Loans for Renovations in Perth: 2026 Guide

Wed, 29 Apr 2026 08:59:52 GMT

Funding a Perth renovation? Compare construction loans, equity access and refinancing options with Launch Finance. Free service, wide panel of lenders. Call today.

Home Loans for Retirees in Perth, The 2026 Guide

Wed, 29 Apr 2026 08:54:28 GMT

Retired in Perth and looking to downsize, refinance or invest? Learn how lenders assess retiree income and how a mortgage broker in Perth can help. Free service.

Home Loans for Downsizing in Perth, The 2026 Guide

Wed, 29 Apr 2026 08:48:55 GMT

Downsizing in Perth? Discover loan options, equity release strategies and government benefits for Perth downsizers. Free advice from local mortgage brokers.

Home Loans for Upsizing in Perth, The 2026 Guide

Wed, 29 Apr 2026 08:47:03 GMT

Planning to upsize in Perth? Learn how to access your equity, structure your loan, and compare lenders with a mortgage broker in Perth. Free service.

First Home Buyers Perth: Your Complete 2026 Guide

Wed, 29 Apr 2026 08:43:36 GMT

First home buyers in Perth can buy with 5% deposit, no LMI, and stack WA stamp duty savings with federal schemes. Free help from local mortgage brokers.

Home Loans for Single Parents in Perth, The 2026 Guide

Wed, 29 Apr 2026 08:39:08 GMT

Single parents in Perth can buy with just 2% deposit under the Family Home Guarantee. Learn which schemes, lenders and suburbs work best for you in 2026.

Home Loans for Young Families in Perth, The 2026 Guide

Wed, 29 Apr 2026 08:36:09 GMT

Young families in Perth can buy with a 5% deposit, no LMI, and up to $10,000 FHOG. Find out which lenders count Family Tax Benefit and which suburbs suit family budgets.

Home Loans for Lawyers in Perth, The 2026 Guide

Wed, 29 Apr 2026 08:33:12 GMT

Lawyers in Perth can access professional LMI waivers, higher borrowing limits and competitive rates. See how a Perth mortgage broker finds the right lender for your legal career.

Home Loans for Doctors in Perth, The 2026 Guide

Wed, 29 Apr 2026 08:26:58 GMT

Doctors in Perth can access LMI waivers, rate discounts and higher borrowing capacity. See how a Perth mortgage broker helps you maximise your professional advantages.

Home Loans for Nurses in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:56:15 GMT

Nurses in Perth can access LMI waivers, shift income assessment and the 5% Deposit Scheme. Talk to a Perth mortgage broker for free today.

Home Loans for Police Officers in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:52:24 GMT

Police officers in Perth qualify for professional LMI waivers, shift allowance income and the 5% Deposit Scheme. See how a Perth mortgage broker helps you get the best result.

Home Loans for Veterinarians in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:48:19 GMT

Veterinarians in Perth can access LMI waivers, preferential rates and professional home loan products. See how Launch Finance helps vets borrow smarter.

Home Loans for School Teachers in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:45:26 GMT

Home loans for teachers in Perth explained. Stable income, 5% deposit schemes, WA FHOG and stamp duty concessions. Free service from Launch Finance, Perth mortgage brokers.

Home Loans for Tradies in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:42:14 GMT

PAYG or self-employed tradie in Perth? Compare home loans across a wide lender panel. Learn about add-backs, schemes and how a broker gets you the best result.

Home Loans for Self-Employed People in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:39:05 GMT

Self-employed in Perth? Learn how lenders assess your income, which add-backs matter, and how a mortgage broker finds the right lender for your business. Free service.

Home Loans for FIFO and Mining Workers in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:31:19 GMT

FIFO and mining workers in Perth can maximise borrowing with the right lender. Learn how allowances, LAFHA and contractor income are assessed. Free broker service.

Home Loans for Defence Workers in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:27:31 GMT

Defence workers in Perth can access DHOAS subsidies, the 5% Deposit Scheme and WA stamp duty exemptions. Compare all options with a free Perth mortgage broker consultation.

Home Loans for Business Professionals in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:20:05 GMT

Business professionals in Perth can access LMI waivers, preferential rates and streamlined approval. See how a mortgage broker finds the right lender for your profession.

Home Loans for Healthcare Professionals in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:16:53 GMT

Healthcare professionals in Perth can access LMI waivers, enhanced income assessment and specialist loan products. See how a Perth mortgage broker helps you get the best result.

Home Loans for High-Income Earners in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:08:54 GMT

High-income earners in Perth access premium rates, LMI waivers and professional lending policies. See how Launch Finance finds the right lender for you.

Fixed Rate Home Loan Expiring Soon?

Fri, 03 Apr 2026 15:20:59 GMT

Just because your mortgage has a 20-30 year term, it, doesn’t mean you have to stick with it until it is fully repaid. At any stage you have the option to refinance your home loan. This means you can reborrow the money owing from a new lender at a lower interest rate, saving you money on your monthly loan repayment and saving you interest over the life of your loan.

Is your current lender looking after you?

Depending on how long you have had your home loan will depend on how well your lender is looking after you. When you took the home loan originally, you chose that lender for a reason. In most cases the lender had a competitive interest rate that was built around a product that had the features you required to reach your goals.

Over time, unfortunately the lenders focus on new clients and they attract new clients with offers which are potentially lower than your home loan interest rate.

How can we get your interest rate down?

The first thing we can do is review your existing home loan and make sure the product and features are still working for you. The product you have will determine what you can do and how much will change as a result.

We can review the features that are important like additional repayments, redraw, offset and potentially set repayments for a period of time.

Lenders like more equity. Therefore, the more equity you have the lower interest rate you will receive.

We will review the value of the property that secured the home loan to makes sure the bank is using the correct value of the home.

Once we have spoken to your lender and negotiated on your behalf you should see a reduction of your interest rate.

Is my home loan competitive?

Now you know what your current interest rate is, you can review with other lenders and make sure that the home loan will be at a good interest rate over the next 24 – 36 months. Your Launch Finance broker will be able to help you review the cost comparison and the features in a home loan which will help in the long term.

Need more details?

A Launch Finance broker can help you. Contact (08) 9367 4222 or email info@launchfinance.com.au and our award-winning team can help you today.

Tagged Financial GoalsSaving

Offset Accounts

Fri, 03 Apr 2026 15:19:34 GMT

Is your current lender looking after you?

Over time, unfortunately the lenders focus on new clients and they attract new clients with offers which are potentially lower than your home loan interest rate.

How can we get your interest rate down?

We can review the features that are important like additional repayments, redraw, offset and potentially set repayments for a period of time.

Lenders like more equity. Therefore, the more equity you have the lower interest rate you will receive.

We will review the value of the property that secured the home loan to makes sure the bank is using the correct value of the home.

Once we have spoken to your lender and negotiated on your behalf you should see a reduction of your interest rate.

Is my home loan competitive?

Need more details?

A Launch Finance broker can help you. Contact (08) 9367 4222 or email info@launchfinance.com.au and our award-winning team can help you today.

Tagged Financial GoalsSaving

How to tell if it’s time to refinance

Fri, 03 Apr 2026 14:46:43 GMT

Is your current lender looking after you?

Over time, unfortunately the lenders focus on new clients and they attract new clients with offers which are potentially lower than your home loan interest rate.

How can we get your interest rate down?

We can review the features that are important like additional repayments, redraw, offset and potentially set repayments for a period of time.

Lenders like more equity. Therefore, the more equity you have the lower interest rate you will receive.

We will review the value of the property that secured the home loan to makes sure the bank is using the correct value of the home.

Once we have spoken to your lender and negotiated on your behalf you should see a reduction of your interest rate.

Is my home loan competitive?

Need more details?

A Launch Finance broker can help you. Contact (08) 9367 4222 or email info@launchfinance.com.au and our award-winning team can help you today.

Tagged Financial GoalsSaving

2015 Offers Strong Opportunities for Property Buyers

Mon, 23 Feb 2015 15:01:09 GMT

The property market is an ever-changing industry, so it pays to keep an eye on trends and movement in the sector when making buying, selling or investing decisions. We take a look at some current market statistics for WA.

Over the past month, houses and units showed equal rates of capital gains. However, it showed housing to be the stronger performer for capital growth. The scarcity of land and lower supply levels is driving detached housing values higher. Median house prices in Perth were recorded at $548,500, whilst the median price for units was recorded at $430,000.

There's also been an increase in stock available on the property market, with a total 12,818 properties currently listed for sale, compared to 8,638 from this time last year. This, combined with the record low interest rates, makes it a perfect market for buyers at the moment.

Furthermore, recent ABS data found apartment approvals reached an all-time high in November meaning there will be more new stock coming onto the property market throughout the year.

According to REIWA data, median weekly rent prices have remained steady at $450 which is good new for investors as well. The vacancy rate is sitting at just under 4.0 per cent, which is slightly down from the June quarter.

Look forwards; the record low interest rates in 2015 could potentially add fuel to the housing market, particularly the investor segment, which continues to remain strong. The RBA credit aggregates showed a rise in investor loan commitments by just over 10 per cent, around the threshold that The Australian Prudential Regulation Authority (APRA) indicated they would be comfortable with.

These figures show a very interesting beginning to the year for the WA property market and great opportunities on the market currently for first homebuyers or investors. To take advantage of this buyers' market, contact a Launch Broker today.

Written by Duncan McKinnon.