Launch Finance

Debt Consolidation Mortgage Perth: Your 2026 Guide

Thu, 30 Apr 2026 07:39:51 GMT

Turn multiple debts into one mortgage payment in Perth. Lower rates, simpler budgeting. Free mortgage broker consultation.

How To Add A Partner To A Home Loan in Perth: 2026 Guide

Thu, 30 Apr 2026 07:36:58 GMT

Adding your partner to an existing home loan in Perth? Learn the process, costs, and lender requirements with expert mortgage broker guidance.

How To Remove A Guarantor From A Home Loan in Perth, 2026 Guide

Thu, 30 Apr 2026 07:34:40 GMT

Need to remove a guarantor from your Perth home loan? Learn the steps, equity requirements, and lender options. Free mortgage broker consultation.

Struggling With Mortgage Payments in Perth: Your 2026 Options

Thu, 30 Apr 2026 07:32:17 GMT

Mortgage payments getting tight in Perth? Explore your options including refinancing, hardship provisions, and government support programs.

How to Reduce Mortgage Repayments in Perth: 2026 Guide

Thu, 30 Apr 2026 07:29:17 GMT

Struggling with high repayments? Perth homeowners have options to reduce monthly costs. Free mortgage broker consultation.

Second Opinion Home Loan Perth: 2026 Guide

Thu, 30 Apr 2026 07:27:19 GMT

Think you got the best deal? A Perth mortgage broker second opinion could save thousands. Free comparison across wide panel of lenders.

Mortgage Broker Fees Explained in Perth: 2026 Guide

Thu, 30 Apr 2026 07:25:02 GMT

How much do mortgage brokers charge in Perth? Most broker services are free to borrowers. Launch Finance explains all fees upfront.

Urgent Home Loan Approval Perth: 2026 Fast Track Guide

Thu, 30 Apr 2026 07:22:53 GMT

Need fast home loan approval in Perth? Get your urgent mortgage application fast-tracked with expert broker help. Free consultation today.

Buy Before You Sell Home Loan Perth: Your 2026 Guide

Thu, 30 Apr 2026 07:20:26 GMT

Need to buy before selling in Perth? Learn how bridging loans work and find the right mortgage broker to secure your next home first.

Using Equity to Buy a Second Property in Perth, 2026 Guide

Thu, 30 Apr 2026 05:52:57 GMT

Want to use your Perth home's equity for a second property? Learn how equity access works, which lenders offer the best rates, and your 2026 options.

How To Access Equity From Your Home in Perth, The 2026 Guide

Thu, 30 Apr 2026 04:09:49 GMT

Need to access equity from your Perth property? Learn how home equity loans work, lender requirements, and Perth homeowner options.

Fixed Rate Ending? What Perth Homeowners Should Do in 2026

Thu, 30 Apr 2026 04:06:17 GMT

Fixed rate ending in Perth? Don't let your mortgage broker roll to standard variable. Compare refinancing options and save thousands.

Switching Lenders After Signing Contract Perth: 2026 Guide

Thu, 30 Apr 2026 04:03:11 GMT

Already signed but found a better rate? Learn when you can switch lenders after contract in Perth. Free mortgage broker consultation.

Refinance To Release Equity Perth: 2026 Guide

Thu, 30 Apr 2026 04:00:38 GMT

Looking to access equity from your Perth home? Refinancing can unlock cash for investment, renovation or debt consolidation. Free broker consultation.

Dual Occupancy Loans in Perth: Your 2026 Guide

Thu, 30 Apr 2026 03:59:04 GMT

Building dual occupancy in Perth? Specialist construction loans and investment finance available. Perth mortgage broker consultation.

Using Equity To Buy A Home in Perth: 2026 Guide

Thu, 30 Apr 2026 03:56:48 GMT

Use your property equity to buy your next home in Perth. How much can you access, what lenders look for, and how it works.

Bridging Loans in Perth: Your Complete 2026 Guide

Thu, 30 Apr 2026 03:54:22 GMT

Need to buy before selling in Perth? Bridging loans let you secure your next home without waiting. Perth mortgage broker guide.

Construction Loans in Perth: Your Complete 2026 Guide

Thu, 30 Apr 2026 03:52:16 GMT

Building your dream home in Perth? Construction loans fund your build in stages. Compare lenders with a Perth mortgage broker - free service.

Stamp Duty Costs in Perth: Your Complete 2026 Guide

Thu, 30 Apr 2026 03:49:31 GMT

What does stamp duty cost on Perth property? Complete guide to WA transfer duty rates, exemptions & concessions for Perth buyers.

Best Mortgage Brokers in Perth, The 2026 Guide

Thu, 30 Apr 2026 03:47:09 GMT

Looking for mortgage brokers in Perth? Launch Finance helps you compare loans across a wide panel of lenders. Free service, local expertise.

Mortgage Payment Calculators Perth: 2026 Guide

Thu, 30 Apr 2026 03:43:40 GMT

Need to calculate mortgage payments in Perth? Learn what calculators can and can't tell you. Free mortgage broker consultation.

Buying an Investment Property in Perth, The 2026 Guide

Thu, 30 Apr 2026 03:40:55 GMT

Want to buy investment property in Perth? Our mortgage brokers compare investor loans across top lenders. Free consultation.

Rentvesting in Perth: Your Complete 2026 Guide

Thu, 30 Apr 2026 03:38:46 GMT

Buy an investment property while renting where you want to live in Perth. Compare rentvesting strategies with a mortgage broker.

Home Loan Pre-Approval in Perth: 2026 Guide

Thu, 30 Apr 2026 03:35:48 GMT

Get pre-approved before you start house hunting in Perth. Compare pre-approval options from mortgage brokers across wide lender panel.

Mortgage Broker vs Bank in Perth: 2026 Complete Guide

Thu, 30 Apr 2026 03:31:01 GMT

Should you use a mortgage broker or go to your bank in Perth? Compare options, costs, and outcomes. Free broker consultation available.

Home Loan Refinancing Perth: 2026 Guide

Thu, 30 Apr 2026 03:13:19 GMT

Paying too much on your Perth home loan? Refinancing could save thousands. Free mortgage broker comparison across all lenders.

Low Doc Home Loans in Perth, The 2026 Guide

Thu, 30 Apr 2026 03:09:56 GMT

Self-employed in Perth? Low doc home loans help when standard income proof isn't available. Compare lenders with Perth mortgage brokers.

Home Loan Approval Time in Perth: 2026 Guide

Thu, 30 Apr 2026 03:07:25 GMT

How long does home loan approval take in Perth? From application to settlement, here's what to expect and how to speed up the process.

How To Increase Borrowing Capacity in Perth: 2026 Guide

Thu, 30 Apr 2026 03:03:13 GMT

Want to borrow more for your Perth home? Learn proven strategies to boost your borrowing capacity with our mortgage broker guide.

Buying A Unit Vs House in Perth, The 2026 Guide

Thu, 30 Apr 2026 02:58:48 GMT

Unit or house in Perth? Compare costs, lifestyle, and loan options. Get expert mortgage broker advice for your property choice.

First Home Buyer Checklist Perth, The 2026 Guide

Thu, 30 Apr 2026 02:54:12 GMT

Complete first home buyer checklist for Perth 2026. Government schemes, deposit options, stamp duty savings. Free mortgage broker consultation.

How To Avoid LMI in Perth: Your 2026 Complete Guide

Thu, 30 Apr 2026 02:51:38 GMT

Skip lenders mortgage insurance in Perth with these proven strategies. Professional waivers, guarantor loans & more. Free mortgage broker advice.

First Home Guarantee Scheme in Perth, The 2026 Guide

Thu, 30 Apr 2026 02:49:00 GMT

Buy with 5% deposit and no LMI in Perth. First Home Guarantee cap now $850,000. Free mortgage broker consultation.

Home Loan After Being Declined in Perth: 2026 Guide

Thu, 30 Apr 2026 02:45:57 GMT

Been declined for a home loan in Perth? A mortgage broker can identify why and find lenders who'll say yes. Free consultation available.

Interest Only Loans for Investors in Perth, The 2026 Guide

Thu, 30 Apr 2026 02:42:24 GMT

Interest only loans can boost investor cash flow in Perth. Compare lender policies and rates with Perth mortgage brokers. Free consultation.

Build A Property Investment Portfolio in Perth, The 2026 Guide

Thu, 30 Apr 2026 02:39:13 GMT

Ready to build a property investment portfolio in Perth? Learn strategies, suburb selection, and financing options. Free mortgage broker consultation.

Family Guarantee Loans in Perth: Your 2026 Guide

Thu, 30 Apr 2026 02:35:38 GMT

Need help with your deposit in Perth? Family guarantee loans let parents help without cash gifts. Free mortgage broker consultation.

How Much Can I Borrow in Perth? The 2026 Guide

Thu, 30 Apr 2026 02:32:26 GMT

Find out your borrowing capacity in Perth. Income, deposit, and lender choice all affect how much you can borrow. Free mortgage broker consultation.

Become Eligible For A Home Loan in Perth, The 2026 Guide

Thu, 30 Apr 2026 02:29:39 GMT

Want to qualify for a home loan in Perth? Discover what lenders look for, how to strengthen your position, and get expert broker guidance.

How Much Deposit Do I Need to Buy a House in Perth?

Thu, 30 Apr 2026 02:26:49 GMT

Planning to buy a house in Perth? Learn deposit requirements, government schemes, and how mortgage brokers help you buy with less.

Home Loans After Divorce in Perth, The 2026 Guide

Wed, 29 Apr 2026 09:36:00 GMT

Getting a home loan after divorce in Perth? Understand your options, income assessment, and how Perth mortgage brokers can help you rebuild.

Home Loans for Apartments in Perth, The 2026 Guide

Wed, 29 Apr 2026 09:32:17 GMT

Buying an apartment in Perth? Get the right lender for your strata loan. Compare options across our wide panel. Free broker consultation.

Home Loans for Luxury Properties in Perth, The 2026 Guide

Wed, 29 Apr 2026 09:29:56 GMT

Buying a luxury property in Perth? Our mortgage brokers compare specialty lenders who understand high-value lending. Free consultation.

Home Loans for Discharged Bankrupts in Perth, The 2026 Guide

Wed, 29 Apr 2026 09:27:49 GMT

Discharged from bankruptcy in Perth? Home loan options exist with specialist lenders. Free mortgage broker consultation.

Low Deposit Home Loans in Perth, The 2026 Guide

Wed, 29 Apr 2026 09:24:11 GMT

Buy with 5% down in Perth? Government schemes and specialist lenders make it possible. Free mortgage broker consultation.

Home Loans on Maternity Leave in Perth, The 2026 Guide

Wed, 29 Apr 2026 09:20:25 GMT

On maternity leave in Perth? You can still qualify for a home loan. Perth mortgage brokers explain your options and lender choice.

Home Loans for Overseas Investors in Perth, The 2026 Guide

Wed, 29 Apr 2026 09:17:20 GMT

Overseas investors can still buy new builds in Perth with FIRB approval. Permanent residents unaffected. Expert mortgage broker guidance.

Home Loans for Visa Holders in Perth, The 2026 Guide

Wed, 29 Apr 2026 09:12:21 GMT

Visa holders can get home loans in Perth with the right lender. Our Perth mortgage brokers compare visa-friendly options. Free consultation.

Home Loans for Bad Credit in Perth, The 2026 Guide

Wed, 29 Apr 2026 09:09:15 GMT

Bad credit doesn't mean no home loan. Perth mortgage brokers help borrowers with credit issues find suitable lenders. Free consultation.

SMSF Property Investment Loans in Perth, The 2026 Guide

Wed, 29 Apr 2026 09:05:58 GMT

Use your super to invest in Perth property with SMSF loans. Expert Perth mortgage broker guidance on SMSF lending rules and options.

Home Loans for Renovations in Perth: 2026 Guide

Wed, 29 Apr 2026 08:59:52 GMT

Planning a renovation in Perth? Construction loans and refinancing options help fund your project. Free mortgage broker consultation available.

Home Loans for Retirees in Perth, The 2026 Guide

Wed, 29 Apr 2026 08:54:28 GMT

Retired in Perth and need finance? Learn about retiree home loan options, deposit requirements, and which lenders accept pension income.

Home Loans for Downsizing in Perth, The 2026 Guide

Wed, 29 Apr 2026 08:48:55 GMT

Downsizing in Perth? Discover home loan options, equity release strategies, and mortgage broker advantages for Perth downsizers.

Home Loans for Upsizing in Perth, The 2026 Guide

Wed, 29 Apr 2026 08:47:03 GMT

Ready to upsize your Perth home? Learn how equity works, what lenders look for, and which suburbs offer the best value. Free mortgage broker consultation.

First Home Buyers Perth: Your Complete 2026 Guide

Wed, 29 Apr 2026 08:43:36 GMT

First time buying in Perth? Access 5% deposit schemes, stamp duty savings, and expert mortgage broker guidance. Free consultation.

Home Loans for Single Parents in Perth, The 2026 Guide

Wed, 29 Apr 2026 08:39:08 GMT

Single parents in Perth have dedicated home loan schemes including the Family Home Guarantee. Free mortgage broker consultation.

Home Loans for Young Families in Perth, The 2026 Guide

Wed, 29 Apr 2026 08:36:09 GMT

Young families in Perth have strong home loan advantages in 2026. Family Tax Benefit counts as income, plus access to low-deposit schemes.

Home Loans for Lawyers in Perth, The 2026 Guide

Wed, 29 Apr 2026 08:33:12 GMT

Perth lawyers get access to professional LMI waivers and specialist lending options. Compare your home loan choices with a Perth mortgage broker.

Home Loans for Doctors in Perth, The 2026 Guide

Wed, 29 Apr 2026 08:26:58 GMT

Perth doctors get special loan advantages - LMI waivers, higher LVRs, and better rates. Free mortgage broker consultation for medical professionals.

Home Loans for Nurses in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:56:15 GMT

Nurses in Perth have unique loan advantages. Professional LMI waivers, shift income assessment, and lender options. Free mortgage broker consultation.

Home Loans for Police Officers in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:52:24 GMT

Police officers in Perth have specific home loan advantages. Professional LMI waivers, stable income assessment, and more. Free mortgage broker consultation.

Home Loans for Veterinarians in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:48:19 GMT

Perth veterinarians get professional LMI waivers and preferential rates. Compare your options with a mortgage broker. Free consultation.

Home Loans for School Teachers in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:45:26 GMT

Perth teachers get special home loan advantages. Professional assessment, better rates, scheme access. Free mortgage broker consultation.

Home Loans for Tradies in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:42:14 GMT

Perth tradies get better home loan deals when they know which lenders understand trade income. Free mortgage broker consultation.

Home Loans for Self-Employed People in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:39:05 GMT

Self-employed in Perth? Get approved with the right lender choice. Wide panel comparison, tax return strategies. Free broker consultation.

Home Loans for FIFO and Mining Workers in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:31:19 GMT

FIFO and mining workers in Perth have strong borrowing power when lenders assess your income correctly. Perth mortgage broker consultation.

Home Loans for Defence Workers in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:27:31 GMT

DHOAS and civilian home loans for Defence personnel in Perth. Expert mortgage broker guidance for ADF members across WA.

Home Loans for Government Employees in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:24:46 GMT

Government workers in Perth get stable income recognition and strong home loan options. Compare rates and schemes with a local mortgage broker.

Home Loans for Business Professionals in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:20:05 GMT

Perth business professionals get stronger loan terms with the right lender. Compare options across our wide panel. Free mortgage broker consultation.

Home Loans for Healthcare Professionals in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:16:53 GMT

Healthcare workers in Perth get special advantages with the right lender. Professional LMI waivers, income assessment benefits, and more.

Home Loans for High-Income Earners in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:08:54 GMT

High-income earners in Perth have unique home loan advantages. Compare your options with Perth mortgage brokers who understand your situation.

Fixed Rate Home Loan Expiring Soon?

Fri, 03 Apr 2026 15:20:59 GMT

Just because your mortgage has a 20-30 year term, it, doesn’t mean you have to stick with it until it is fully repaid. At any stage you have the option to refinance your home loan. This means you can reborrow the money owing from a new lender at a lower interest rate, saving you money on your monthly loan repayment and saving you interest over the life of your loan.

Is your current lender looking after you?

Depending on how long you have had your home loan will depend on how well your lender is looking after you. When you took the home loan originally, you chose that lender for a reason. In most cases the lender had a competitive interest rate that was built around a product that had the features you required to reach your goals.

Over time, unfortunately the lenders focus on new clients and they attract new clients with offers which are potentially lower than your home loan interest rate.

How can we get your interest rate down?

The first thing we can do is review your existing home loan and make sure the product and features are still working for you. The product you have will determine what you can do and how much will change as a result.

We can review the features that are important like additional repayments, redraw, offset and potentially set repayments for a period of time.

Lenders like more equity. Therefore, the more equity you have the lower interest rate you will receive.

We will review the value of the property that secured the home loan to makes sure the bank is using the correct value of the home.

Once we have spoken to your lender and negotiated on your behalf you should see a reduction of your interest rate.

Is my home loan competitive?

Now you know what your current interest rate is, you can review with other lenders and make sure that the home loan will be at a good interest rate over the next 24 – 36 months. Your Launch Finance broker will be able to help you review the cost comparison and the features in a home loan which will help in the long term.

Need more details?

A Launch Finance broker can help you. Contact (08) 9367 4222 or email info@launchfinance.com.au and our award-winning team can help you today.

Tagged Financial GoalsSaving

Offset Accounts

Fri, 03 Apr 2026 15:19:34 GMT

Is your current lender looking after you?

Over time, unfortunately the lenders focus on new clients and they attract new clients with offers which are potentially lower than your home loan interest rate.

How can we get your interest rate down?

We can review the features that are important like additional repayments, redraw, offset and potentially set repayments for a period of time.

Lenders like more equity. Therefore, the more equity you have the lower interest rate you will receive.

We will review the value of the property that secured the home loan to makes sure the bank is using the correct value of the home.

Once we have spoken to your lender and negotiated on your behalf you should see a reduction of your interest rate.

Is my home loan competitive?

Need more details?

A Launch Finance broker can help you. Contact (08) 9367 4222 or email info@launchfinance.com.au and our award-winning team can help you today.

Tagged Financial GoalsSaving

How to tell if it’s time to refinance

Fri, 03 Apr 2026 14:46:43 GMT

Is your current lender looking after you?

Over time, unfortunately the lenders focus on new clients and they attract new clients with offers which are potentially lower than your home loan interest rate.

How can we get your interest rate down?

We can review the features that are important like additional repayments, redraw, offset and potentially set repayments for a period of time.

Lenders like more equity. Therefore, the more equity you have the lower interest rate you will receive.

We will review the value of the property that secured the home loan to makes sure the bank is using the correct value of the home.

Once we have spoken to your lender and negotiated on your behalf you should see a reduction of your interest rate.

Is my home loan competitive?

Need more details?

A Launch Finance broker can help you. Contact (08) 9367 4222 or email info@launchfinance.com.au and our award-winning team can help you today.

Tagged Financial GoalsSaving

2015 Offers Strong Opportunities for Property Buyers

Mon, 23 Feb 2015 15:01:09 GMT

The property market is an ever-changing industry, so it pays to keep an eye on trends and movement in the sector when making buying, selling or investing decisions. We take a look at some current market statistics for WA.

Over the past month, houses and units showed equal rates of capital gains. However, it showed housing to be the stronger performer for capital growth. The scarcity of land and lower supply levels is driving detached housing values higher. Median house prices in Perth were recorded at $548,500, whilst the median price for units was recorded at $430,000.

There's also been an increase in stock available on the property market, with a total 12,818 properties currently listed for sale, compared to 8,638 from this time last year. This, combined with the record low interest rates, makes it a perfect market for buyers at the moment.

Furthermore, recent ABS data found apartment approvals reached an all-time high in November meaning there will be more new stock coming onto the property market throughout the year.

According to REIWA data, median weekly rent prices have remained steady at $450 which is good new for investors as well. The vacancy rate is sitting at just under 4.0 per cent, which is slightly down from the June quarter.

Look forwards; the record low interest rates in 2015 could potentially add fuel to the housing market, particularly the investor segment, which continues to remain strong. The RBA credit aggregates showed a rise in investor loan commitments by just over 10 per cent, around the threshold that The Australian Prudential Regulation Authority (APRA) indicated they would be comfortable with.

These figures show a very interesting beginning to the year for the WA property market and great opportunities on the market currently for first homebuyers or investors. To take advantage of this buyers' market, contact a Launch Broker today.

Written by Duncan McKinnon.