Launch Finance

Best Suburbs for Public Transport in Perth, The 2026 Guide

Wed, 29 Jul 2026 03:38:40 GMT

Discover Perth's best public transport suburbs for buyers in 2026, from rail-connected Mount Lawley to growth corridors. Free advice from a local mortgage broker.

Best Suburbs For Singles in Perth, The 2026 Guide

Wed, 29 Jul 2026 03:26:40 GMT

The best suburbs for single buyers in Perth in 2026 - from inner-city apartments to affordable growth corridors. Free advice from a local Perth mortgage broker.

Best Suburbs for Couples in Perth, The 2026 Guide

Wed, 29 Jul 2026 03:21:44 GMT

Looking for the best suburbs for couples in Perth? Compare medians, transport, lifestyle and loan options across inner, growth and coastal areas. Free broker help.

Best Suburbs for Upsizers in Perth, The 2026 Guide

Wed, 29 Jul 2026 03:17:31 GMT

Upsizing in Perth? Compare the best suburbs for growing families and established owners, with suburb medians, loan structures and broker tips. Free service.

Best Suburbs for Downsizers in Perth, The 2026 Guide

Wed, 29 Jul 2026 03:11:34 GMT

Comparing the best Perth suburbs for downsizers in 2026 - riverfront, walkable and well-connected neighbourhoods across a range of price points. Free mortgage broker advice.

Best Suburbs for Professionals in Perth, The 2026 Guide

Wed, 29 Jul 2026 02:58:26 GMT

Discover the best Perth suburbs for professional buyers in 2026. Compare medians, lifestyle and loan advantages across Nedlands, Claremont, Cottesloe and more.

Best Suburbs for Families in Perth, The 2026 Guide

Wed, 29 Jul 2026 02:51:37 GMT

Discover the best Perth suburbs for families in 2026 - from premium Nedlands and Applecross to value-packed Harrisdale and Baldivis. Free advice from a local mortgage broker.

Best Suburbs for First Home Buyers in Perth, The 2026 Guide

Wed, 29 Jul 2026 02:42:46 GMT

Discover the best Perth suburbs for first home buyers in 2026. Compare affordability, scheme eligibility and growth corridors with Launch Finance, your local Perth mortgage broker.

Best Suburbs for Schools in Perth, The 2026 Guide

Wed, 29 Jul 2026 02:36:10 GMT

Discover Perth's best suburbs for school catchments in 2026. Launch Finance helps families compare home loans across a wide lender panel. Free service, call 08 9367 4222.

Best Suburbs To Buy For Lifestyle in Perth, The 2026 Guide

Wed, 29 Jul 2026 02:31:21 GMT

Discover Perth's best lifestyle suburbs in 2026, from Cottesloe to Maylands. Compare house medians, amenities and connectivity with help from a local mortgage broker.

Best Perth Suburbs for Buyers and Investors, The 2026 Guide

Wed, 29 Jul 2026 02:31:16 GMT

The best Perth suburbs for buyers and investors in 2026, from growth corridors to inner-ring prestige. Compare suburbs, medians and loan options with a Perth mortgage broker.

Best Suburbs for Property Investors in Perth, The 2026 Guide

Wed, 29 Jul 2026 02:04:12 GMT

Discover the best Perth suburbs for property investors in 2026. Capital growth corridors, rental demand hotspots, and investment loan options explained by local mortgage brokers.

Most Expensive Suburbs to Buy in Perth, The 2026 Guide

Wed, 29 Jul 2026 01:53:02 GMT

Cottesloe, Claremont, Nedlands and more: explore Perth's most expensive suburbs, what drives their value, and how to finance a premium property purchase. Free broker service.

Safest Suburbs To Buy in Perth, The 2026 Guide

Wed, 29 Jul 2026 01:43:26 GMT

Perth's safest suburbs for families and investors: Nedlands, Cottesloe, Willetton, Claremont and more. Free advice from local mortgage brokers. Call 08 9367 4222.

Fastest Growing Suburbs To Buy in Perth, The 2026 Guide

Wed, 29 Jul 2026 01:16:36 GMT

Discover Perth's fastest growing suburbs for 2026 - METRONET corridors, coastal growth zones and master-planned communities. Free advice from local mortgage brokers.

Most Affordable Suburbs To Buy in Perth, The 2026 Guide

Wed, 29 Jul 2026 01:09:17 GMT

Perth's most affordable suburbs in 2026, from Armadale and Gosnells to Byford and Aveley. Stamp duty, First Home Guarantee and Keystart eligibility explained by local brokers.

Home Loans for Government Employees in Perth, The 2026 Guide

Fri, 17 Jul 2026 05:24:46 GMT

Government workers in Perth get stable income recognition and strong home loan options. Compare rates and schemes with a local mortgage broker.

Debt Consolidation Mortgage Perth: Your 2026 Guide

Thu, 30 Apr 2026 07:39:51 GMT

Use your Perth home equity to consolidate credit cards, personal loans and more into one lower-rate mortgage payment. Free advice from local mortgage brokers.

How To Add A Partner To A Home Loan in Perth: 2026 Guide

Thu, 30 Apr 2026 07:36:58 GMT

Adding a partner to your home loan in Perth requires full lender reassessment and a Landgate title transfer. Learn what's involved and when refinancing makes more sense.

How To Remove A Guarantor From A Home Loan in Perth, 2026 Guide

Thu, 30 Apr 2026 07:34:40 GMT

Learn when and how to remove a guarantor from your Perth home loan. Equity, income and lender options explained by local mortgage brokers. Free consultation.

Struggling With Mortgage Payments in Perth: Your 2026 Options

Thu, 30 Apr 2026 07:32:17 GMT

Perth homeowners feeling mortgage pressure have more options than they realise. Refinancing, hardship provisions and debt consolidation explained by local brokers. Free consultation.

How to Reduce Mortgage Repayments in Perth: 2026 Guide

Thu, 30 Apr 2026 07:29:17 GMT

Struggling with high repayments in Perth? Discover refinancing, interest-only and loan restructure strategies. Free advice from a local mortgage broker.

Second Opinion Home Loan Perth: 2026 Guide

Thu, 30 Apr 2026 07:27:19 GMT

Getting a second opinion on your home loan in Perth could save you thousands. Launch Finance compares options across a wide panel of lenders, free of charge.

Mortgage Broker Fees Explained in Perth: 2026 Guide

Thu, 30 Apr 2026 07:25:02 GMT

Mortgage broker fees in Perth explained: most services are free to borrowers. Learn how brokers are paid, when fees apply, and how Launch Finance compares lenders at no cost.

Urgent Home Loan Approval Perth: 2026 Fast Track Guide

Thu, 30 Apr 2026 07:22:53 GMT

Need urgent home loan approval in Perth? Learn which lenders move fastest, what documents you need, and how a mortgage broker fast-tracks your application. Free service.

Buy Before You Sell Home Loan Perth: Your 2026 Guide

Thu, 30 Apr 2026 07:20:26 GMT

Need to buy before you sell in Perth? Learn how bridging loans work, what lenders assess, and how a mortgage broker finds the right structure for your move.

Using Equity to Buy a Second Property in Perth, 2026 Guide

Thu, 30 Apr 2026 05:52:57 GMT

Learn how Perth homeowners can use property equity to buy a second property. Compare investment loan structures, access equity up to 80% LVR, and find the right lender. Free broker service.

How To Access Equity From Your Home in Perth, The 2026 Guide

Thu, 30 Apr 2026 04:09:49 GMT

Learn how Perth homeowners access home equity through refinancing and top-up loans. Free broker comparison across a wide panel of lenders. Call 08 9367 4222.

Fixed Rate Ending? What Perth Homeowners Should Do in 2026

Thu, 30 Apr 2026 04:06:17 GMT

Your fixed rate is ending in Perth — don't roll to your bank's standard rate. Compare refinancing options across a wide lender panel. Free service, no obligation.

Switching Lenders After Signing Contract Perth: 2026 Guide

Thu, 30 Apr 2026 04:03:11 GMT

Signed a contract in Perth but found a better rate? Learn when you can switch lenders, how the finance clause works, and what risks to avoid. Free broker help.

Refinance To Release Equity Perth: 2026 Guide

Thu, 30 Apr 2026 04:00:38 GMT

Unlock cash from your Perth property by refinancing to release equity. Compare lenders, rates and loan structures with a local mortgage broker. Free service.

Dual Occupancy Loans in Perth: Your 2026 Guide

Thu, 30 Apr 2026 03:59:04 GMT

Dual occupancy loans in Perth explained: deposit requirements, construction loan structure, specialist lenders and how a mortgage broker helps your project get approved.

Using Equity To Buy A Home in Perth: 2026 Guide

Thu, 30 Apr 2026 03:56:48 GMT

Learn how Perth homeowners can access property equity to fund their next purchase. Free advice from local mortgage brokers across a wide panel of lenders.

Bridging Loans in Perth: Your Complete 2026 Guide

Thu, 30 Apr 2026 03:54:22 GMT

How bridging loans work in Perth, what they cost, and how to avoid the common mistakes. Free advice from a local mortgage broker across a wide lender panel.

Construction Loans in Perth: Your Complete 2026 Guide

Thu, 30 Apr 2026 03:52:16 GMT

Building in Perth? Understand how construction loans work, what lenders require, and how Launch Finance compares options across a wide panel of lenders. Free service.

Stamp Duty Costs in Perth: Your Complete 2026 Guide

Thu, 30 Apr 2026 03:49:31 GMT

Understand stamp duty costs in Perth in 2026, including the updated first home buyer exemption, off-the-plan concession and foreign buyer surcharge. Free broker help.

Best Mortgage Brokers in Perth, The 2026 Guide

Thu, 30 Apr 2026 03:47:09 GMT

Looking for the best mortgage broker in Perth? Launch Finance compares home loans across a wide panel of lenders. Free service, local experts, 5.0 on Google.

Mortgage Payment Calculators Perth: 2026 Guide

Thu, 30 Apr 2026 03:43:40 GMT

Online mortgage calculators give Perth buyers a starting point, but your actual rate and repayments depend on far more. Here's what to know before you borrow.

Buying an Investment Property in Perth, The 2026 Guide

Thu, 30 Apr 2026 03:40:55 GMT

Thinking of buying an investment property in Perth? Compare lenders, rates and suburbs with Launch Finance — free service, wide panel, local Perth experts.

Rentvesting in Perth: Your Complete 2026 Guide

Thu, 30 Apr 2026 03:38:46 GMT

Thinking about rentvesting in Perth? Learn how to buy an investment property while renting where you want to live. Free advice from Perth mortgage brokers.

Home Loan Pre-Approval in Perth: 2026 Guide

Thu, 30 Apr 2026 03:35:48 GMT

Get pre-approved for a home loan in Perth with confidence. Learn how pre-approval works, which schemes apply, and how a broker finds your strongest result. Free service.

Mortgage Broker vs Bank in Perth: 2026 Complete Guide

Thu, 30 Apr 2026 03:31:01 GMT

Mortgage broker or bank in Perth? Compare your options, understand how brokers work, and find out which approach gets Perth buyers the best home loan outcome.

Home Loan Refinancing Perth: 2026 Guide

Thu, 30 Apr 2026 03:13:19 GMT

Refinancing your Perth home loan in 2026? Compare rates, avoid common mistakes, and find out how much you could save. Free service from local mortgage brokers.

Low Doc Home Loans in Perth, The 2026 Guide

Thu, 30 Apr 2026 03:09:56 GMT

Self-employed in Perth? Low doc home loans let ABN holders, Pty Ltd directors and contractors borrow using bank statements, BAS or accountant declarations. Free broker help.

Home Loan Approval Time in Perth: 2026 Guide

Thu, 30 Apr 2026 03:07:25 GMT

How long does home loan approval take in Perth? Pre-approval to formal approval timelines, what slows things down, and how to get the fastest result. Free broker service.

How To Increase Borrowing Capacity in Perth: 2026 Guide

Thu, 30 Apr 2026 03:03:13 GMT

Practical strategies to boost your borrowing power in Perth. Learn how lenders calculate capacity, what reduces it, and how a broker finds you more. Free service.

Buying A Unit Vs House in Perth, The 2026 Guide

Thu, 30 Apr 2026 02:58:48 GMT

Unit or house in Perth? Compare costs, lending rules, stamp duty, government schemes and suburb options. Free advice from local mortgage brokers.

First Home Buyer Checklist Perth, The 2026 Guide

Thu, 30 Apr 2026 02:54:12 GMT

Your complete first home buyer checklist for Perth in 2026. WA stamp duty savings, FHOG, 5% Deposit Scheme and Keystart explained. Free broker service.

How To Avoid LMI in Perth: Your 2026 Complete Guide

Thu, 30 Apr 2026 02:51:38 GMT

Discover how Perth buyers avoid LMI through professional waivers, family guarantees and government schemes. Free advice from local mortgage brokers.

First Home Guarantee Scheme in Perth, The 2026 Guide

Thu, 30 Apr 2026 02:49:00 GMT

Perth first home buyers can purchase with a 5% deposit and no LMI under the scheme. No income caps, $850,000 price cap. Free help from a Perth mortgage broker.

Home Loan After Being Declined in Perth: 2026 Guide

Thu, 30 Apr 2026 02:45:57 GMT

Declined for a home loan in Perth? Learn why it happens, which specialist lenders can help, and the exact steps to get approved. Free broker advice.

Interest Only Loans for Investors in Perth, The 2026 Guide

Thu, 30 Apr 2026 02:42:24 GMT

Interest only investment loans in Perth explained: how they work, which suburbs suit investors, tax advantages, and how a broker finds the best terms. Free service.

Build A Property Investment Portfolio in Perth, The 2026 Guide

Thu, 30 Apr 2026 02:39:13 GMT

Learn how to build a property investment portfolio in Perth. Loan structures, suburb selection, government tax benefits and broker strategy explained. Free consultation.

Family Guarantee Loans in Perth: Your 2026 Guide

Thu, 30 Apr 2026 02:35:38 GMT

Family guarantee loans in Perth let first home buyers buy sooner with a 5% deposit and no LMI. Learn how the structure works, what lenders look for, and how Launch Finance can help.

How Much Can I Borrow in Perth? The 2026 Guide

Thu, 30 Apr 2026 02:32:26 GMT

Find out what determines your borrowing capacity in Perth, how lenders calculate it differently, and how a mortgage broker can help you maximise it. Free service.

Become Eligible For A Home Loan in Perth, The 2026 Guide

Thu, 30 Apr 2026 02:29:39 GMT

Find out what determines home loan eligibility in Perth, how lenders assess your income, deposit and debts, and which schemes can help. Free broker advice.

How Much Deposit Do I Need to Buy a House in Perth? 2026 Guide

Thu, 30 Apr 2026 02:26:49 GMT

How much deposit do you need to buy a house in Perth in 2026? From 2% to 20%, explore every option including schemes, LMI and WA stamp duty rules.

Home Loans After Divorce in Perth, The 2026 Guide

Wed, 29 Apr 2026 09:36:00 GMT

Getting a home loan after divorce in Perth? Learn how lenders assess your income, support payments and settlement, with expert guidance from a Perth mortgage broker.

Home Loans for Apartments in Perth, The 2026 Guide

Wed, 29 Apr 2026 09:32:17 GMT

Buying an apartment in Perth? Compare strata lending options, government schemes and deposit strategies with a local mortgage broker. Free service, wide lender panel.

Home Loans for Luxury Properties in Perth, The 2026 Guide

Wed, 29 Apr 2026 09:29:56 GMT

Buying a luxury property in Perth? Discover how premium lending works, what lenders look for above $3 million, and how a Perth mortgage broker helps you secure the right deal.

Home Loans for Discharged Bankrupts in Perth, The 2026 Guide

Wed, 29 Apr 2026 09:27:49 GMT

Discharged bankrupt and want to buy in Perth? Specialist lenders assess from day one of discharge. Talk to a Perth mortgage broker — free service, wide lender panel.

Low Deposit Home Loans in Perth, The 2026 Guide

Wed, 29 Apr 2026 09:24:11 GMT

Buy with a 5% or 2% deposit in Perth. No income caps on the First Home Guarantee, updated WA stamp duty thresholds, and a wide panel of lenders. Free service.

Home Loans on Maternity Leave in Perth, The 2026 Guide

Wed, 29 Apr 2026 09:20:25 GMT

On maternity leave and want to buy in Perth? Learn how lenders assess parental leave income, which schemes apply, and how a mortgage broker helps. Free service.

Home Loans for Overseas Investors in Perth, The 2026 Guide

Wed, 29 Apr 2026 09:17:20 GMT

Overseas investors can still buy new builds in Perth with FIRB approval. Learn the rules, costs and loan process. Free help from a Perth mortgage broker.

Home Loans for Visa Holders in Perth, The 2026 Guide

Wed, 29 Apr 2026 09:12:21 GMT

Visa holders in Perth can access home loans with the right lender. Learn which visa types qualify, FIRB rules, the WA 7% surcharge, and how a broker helps. Free service.

Home Loans for Bad Credit in Perth, The 2026 Guide

Wed, 29 Apr 2026 09:09:15 GMT

Bad credit doesn't have to stop you buying in Perth. Launch Finance compares specialist lenders who assess your full picture. Free service, no obligation.

SMSF Property Investment Loans in Perth, The 2026 Guide

Wed, 29 Apr 2026 09:05:58 GMT

Using your super to buy investment property in Perth? Learn how SMSF loans work, what lenders require, and how a mortgage broker compares your options. Free service.

Home Loans for Renovations in Perth: 2026 Guide

Wed, 29 Apr 2026 08:59:52 GMT

Funding a Perth renovation? Compare construction loans, equity access and refinancing options with Launch Finance. Free service, wide panel of lenders. Call today.

Home Loans for Retirees in Perth, The 2026 Guide

Wed, 29 Apr 2026 08:54:28 GMT

Retired in Perth and looking to downsize, refinance or invest? Learn how lenders assess retiree income and how a mortgage broker in Perth can help. Free service.

Home Loans for Downsizing in Perth, The 2026 Guide

Wed, 29 Apr 2026 08:48:55 GMT

Downsizing in Perth? Discover loan options, equity release strategies and government benefits for Perth downsizers. Free advice from local mortgage brokers.

Home Loans for Upsizing in Perth, The 2026 Guide

Wed, 29 Apr 2026 08:47:03 GMT

Planning to upsize in Perth? Learn how to access your equity, structure your loan, and compare lenders with a mortgage broker in Perth. Free service.

First Home Buyers Perth: Your Complete 2026 Guide

Wed, 29 Apr 2026 08:43:36 GMT

First home buyers in Perth can buy with 5% deposit, no LMI, and stack WA stamp duty savings with federal schemes. Free help from local mortgage brokers.

Home Loans for Single Parents in Perth, The 2026 Guide

Wed, 29 Apr 2026 08:39:08 GMT

Single parents in Perth can buy with just 2% deposit under the Family Home Guarantee. Learn which schemes, lenders and suburbs work best for you in 2026.

Home Loans for Young Families in Perth, The 2026 Guide

Wed, 29 Apr 2026 08:36:09 GMT

Young families in Perth can buy with a 5% deposit, no LMI, and up to $10,000 FHOG. Find out which lenders count Family Tax Benefit and which suburbs suit family budgets.

Home Loans for Lawyers in Perth, The 2026 Guide

Wed, 29 Apr 2026 08:33:12 GMT

Lawyers in Perth can access professional LMI waivers, higher borrowing limits and competitive rates. See how a Perth mortgage broker finds the right lender for your legal career.

Home Loans for Doctors in Perth, The 2026 Guide

Wed, 29 Apr 2026 08:26:58 GMT

Doctors in Perth can access LMI waivers, rate discounts and higher borrowing capacity. See how a Perth mortgage broker helps you maximise your professional advantages.

Home Loans for Nurses in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:56:15 GMT

Nurses in Perth can access LMI waivers, shift income assessment and the 5% Deposit Scheme. Talk to a Perth mortgage broker for free today.

Home Loans for Police Officers in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:52:24 GMT

Police officers in Perth qualify for professional LMI waivers, shift allowance income and the 5% Deposit Scheme. See how a Perth mortgage broker helps you get the best result.

Home Loans for Veterinarians in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:48:19 GMT

Veterinarians in Perth can access LMI waivers, preferential rates and professional home loan products. See how Launch Finance helps vets borrow smarter.

Home Loans for School Teachers in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:45:26 GMT

Home loans for teachers in Perth explained. Stable income, 5% deposit schemes, WA FHOG and stamp duty concessions. Free service from Launch Finance, Perth mortgage brokers.

Home Loans for Tradies in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:42:14 GMT

PAYG or self-employed tradie in Perth? Compare home loans across a wide lender panel. Learn about add-backs, schemes and how a broker gets you the best result.

Home Loans for Self-Employed People in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:39:05 GMT

Self-employed in Perth? Learn how lenders assess your income, which add-backs matter, and how a mortgage broker finds the right lender for your business. Free service.

Home Loans for FIFO and Mining Workers in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:31:19 GMT

FIFO and mining workers in Perth can maximise borrowing with the right lender. Learn how allowances, LAFHA and contractor income are assessed. Free broker service.

Home Loans for Defence Workers in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:27:31 GMT

Defence workers in Perth can access DHOAS subsidies, the 5% Deposit Scheme and WA stamp duty exemptions. Compare all options with a free Perth mortgage broker consultation.

Home Loans for Business Professionals in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:20:05 GMT

Business professionals in Perth can access LMI waivers, preferential rates and streamlined approval. See how a mortgage broker finds the right lender for your profession.

Home Loans for Healthcare Professionals in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:16:53 GMT

Healthcare professionals in Perth can access LMI waivers, enhanced income assessment and specialist loan products. See how a Perth mortgage broker helps you get the best result.

Home Loans for High-Income Earners in Perth, The 2026 Guide

Wed, 29 Apr 2026 05:08:54 GMT

High-income earners in Perth access premium rates, LMI waivers and professional lending policies. See how Launch Finance finds the right lender for you.

Fixed Rate Home Loan Expiring Soon?

Fri, 03 Apr 2026 15:20:59 GMT

Just because your mortgage has a 20-30 year term, it, doesn’t mean you have to stick with it until it is fully repaid. At any stage you have the option to refinance your home loan. This means you can reborrow the money owing from a new lender at a lower interest rate, saving you money on your monthly loan repayment and saving you interest over the life of your loan.

Is your current lender looking after you?

Depending on how long you have had your home loan will depend on how well your lender is looking after you. When you took the home loan originally, you chose that lender for a reason. In most cases the lender had a competitive interest rate that was built around a product that had the features you required to reach your goals.

Over time, unfortunately the lenders focus on new clients and they attract new clients with offers which are potentially lower than your home loan interest rate.

How can we get your interest rate down?

The first thing we can do is review your existing home loan and make sure the product and features are still working for you. The product you have will determine what you can do and how much will change as a result.

We can review the features that are important like additional repayments, redraw, offset and potentially set repayments for a period of time.

Lenders like more equity. Therefore, the more equity you have the lower interest rate you will receive.

We will review the value of the property that secured the home loan to makes sure the bank is using the correct value of the home.

Once we have spoken to your lender and negotiated on your behalf you should see a reduction of your interest rate.

Is my home loan competitive?

Now you know what your current interest rate is, you can review with other lenders and make sure that the home loan will be at a good interest rate over the next 24 – 36 months. Your Launch Finance broker will be able to help you review the cost comparison and the features in a home loan which will help in the long term.

Need more details?

A Launch Finance broker can help you. Contact (08) 9367 4222 or email info@launchfinance.com.au and our award-winning team can help you today.

Tagged Financial GoalsSaving

Offset Accounts

Fri, 03 Apr 2026 15:19:34 GMT

Is your current lender looking after you?

Over time, unfortunately the lenders focus on new clients and they attract new clients with offers which are potentially lower than your home loan interest rate.

How can we get your interest rate down?

We can review the features that are important like additional repayments, redraw, offset and potentially set repayments for a period of time.

Lenders like more equity. Therefore, the more equity you have the lower interest rate you will receive.

We will review the value of the property that secured the home loan to makes sure the bank is using the correct value of the home.

Once we have spoken to your lender and negotiated on your behalf you should see a reduction of your interest rate.

Is my home loan competitive?

Need more details?

A Launch Finance broker can help you. Contact (08) 9367 4222 or email info@launchfinance.com.au and our award-winning team can help you today.

Tagged Financial GoalsSaving

How to tell if it’s time to refinance

Fri, 03 Apr 2026 14:46:43 GMT

Is your current lender looking after you?

Over time, unfortunately the lenders focus on new clients and they attract new clients with offers which are potentially lower than your home loan interest rate.

How can we get your interest rate down?

We can review the features that are important like additional repayments, redraw, offset and potentially set repayments for a period of time.

Lenders like more equity. Therefore, the more equity you have the lower interest rate you will receive.

We will review the value of the property that secured the home loan to makes sure the bank is using the correct value of the home.

Once we have spoken to your lender and negotiated on your behalf you should see a reduction of your interest rate.

Is my home loan competitive?

Need more details?

A Launch Finance broker can help you. Contact (08) 9367 4222 or email info@launchfinance.com.au and our award-winning team can help you today.

Tagged Financial GoalsSaving

2015 Offers Strong Opportunities for Property Buyers

Mon, 23 Feb 2015 15:01:09 GMT

The property market is an ever-changing industry, so it pays to keep an eye on trends and movement in the sector when making buying, selling or investing decisions. We take a look at some current market statistics for WA.

Over the past month, houses and units showed equal rates of capital gains. However, it showed housing to be the stronger performer for capital growth. The scarcity of land and lower supply levels is driving detached housing values higher. Median house prices in Perth were recorded at $548,500, whilst the median price for units was recorded at $430,000.

There's also been an increase in stock available on the property market, with a total 12,818 properties currently listed for sale, compared to 8,638 from this time last year. This, combined with the record low interest rates, makes it a perfect market for buyers at the moment.

Furthermore, recent ABS data found apartment approvals reached an all-time high in November meaning there will be more new stock coming onto the property market throughout the year.

According to REIWA data, median weekly rent prices have remained steady at $450 which is good new for investors as well. The vacancy rate is sitting at just under 4.0 per cent, which is slightly down from the June quarter.

Look forwards; the record low interest rates in 2015 could potentially add fuel to the housing market, particularly the investor segment, which continues to remain strong. The RBA credit aggregates showed a rise in investor loan commitments by just over 10 per cent, around the threshold that The Australian Prudential Regulation Authority (APRA) indicated they would be comfortable with.

These figures show a very interesting beginning to the year for the WA property market and great opportunities on the market currently for first homebuyers or investors. To take advantage of this buyers' market, contact a Launch Broker today.

Written by Duncan McKinnon.