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Keystart increase maximum income limits for low deposit home loans

Great news for first and subsequent homebuyers! In support of the State Government’s policy to assist more Western Australians into … Read More

Strategies to reduce your interest payments with an offset account

What is it and how does it work? An offset account is a cash account that is linked to your … Read More

Investment Loans at Owner Occupier Rates!

Let’s face it, for the most part we all have busy lives making it very easy for us to get … Read More

2019-20 Federal Budget Summary – Liberal

Australia’s current government unveiled their proposed 2019-20 Federal Budget earlier this month. This budget has dual purpose as both an … Read More

Why a finance broker is essential in today’s market

Launch Directors: Dean English, Duncan McKinnon, Joe Del Borrello, Steve Milligan, Warrick Greaves. The lending market experienced a lot of … Read More

Tips for getting your home loan approved (even on PAYG)

Are you planning on buying a home sometime soon? A home loan will usually be a big part in making … Read More

Underinsurance – are your home and contents adequately protected?

For most Australians, our home is our most valuable asset.  However, when tragedy strikes, many Australians find they are underinsured.  … Read More

The Adviser ‘Better Business Awards’ 2019

We are thrilled to announce that recently Launch Finance took out multiple wins at The Adviser Better Business Awards 2019 … Read More

Launch Finance partners with Master Builders WA

We are thrilled to announce that earlier this month Launch Finance was appointed the finance partner of  Master Builders Western … Read More

The Royal Commission & how it will affect you

As many of you are probably aware, the final report from the Hayne Royal Commission into Misconduct in the Banking, … Read More

WA First Home Owner Grant – ALL the facts

The First Home Owner Grant (FHOG) was a scheme introduced in 2000 designed to make it easier for first home … Read More

Keystart, buy or build your first brand new home NOW!

Can you believe that you could be buying or building your first brand new home with a deposit from as … Read More

Divorce, finance & a hobby that’s become a thriving business

Life consistently delivers us challenges to grow, it can be quite surprising when big obstacles turn out to be gifts … Read More

Unique Situations. Unique Tailored Solutions

In today’s competitive market, applicants are often spoilt for choice when it comes to home loan options. For one of … Read More

Self Employed? 6 Steps to Home Deposit Saving

Are you self-employed and finding it challenging to save a house deposit when your income fluctuates month to month? The … Read More

Buying at Auction – 10 Step Finance Checklist

Buying at auction can present great opportunities for homebuyers, but can also come with some inherent risks for those home … Read More

The Ride is done. 210km – we did it!

We’re extremely proud to announce that the Finance Brokers Ride to Conquer Cancer entire team made it through the full … Read More

Thank You from Launch!

Here’s a little video from the team, we wanted to personally thank our clients and referrers for your continued support. … Read More

Launch wins NATIONAL Business of the Year at the PLAN Awards 2018!

We are thrilled to announce that last Thursday Launch Finance took out multiple wins at the PLAN (Professional Lenders Association … Read More

Launch TV is Live!

Welcome to Launch TV 🚀!  We’ve created this channel to help you on your finance journey. Benefit from market-leading expertise … Read More

‘How a Broker Can Help You’ – MFAA National Campaign

The Mortgage and Finance Association of Australia (MFAA) recently launched a national, multi-channel advertising campaign to communicate and raise awareness … Read More

Planning your way to financial freedom

People don’t plan to fail, they fail to plan… let’s explore how you can plan your way to financial freedom. … Read More

Ronald McDonald House ‘Home for Dinner’

Every Year at Launch Finance we hold a Professional Development Day at Ronald McDonald House where we invite a couple … Read More

Refinancing for benefits! Avoid these 5 common mistakes.

At a time when interest rates remain near historic lows and the market has diverse and dynamic mortgage options – … Read More

Using a Buyer’s Agent to maximise your profit potential

Making a smart investment property choice that maximises long-term profit is the dream, it’s possible to ‘get lucky’ however in … Read More

Using Super to save for your first home

Are you a 1st Homebuyer looking for a faster way to save for your first home? Thanks to new laws … Read More

Deposit Bonds: what are they and why use them?

It is common practice in Australia that when purchasing a residential property, a 10-20% deposit may be required to secure … Read More

Launch Whitepaper on Broker Value released

Recently one of our Directors met to present and discuss with Federal MP Andrew Hastie after developing the concept to … Read More

Securing a family home in challenging circumstances

The definition of ‘HOME’ can be described as; ‘the place where one lives permanently, especially as a member of a … Read More

The MUST know facts about buying property with other people

When people buy property together, particularly if it’s with a partner or spouse, they will usually register the title in both people’s names. There are … Read More

Offset account: you could cut years off your mortgage

Looking for ways to pay off your mortgage in record time? Whether you’re a seasoned investor or buying your first … Read More

Buying Property off the Plan? Ask these 5 Questions

It’s an exciting time, you’ve decided to buy a property off the plan which means you will have a BRAND-NEW … Read More

Tips to Lower Your Mortgage: Redraw Explained

During your home loan research, you may have come across a home loan that offers a redraw facility. It’s one … Read More

Your Guide to Investment Property Loans

When searching for an investment property loan, there are certain things to look out for as they tend to be … Read More

Confused about home loan pre-approval? 4 Key Steps.

Ready to buy a property? For most people, this will mean getting a loan, an important and efficient first step … Read More

Over 65? Unlock Your Home’s Equity with a Reverse Mortgage

As part of the 2018 Budget, the federal government recently announced a scheme allowing homeowners over the age of 65 … Read More

Investment Savings: Residential Policy for 3 Units & 1 Title

For investors wanting to develop three units on one property title, most lenders will allow a maximum of two units … Read More

Medico Packages. Top 4 Benefits for Medical Professionals

Have you heard of Medico Packages? Sometimes also referred to as a ‘Medico Pack’ home loan. This is a discounted … Read More

Save money the easy way with a home loan review

Do you know that a simple phone call or email could save you thousands of dollars on your home loan? … Read More

6 Reasons Why You Should Consider a Turn-key Home

As a first homebuyer or even second or third homebuyer, it can be overwhelming when you’re shopping for a property … Read More

Getting started with a self-managed super fund

As the name would suggest, a self-managed super fund (SMSF) allows you be in charge of your superannuation. So, for … Read More

Mortgage Rate Cuts Expected

There is a lot of movement in the Australian mortgage industry right now with major lenders cutting interest rates following … Read More

Retiring Debt Free: Your Path to Financial Freedom

It is a popular ambition to retire debt free and at Launch Finance, we work hard to make it happen. … Read More

Upfront Valuations Through Multiple Lenders

Property valuations are essential when obtaining a home loan and have become increasingly more important as the property market fluctuates. … Read More

Top 5 Tips First Home Buyers MUST Know

Getting the keys for your ­first home is an exciting time in anyone’s life, however it is often a less … Read More

Bad Credit Holding You Back? Homeowner Solutions!

Do you have a client who needs a finance solution for a time in their life when credit impairment is … Read More

Refinancing your home when you’re over 50: What you need to know

Did you know that refinancing your existing home loan may become a little more complicated once you’re over the age … Read More

Helping Families Keep Their Family Home

There’s nothing more satisfying as a broker than being able to help your clients out of a tough situation. Recently, … Read More

What can a Finance Broker really do for your clients?

There has been a lot of media lately surrounding the banking and finance industry with ASIC conducting reviews into finance … Read More

When building a new home doesn’t go to plan, we’re here to help

Recently a client of ours found themselves in a challenging situation during the build of their home. After purchasing land, … Read More

Divorce and your finances

Breaking up is hard to do. On top of the emotional impact, there are practical ramifications as well.  When there’s … Read More

Real Estate and Strata Industry Specialists

Launch Finance has access to a lender that has a specialist real estate and strata relationship division.  This allows them … Read More

Interest only loans…are they right for you?

Up until recently, the large majority of investment property owners would have been paying interest only repayments on their investment loan.  … Read More

Considering buying property with a friend? Read this before you sign!

Despite record low interest rates and a fairly stagnant property market in Perth, getting into the property market is still … Read More

Buying to rent on Airbnb

There’s no denying that websites like Airbnb and Stayz have dominated the holiday accommodation industry and thrown a few spanners … Read More

Positive Credit Reporting and what it means to you…

In 2014 the government made amendments to the Privacy Act 1988 permitting lenders to provide information to credit reporting agencies … Read More

Our top apps for house hunting, renovating & decorating

Technology is all about helping make our lives easier and these days hunting for the perfect property, decoration inspiration and … Read More

New Year, New Budget

2018 has well and truly begun, the festive season is over, and some people will be a few kilos heavier! … Read More

The Australian Economy is Looking Up for 2018

Some of us aren’t sad to see 2017 go, and with data that confirms 2018 is set to be a … Read More

2017 in Review: Biggest Financial Announcements of the Year

It’s been a busy year for the finance and mortgage industry with plenty of changes, and the introduction of new … Read More

Everything You Need to Know about Refinancing

The year’s almost over, and it’s time to set goals for 2018. One important objective for the coming year should … Read More

4 Tips for a Smooth Home Loan Approval

It’s a great time to purchase a new home in WA and with this comes greater competition from other buyers, … Read More

How do banks calculate business risk?

When a bank lends money to a customer, it takes the risk that the customer may not repay the money … Read More

Why it Pays to Get a Second Opinion

One of our clients recently approached us and was looking to refinance their owner-occupied home loan, as well as their … Read More

Commercial Loans at 4.45% for Business Owners

Do you have a client who is planning on opening up a new location or is planning a new business … Read More

It’s Time to Speak to Your Clients about their Budget

It is now more vital than ever to be having a discussion with your clients about their budget and spending … Read More

5 Mistakes Business Owners make when taking out a Business Loan

It takes money to run a business, especially if you’re planning on purchasing new equipment or expanding. In most cases, … Read More

Are Loan Comparison Websites the Same as Using a Mortgage Broker?

Before taking out a home loan, it is essential that you compare lenders and their products first to know what … Read More

How Does my Spending Affect my Home Loan Approval Chances?

Home loan approval is more than showing a lender you have a deposit and consistent income.  Lenders are now closely … Read More

5 Tips for Keeping your Budget on Track this Summer

Summer is well on its way and with it comes holidays, Christmas and good times with friends and family, but … Read More

Short Term Funding for Small Business Owners

Being a small business owner comes with its fair share of challenges and maintaining a positive cash flow is often … Read More

Accessing Equity for Small Business Owners

Do you have a client who is a small business owner and looking to grow their business, purchase business equipment … Read More

Helping Clients Save Thousands of Dollars in a Competitive Market

We recently met with a client who had a mix of business and residential debt totaling approximately $600,000.  They approached … Read More

How Do I Finance My Home Renovation?

Are you considering renovating your home or investment property? A well-considered and researched renovation plan can increase the value of … Read More

Our Top 5 Coffee Hot Spots in Perth

It’s no secret that Perth people love their coffee and we’re no exception, so we’ve put together a list of … Read More

Helping First Home Buyers Consider Their Options

This month, we saw a couple that are self-employed and were struggling to get finance for their first home. As … Read More

The Benefits of using a Finance Broker vs Banks

Why use a broker when you can go direct to a bank? The answer is, why wouldn’t you use a … Read More

Equipment and Car Finance for Self-Employed Business Owners

Are you self employed and looking to finance new equipment or assets used for your business? We have relationships with … Read More

Eco Government Rebates for Investors

In its drive to encourage property owners and investors to build energy-efficient homes, the federal and state governments of Australia … Read More

Perth’s Top 10 Affordable Central Suburbs

Are you looking at living near Perth’s CBD? There are still great house prices in and around the CBD and … Read More

Why is the rate on my investment loan increasing?

You may have noticed over the past few months that lenders are becoming stricter with investment lending. The Australian Prudential … Read More

Getting prepared for rate rises

The Reserve Bank of Australia (RBA) hasn’t announced any changes to the cash rate for a year now, leaving the … Read More

How is my borrowing capacity worked out?

Up until recently, it was relatively easy to apply for a home loan. As long as you could show that … Read More

Why it pays to use a Mortgage Broker in a Competitive Market

In such a competitive market, it pays to use a mortgage broker who will spend the time to find you … Read More

Restrictions on Interest Only Loans for Investors – How Does this affect you?

Investors are facing a tough time with lenders at the moment as investment loans are becoming more restricted. In March, … Read More

Positive Credit Reporting and how it can affect you

Positive Credit Reporting, also known as Comprehensive Credit Reporting, is the method Australian lenders are currently using to assess a … Read More

Is Airbnb The Right Choice for My Investment Property?

Short term accommodation innovations like Airbnb have certainly changed the way we plan and book a holiday. They provide a … Read More

The Difference Between Commercial and Asset Finance for Business Owners

Business loans can be confusing and it takes an experienced finance broker to help you find one that suits your … Read More

How to Teach Your Kids About Money

We all want our kids to be financially better off than we are, but how do we do this? Taking … Read More

Saving Clients Time & Money with Outstanding Customer Service

We recently assisted a self-employed client who sold their successful business and was having difficulty restructuring his business loan. His … Read More

New Tax of 12.5% on Property Sales $750,000 and Over – What You Need to Know

The 1st of July, 2017 saw the implementation of a new 12.5% tax on property sales of $750,000 or more … Read More

Solution for self-employed clients

As brokers, we understand that individuals require tailored solutions for their financial loan matters. Whether they are selling or buying … Read More

Tax Time Checklist for Investment Property Owners

Wow, it’s June 30 already! This year has flown by and that means tax season is upon us, which can … Read More

Helping Clients Reach Their Future Goals

We were recently approached by a client who had previously received a finance pre-approval by a bank manager from a … Read More

Genuine Savings: Why First Home Buyers Need to Know the Rules

If you’re thinking about buying your first home, you probably already know that saving a sizeable deposit is an important … Read More

First Home Super Saver Scheme: What You Need to Know

The Government’s 2017 Federal Budget has provided a new incentive for first home buyers in the form of a “First … Read More

Navigating a Home Loan When You’re New to Australia

Mortgage brokers, loan pre-approvals, fixed versus variable rate loans, stamp duty, conveyancing.  If you’re new to Australia, the language of … Read More

Overcapitalising: What it is and How to Avoid It

As a home owner or property investor, you may have heard the term “overcapitalising”. But what exactly is it and … Read More

Buying A New Home – Do I Need a Building Inspection?

You have found the home of your dreams, Launch Finance has advised that your finance is all but assured and … Read More

Is Now a Good Time to Fix My Home Loan?

Interest rates are at a record low and there is no way of knowing how long they will remain this … Read More

How To Save For Your First Home Deposit in 12 Months

Purchasing a property is the most expensive purchase you will undoubtedly have in your lifetime. With most lenders requiring a … Read More

Everything You Need to Know About Guarantor Loans

Are you looking to purchase your first home, but struggling to meet the deposit requirements? A guarantor loan could be … Read More

Renovating VS. Upgrading Your Home

Admit it or not, your home eventually loses its charm over time. Depending on how you look at it, a … Read More

Final year for $20,000 small business tax break

Small businesses have less than one year left to take advantage of the $20,000 tax break that was announced at … Read More

Make the most of your 2016 tax return

It’s that time of year when we start to get all of our items ready to send to the accountant … Read More

Do I need to pay stamp duty as a first home buyer?

When purchasing a home, it is important to remember a little thing called stamp duty. It is often forgotten and … Read More

3 pieces of advice for first home buyers from a mortgage broker

Purchasing your first home is an exciting time, but it can also be a very daunting process. Where do you … Read More

Traps to avoid when taking out a home loan

Taking out a home loan can be tricky, especially if you’re unfamiliar with the process. Not knowing enough about the … Read More

Investors can now take advantage of owner occupied interest rates

The interest rate landscape has experienced numerous changes over the past 12 months with different interest rates available for owner … Read More

ATO requires clearance certificate for property sales over $2million

Recent changes to the tax legislation has meant that the ATO now classes all property sales over $2million as a … Read More

3 ways Mortgage Brokers add Value

Purchasing a property can be quite scary when you’re starting out. There are a lot of things that you don’t … Read More

4 Tips for First Time Property Investors

Investing in property is a great way to grow your wealth. As a long term investment, it can also be … Read More

Everything you need to know about the WA first home buyer grant

The First Home Owner Grant (FHOG) was a scheme introduced in 2000 designed to make it easier for first home … Read More

3 ways to make the most of the record low interest rates

Interest rates are a hot topic right now with the Reserve Bank of Australia (RBA) cutting rates by a further … Read More

Don’t Let Your Tax Return Limit Your Lending Next Year!

With the new financial year now in full swing, we are all working on getting our tax returns finalised for … Read More

5% Deposit Available for First Home Buyers

It can be a difficult task getting a foot into the property market with the average house price these days, … Read More

Fixed Rates Vs. Variable Rates – Which is More Suitable?

When taking out a home loan, one of the biggest decisions you will make is whether you opt for a … Read More

Can I buy an investment property using equity?

Owning an investment property can be a great way to grow your wealth and to gain financial freedom. While most … Read More

4 questions to ask yourself before taking out a loan

Home loan terms typically last up to 30 years, which is a considerable amount of time when you think about … Read More

What is pre-loan approval and how can it help me?

Before diving into the property market, whether it’s to buy your first home or an investment property, it is a … Read More

Extended LVR product available for Small to Medium Businesses

Small to medium business owners can receive approved lending for a greater loan to value ratio of up to 100% … Read More

Banks Crack down on Overseas Property Investors

The four big banks have initiated a tightening of policy on foreign borrowers wanting to borrow funds in Australia. The … Read More

Can Mortgage Brokers Get Better Deals? If so, how?

Taking out a home loan can be a difficult task and become very confusing with so much on offer. You … Read More

The Do’s and Don’ts of Refinancing

Is your current lender offering you the most suitable deal possible or are they offering new clients better deals? It … Read More

What costs are involved in purchasing a home?

When you’re buying a home, you should know exactly how much it’s going to cost you. For one, it will … Read More

Fixed Rates – What You Need to Know!

Fixed interest rates are a hot topic right now, due to the recent drop in interest rates. There are now … Read More

Greater Understanding of Living Expenses Necessary for Affordable Lending

When purchasing a home, it is essential to consider other living expenses outside the applicant’s mortgage repayments, to get a … Read More

Our tax tips to slash end of financial year stress

It’s no secret that tax season can be a particularly stressful time for any individual, especially business owners. It doesn’t … Read More

Change is coming for accountants

As of midnight on June 30th, a fourteen-year-old exemption from the 2002 Financial Services Reform Act will be removed for … Read More

What renovations will help add value to my home?

Australians love to renovate their home, whether they are living in it or renting it out. The age old question … Read More

First Home Buyers – Here are our top tips!

Saving up for your first home can seem like a long and difficult process and then once you finally get … Read More

Our tips for getting ahead on your mortgage repayments

Most Australians dream of owning their own home and finalising their mortgage repayments and in the current market, being debt-free … Read More

Helping Clients take advantage of record low interest rates

Launch Finance recently assisted a client save thousands on their interest rate across two home loans through negotiating a better … Read More

How can I make the most of the low interest rates if I already have a home loan?

Interest rates are a hot topic in the property home loan market at the moment with interest rates at an … Read More

Fixed rate interest loans vs. variable interest rate loans – what are the pros and cons of each?

This can often be one of the most difficult decisions to make when taking out a home loan and there … Read More

How Often Should I Review My Home Loan?

Your personal needs and circumstances will change throughout the years and it is important that your current home loan reflects … Read More

What are my options as a first home buyer? How much deposit do I need to save?

First home buyers in Perth have it tough when shopping for their first property with most looking for a 4 … Read More

Can I still get a home loan with a bad credit history?

Racking up a bad credit rating can be potentially harmful for your credit history and may cause issues when you … Read More

Can I negotiate a better deal with my current lender?

As a consumer, it’s always in your best interest to find deals that will help you save more money than … Read More

How do I know if i’m paying too much interest?

Apart from your loan amount, a huge bulk of your mortgage repayments goes towards paying off the interest your loan … Read More

5 Ways to Help You Save More Money in 2016

The year’s almost over, and it’s once again the time when many of us make our list of resolutions for the … Read More

Select Lenders now taking into account 90% of Income for Australians Living and Working Abroad to secure finances.

Good news for Australian permanent residents and Australian citizens living and working overseas earning overseas income. Certain lenders in Australia … Read More

Everything you need to know about Credit Laws in Australia

What are the Credit Laws in Australia? The amended Privacy Regulation Act commenced on 12 March 2014 and includes details … Read More

How do i make the transition from homeowner to investor?

Are you looking to increase your wealth or add an extra source of income? The chances are, like most Australians, … Read More

When is the right time to see a Mortgage Broker?

If you’re shopping for a home loan, it’s important that you seek the assistance of a mortgage broker before you … Read More

What are the benefits of pre-approval for your home loan?

When you’re shopping for a property, you may be tempted to look at property listings right away. However, before jumping … Read More

How to Maximise Your Property Investment

When you invest in property, it’s natural to want to get as much as you can out of it and … Read More

Automatic Pre-Approvals for Asset Finance Including Car Finance

There are a number of lenders in the competitive asset finance area that are concentrating on providing a simple product offering, … Read More

Car Finance Rates for Referrers and clients at record low rates

Choice matters when it comes to car financing for your clients. Our Launch Finance brokers can provide your clients with … Read More

Bank Vs Finance Broker – What difference will this have on my home loan?

When you take out a home loan, you have the option to deal directly with the bank or deal with … Read More

Which One Should You Buy First: Your First Home or an Investment Property?

It’s a common dilemma for property buyers to choose between buying their first home and an investment property. Having your … Read More

How To Deal With Financial Stress

Do you get that feeling of dread every time you check your bank account or check the mail for bills? … Read More

How To Manage Your Mortgage More Effectively

Managing your mortgage is important if you want to avoid hefty penalties and stay on the path to paying off … Read More

Changes to the First Home Owner Grant

The first home owner grant of up to $3,000 for the purchase of an established home in Western Australia has … Read More

Ease Your Way In To The Stock Market

Heads up, you know darned well that you have to do something with your money. Something besides enjoying your weekends … Read More

True or False? — It Takes Money to Make Money

The short answer is YES; of course it takes money to make money. To make money in the stock market, … Read More

Wealth Building Tips for Millennials

Millennial! Another of those media driven buzzwords, used to label those between the ages of 18 and 34, while the term Gen … Read More

Banks Offer Brokers Better Deals

Lenders are currently offering mortgage brokers exceptional deals to encourage home buyers to apply for their loans or switch lenders … Read More