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Unique Situations. Unique Tailored Solutions

In today’s competitive market, applicants are often spoilt for choice when it comes to home loan options. For one of … Read More

Self Employed? 6 Steps to Home Deposit Saving

Are you self-employed and finding it challenging to save a house deposit when your income fluctuates month to month? The … Read More

Buying at Auction – 10 Step Finance Checklist

Buying at auction can present great opportunities for homebuyers, but can also come with some inherent risks for those home … Read More

The Ride is done. 210km – we did it!

We’re extremely proud to announce that the Finance Brokers Ride to Conquer Cancer entire team made it through the full … Read More

Thank You from Launch!

Here’s a little video from the team, we wanted to personally thank our clients and referrers for your continued support. … Read More

Launch wins NATIONAL Business of the Year at the PLAN Awards 2018!

We are thrilled to announce that last Thursday Launch Finance took out multiple wins at the PLAN (Professional Lenders Association … Read More

Launch TV is Live!

Welcome to Launch TV 🚀!  We’ve created this channel to help you on your finance journey. Benefit from market-leading expertise … Read More

‘How a Broker Can Help You’ – MFAA National Campaign

The Mortgage and Finance Association of Australia (MFAA) recently launched a national, multi-channel advertising campaign to communicate and raise awareness … Read More

Planning your way to financial freedom

People don’t plan to fail, they fail to plan… let’s explore how you can plan your way to financial freedom. … Read More

Ronald McDonald House ‘Home for Dinner’

Every Year at Launch Finance we hold a Professional Development Day at Ronald McDonald House where we invite a couple … Read More

Refinancing for benefits! Avoid these 5 common mistakes.

At a time when interest rates remain near historic lows and the market has diverse and dynamic mortgage options – … Read More

Using a Buyer’s Agent to maximise your profit potential

Making a smart investment property choice that maximises long-term profit is the dream, it’s possible to ‘get lucky’ however in … Read More

Using Super to save for your first home

Are you a 1st Homebuyer looking for a faster way to save for your first home? Thanks to new laws … Read More

Deposit Bonds: what are they and why use them?

It is common practice in Australia that when purchasing a residential property, a 10-20% deposit may be required to secure … Read More

Launch Whitepaper on Broker Value released

Recently one of our Directors met to present and discuss with Federal MP Andrew Hastie after developing the concept to … Read More

Securing a family home in challenging circumstances

The definition of ‘HOME’ can be described as; ‘the place where one lives permanently, especially as a member of a … Read More

The MUST know facts about buying property with other people

When people buy property together, particularly if it’s with a partner or spouse, they will usually register the title in both people’s names. There are … Read More

Offset account: you could cut years off your mortgage

Looking for ways to pay off your mortgage in record time? Whether you’re a seasoned investor or buying your first … Read More

Buying Property off the Plan? Ask these 5 Questions

It’s an exciting time, you’ve decided to buy a property off the plan which means you will have a BRAND-NEW … Read More

Tips to Lower Your Mortgage: Redraw Explained

During your home loan research, you may have come across a home loan that offers a redraw facility. It’s one … Read More

Your Guide to Investment Property Loans

When searching for an investment property loan, there are certain things to look out for as they tend to be … Read More

Confused about home loan pre-approval? 4 Key Steps.

Ready to buy a property? For most people, this will mean getting a loan, an important and efficient first step … Read More

Over 65? Unlock Your Home’s Equity with a Reverse Mortgage

As part of the 2018 Budget, the federal government recently announced a scheme allowing homeowners over the age of 65 … Read More

Investment Savings: Residential Policy for 3 Units & 1 Title

For investors wanting to develop three units on one property title, most lenders will allow a maximum of two units … Read More

Medico Packages. Top 4 Benefits for Medical Professionals

Have you heard of Medico Packages? Sometimes also referred to as a ‘Medico Pack’ home loan. This is a discounted … Read More

Save money the easy way with a home loan review

Do you know that a simple phone call or email could save you thousands of dollars on your home loan? … Read More

6 Reasons Why You Should Consider a Turn-key Home

As a first homebuyer or even second or third homebuyer, it can be overwhelming when you’re shopping for a property … Read More

Getting started with a self-managed super fund

As the name would suggest, a self-managed super fund (SMSF) allows you be in charge of your superannuation. So, for … Read More

Mortgage Rate Cuts Expected

There is a lot of movement in the Australian mortgage industry right now with major lenders cutting interest rates following … Read More

Retiring Debt Free: Your Path to Financial Freedom

It is a popular ambition to retire debt free and at Launch Finance, we work hard to make it happen. … Read More

Upfront Valuations Through Multiple Lenders

Property valuations are essential when obtaining a home loan and have become increasingly more important as the property market fluctuates. … Read More

Top 5 Tips First Home Buyers MUST Know

Getting the keys for your ­first home is an exciting time in anyone’s life, however it is often a less … Read More

Bad Credit Holding You Back? Homeowner Solutions!

Do you have a client who needs a finance solution for a time in their life when credit impairment is … Read More

Refinancing your home when you’re over 50: What you need to know

Did you know that refinancing your existing home loan may become a little more complicated once you’re over the age … Read More

Launch Finance wins Best Independent Office (More than 5 Brokers) at the 2018 WA Better Business Awards

We are proud to announce that Launch Finance has taken out the award for the Best Independent Office (5 or … Read More

Helping Families Keep Their Family Home

There’s nothing more satisfying as a broker than being able to help your clients out of a tough situation. Recently, … Read More

What can a Finance Broker really do for your clients?

There has been a lot of media lately surrounding the banking and finance industry with ASIC conducting reviews into finance … Read More

When building a new home doesn’t go to plan, we’re here to help

Recently a client of ours found themselves in a challenging situation during the build of their home. After purchasing land, … Read More

Divorce and your finances

Breaking up is hard to do. On top of the emotional impact, there are practical ramifications as well.  When there’s … Read More

Real Estate and Strata Industry Specialists

Launch Finance has access to a lender that has a specialist real estate and strata relationship division.  This allows them … Read More

Interest only loans…are they right for you?

Up until recently, the large majority of investment property owners would have been paying interest only repayments on their investment loan.  … Read More

Considering buying property with a friend? Read this before you sign!

Despite record low interest rates and a fairly stagnant property market in Perth, getting into the property market is still … Read More

Buying to rent on Airbnb

There’s no denying that websites like Airbnb and Stayz have dominated the holiday accommodation industry and thrown a few spanners … Read More

Positive Credit Reporting and what it means to you…

In 2014 the government made amendments to the Privacy Act 1988 permitting lenders to provide information to credit reporting agencies … Read More

Our top apps for house hunting, renovating & decorating

Technology is all about helping make our lives easier and these days hunting for the perfect property, decoration inspiration and … Read More

New Year, New Budget

2018 has well and truly begun, the festive season is over, and some people will be a few kilos heavier! … Read More

The Australian Economy is Looking Up for 2018

Some of us aren’t sad to see 2017 go, and with data that confirms 2018 is set to be a … Read More

Launch Finance Shortlisted for 2018 Better Business Awards

We are thrilled to announce that Launch Finance has been named a finalist across several different categories at the 2018 … Read More

2017 in Review: Biggest Financial Announcements of the Year

It’s been a busy year for the finance and mortgage industry with plenty of changes, and the introduction of new … Read More

Everything You Need to Know about Refinancing

The year’s almost over, and it’s time to set goals for 2018. One important objective for the coming year should … Read More

4 Tips for a Smooth Home Loan Approval

It’s a great time to purchase a new home in WA and with this comes greater competition from other buyers, … Read More

How do banks calculate business risk?

When a bank lends money to a customer, it takes the risk that the customer may not repay the money … Read More

Why it Pays to Get a Second Opinion

One of our clients recently approached us and was looking to refinance their owner-occupied home loan, as well as their … Read More

Commercial Loans at 4.45% for Business Owners

Do you have a client who is planning on opening up a new location or is planning a new business … Read More

It’s Time to Speak to Your Clients about their Budget

It is now more vital than ever to be having a discussion with your clients about their budget and spending … Read More

5 Mistakes Business Owners make when taking out a Business Loan

It takes money to run a business, especially if you’re planning on purchasing new equipment or expanding. In most cases, … Read More

Are Loan Comparison Websites the Same as Using a Mortgage Broker?

Before taking out a home loan, it is essential that you compare lenders and their products first to know what … Read More

How Does my Spending Affect my Home Loan Approval Chances?

Home loan approval is more than showing a lender you have a deposit and consistent income.  Lenders are now closely … Read More

5 Tips for Keeping your Budget on Track this Summer

Summer is well on its way and with it comes holidays, Christmas and good times with friends and family, but … Read More

Short Term Funding for Small Business Owners

Being a small business owner comes with its fair share of challenges and maintaining a positive cash flow is often … Read More

Accessing Equity for Small Business Owners

Do you have a client who is a small business owner and looking to grow their business, purchase business equipment … Read More

Helping Clients Save Thousands of Dollars in a Competitive Market

We recently met with a client who had a mix of business and residential debt totaling approximately $600,000.  They approached … Read More

How Do I Finance My Home Renovation?

Are you considering renovating your home or investment property? A well-considered and researched renovation plan can increase the value of … Read More

Our Top 5 Coffee Hot Spots in Perth

It’s no secret that Perth people love their coffee and we’re no exception, so we’ve put together a list of … Read More

Helping First Home Buyers Consider Their Options

This month, we saw a couple that are self-employed and were struggling to get finance for their first home. As … Read More

The Benefits of using a Finance Broker vs Banks

Why use a broker when you can go direct to a bank? The answer is, why wouldn’t you use a … Read More

Equipment and Car Finance for Self-Employed Business Owners

Are you self employed and looking to finance new equipment or assets used for your business? We have relationships with … Read More

Eco Government Rebates for Investors

In its drive to encourage property owners and investors to build energy-efficient homes, the federal and state governments of Australia … Read More

Perth’s Top 10 Affordable Central Suburbs

Are you looking at living near Perth’s CBD? There are still great house prices in and around the CBD and … Read More

Why is the rate on my investment loan increasing?

You may have noticed over the past few months that lenders are becoming stricter with investment lending. The Australian Prudential … Read More

Getting prepared for rate rises

The Reserve Bank of Australia (RBA) hasn’t announced any changes to the cash rate for a year now, leaving the … Read More

How is my borrowing capacity worked out?

Up until recently, it was relatively easy to apply for a home loan. As long as you could show that … Read More

Why it pays to use a Mortgage Broker in a Competitive Market

In such a competitive market, it pays to use a mortgage broker who will spend the time to find you … Read More

Restrictions on Interest Only Loans for Investors – How Does this affect you?

Investors are facing a tough time with lenders at the moment as investment loans are becoming more restricted. In March, … Read More

Positive Credit Reporting and how it can affect you

Positive Credit Reporting, also known as Comprehensive Credit Reporting, is the method Australian lenders are currently using to assess a … Read More

Is Airbnb The Right Choice for My Investment Property?

Short term accommodation innovations like Airbnb have certainly changed the way we plan and book a holiday. They provide a … Read More

The Difference Between Commercial and Asset Finance for Business Owners

Business loans can be confusing and it takes an experienced finance broker to help you find one that suits your … Read More

How to Teach Your Kids About Money

We all want our kids to be financially better off than we are, but how do we do this? Taking … Read More

Saving Clients Time & Money with Outstanding Customer Service

We recently assisted a self-employed client who sold their successful business and was having difficulty restructuring his business loan. His … Read More

New Tax of 12.5% on Property Sales $750,000 and Over – What You Need to Know

The 1st of July, 2017 saw the implementation of a new 12.5% tax on property sales of $750,000 or more … Read More

Solution for self-employed clients

As brokers, we understand that individuals require tailored solutions for their financial loan matters. Whether they are selling or buying … Read More

Tax Time Checklist for Investment Property Owners

Wow, it’s June 30 already! This year has flown by and that means tax season is upon us, which can … Read More

Helping Clients Reach Their Future Goals

We were recently approached by a client who had previously received a finance pre-approval by a bank manager from a … Read More

Genuine Savings: Why First Home Buyers Need to Know the Rules

If you’re thinking about buying your first home, you probably already know that saving a sizeable deposit is an important … Read More

First Home Super Saver Scheme: What You Need to Know

The Government’s 2017 Federal Budget has provided a new incentive for first home buyers in the form of a “First … Read More

Navigating a Home Loan When You’re New to Australia

Mortgage brokers, loan pre-approvals, fixed versus variable rate loans, stamp duty, conveyancing.  If you’re new to Australia, the language of … Read More

Overcapitalising: What it is and How to Avoid It

As a home owner or property investor, you may have heard the term “overcapitalising”. But what exactly is it and … Read More

Owner Occupied Interest Rates on Investment Properties

Are you looking to purchase an investment property or already own an investment property and wishing to purchase another? We … Read More

Helping Clients Have Their Dream Home & Investment Property Too

At Launch Finance, we recently helped a husband and wife who were looking to purchase their new dream home. They … Read More

2017 Federal Budget Summary

As you know, the Australian Government released the 2017-18 Federal Budget earlier this month.  The big question is, what does … Read More

Car Finance – What are your options?

  You may have seen recently car yards offering car finance at extremely low rates, sometimes as low as 0%. … Read More

What is a Reverse Mortgage?

Reverse mortgages go by many different names, some of which include Seniors Equity Release, Equity Unlock and Accommodation Bond. A … Read More

Is Your Home Loan Due For a Health Check?

  Just like us, our home loans often need a health check to ensure they are still fit and healthy … Read More

Offset and redraw facilities – What are they and how can they help?

  Offset accounts and redraw facilities are loan features that allow you to use surplus income or savings to reduce … Read More

4 Tips for Attracting Better Tenants For Your Investment Property

  Property investment should always be considered a long-term proposition for any investor. Property can be a great way to … Read More

Home Loan Approval Process 101: What You Should Know

  We understand that sitting around waiting for your home loan to be approved can be a stressful time. At … Read More

Further Rate Hikes for Borrowers

  Recently, there have been several significant changes to lending practices by all lenders, which were introduced in order to … Read More

Home Loans and the Self Employed

One of the biggest problems we often see with self-employed clients is their financials not being up to date. This … Read More

Helping Clients Achieve Their Goals

  We recently assisted a client who found himself in a tricky situation after receiving pre-approval with a lender, purchased … Read More

First Home Owners Grant… How Does a House and Land Package Work?

If you’re dreaming of owning your own home and want to take the first step to getting your hands on … Read More

The Five C’s of Lending

When applying for a home loan, there are many factors that lenders need to consider before deciding to either approve … Read More

Launch finance Wins Two Awards at 2017 Better Business Awards

We are thrilled to announce that Launch Finance was successful at the 2017 Better Business Awards and received not one, … Read More

Positive Gearing vs Negative Gearing – Which is right for you?

Are you considering purchasing an investment property? Have you given thought to how the proposed investment slots in to your … Read More

Working with You to Source the Best Possible Outcome

We recently assisted a client who found themselves in a tricky situation after completing renovations at their own expense. They … Read More

Overtime and Borrowing Capacity: We Have a Solution

  Over the last 12 to 18 months, due to pressure from the regulator, lenders have gradually tightened their policies … Read More

Market Update – March 2017

According to REIWA, property sales activity in the Perth metro increased in February 2017, up 8% from January’s figures.   The … Read More

Keystart and How to Get Into Your First Home Sooner

Many young Australians dream of getting out of the rent trap and purchasing their first home, but often the deposit … Read More

Fixed Rates Vs Variable Rates – Is Now the Time to Fix?

Interest rates have been at record lows since the RBA slashed the official cash rate to 1.5% last August and … Read More

Market Update – Interest Rates in 2017

Without having a crystal ball at your disposal, the question of whether interest rates will rise in 2017 is a … Read More

Credit Reporting and what it means to you

Millennials, or consumers born between 1980 and mid 2000, make up almost a quarter of Australia’s population, according to the … Read More

Who can Keystart Assist?

Keystart home loans is an initiative of the Western Australian Government which is designed to bring Australians home ownership dream … Read More

WA Government Increases First Home Owners Grant

Exciting news to kick off 2017 for first home owners looking to build their first home, as the WA Government … Read More

Welcome to 2017!

Happy New Year! 2017 is shaping up to be an interesting time for the property market. Interest rates remained low … Read More

Buying A New Home – Do I Need a Building Inspection?

You have found the home of your dreams, Launch Finance has advised that your finance is all but assured and … Read More

How can I negotiate a better deal for my home loan?

With today’s record-low interest rates, the loan market is more competitive than ever with lenders seeking to attract new clients … Read More

4 mistakes that are costing you more money on your home loan

Purchasing your home is likely to be one of the biggest investments you will make in your life. But did … Read More

Can I still get a home loan if I am self-employed?

When looking for a home loan, the biggest factor that lenders will look for is your ability to repay the … Read More

Our First Home Buyers’ Checklist

Buying your first home is an exciting experience, but it can also be a daunting and confusing journey if you … Read More

Working with our clients to save them time and money

We recently assisted a husband and wife who had separated on good terms and were looking to divide their assets … Read More

Home Loan Postcode Restrictions and You

Home loan postcode restrictions are essentially a way for lenders to manage risk. A lender will place a post code … Read More

Record Low Fixed Rate Interest Loans Available

Interests rates are at a record low and fixed rate home loans are more appealing than ever with lenders offering … Read More

How to Help Your Kids Buy Their First Home

Getting into your first home can be a challenge for many young people and with more young Australian’s living with … Read More

Helping Relieve Financial Pressures when Clients need it most

We recently assisted a self-employed client who was looking for some spare cash to help take the pressure off their … Read More

5% Low Deposit Home Loans Available

One of our lenders is currently offering a low deposit home loan to help Australian’s get into their home sooner. … Read More

Welcome to the Future of Paperless Home Loans

Everything these days is becoming digitalised and now the finance industry is starting to follow suit as some lenders have … Read More

How Often Should I Review My Home Loan?

As one of the biggest commitments you are bound to make in your life, it is essential that you review … Read More

4 Tips to Finding the Right Investment Property

If you are thinking of investing in property, you need to be aware that there are risks associated with property … Read More

Are you thinking of buying a property?

When making a big investment like property, understanding the current property market is crucial. You want to maximise the value … Read More

Is Now a Good Time to Fix My Home Loan?

Interest rates are at a record low and there is no way of knowing how long they will remain this … Read More

How To Save For Your First Home Deposit in 12 Months

Purchasing a property is the most expensive purchase you will undoubtedly have in your lifetime. With most lenders requiring a … Read More

Everything You Need to Know About Guarantor Loans

Are you looking to purchase your first home, but struggling to meet the deposit requirements? A guarantor loan could be … Read More

Renovating VS. Upgrading Your Home

Admit it or not, your home eventually loses its charm over time. Depending on how you look at it, a … Read More

Launch Finance Wins 2016 WA Business of the Year at National Awards

  We are thrilled to announce that Launch Finance were successful at this year’s Professional Lenders Association Network (PLAN) National … Read More

Final year for $20,000 small business tax break

Small businesses have less than one year left to take advantage of the $20,000 tax break that was announced at … Read More

Make the most of your 2016 tax return

It’s that time of year when we start to get all of our items ready to send to the accountant … Read More

Strong network of lenders leads to success for our client

We recently assisted an existing client who was looking to purchase an investment property as a small business owner. The … Read More

Do I need to pay stamp duty as a first home buyer?

When purchasing a home, it is important to remember a little thing called stamp duty. It is often forgotten and … Read More

3 pieces of advice for first home buyers from a mortgage broker

Purchasing your first home is an exciting time, but it can also be a very daunting process. Where do you … Read More

Traps to avoid when taking out a home loan

Taking out a home loan can be tricky, especially if you’re unfamiliar with the process. Not knowing enough about the … Read More

Utilising industry connections for fast approval for our clients

Launch Finance recently assisted a client in securing a lower interest rate on their home loan after finding a niche … Read More

Investors can now take advantage of owner occupied interest rates

The interest rate landscape has experienced numerous changes over the past 12 months with different interest rates available for owner … Read More

ATO requires clearance certificate for property sales over $2million

Recent changes to the tax legislation has meant that the ATO now classes all property sales over $2million as a … Read More

Launch Finance Cooks Up a Treat at Ronald McDonald House

We recently spent the day at the new Ronald McDonald House in Nedlands, giving back to our local community. With … Read More

3 ways Mortgage Brokers add Value

Purchasing a property can be quite scary when you’re starting out. There are a lot of things that you don’t … Read More

4 Tips for First Time Property Investors

Investing in property is a great way to grow your wealth. As a long term investment, it can also be … Read More

Everything you need to know about the WA first home buyer grant

The First Home Owner Grant (FHOG) was a scheme introduced in 2000 designed to make it easier for first home … Read More

3 ways to make the most of the record low interest rates

Interest rates are a hot topic right now with the Reserve Bank of Australia (RBA) cutting rates by a further … Read More

Don’t Let Your Tax Return Limit Your Lending Next Year!

With the new financial year now in full swing, we are all working on getting our tax returns finalised for … Read More

Weighing up all options to get the most suitable loan for our clients

Launch Finance recently assisted a client after their current lender wasn’t best serving their needs for their loan. The client … Read More

5% Deposit Available for First Home Buyers

It can be a difficult task getting a foot into the property market with the average house price these days, … Read More

Fixed Rates Vs. Variable Rates – Which is More Suitable?

When taking out a home loan, one of the biggest decisions you will make is whether you opt for a … Read More

Can I buy an investment property using equity?

Owning an investment property can be a great way to grow your wealth and to gain financial freedom. While most … Read More

4 questions to ask yourself before taking out a loan

Home loan terms typically last up to 30 years, which is a considerable amount of time when you think about … Read More

What is pre-loan approval and how can it help me?

Before diving into the property market, whether it’s to buy your first home or an investment property, it is a … Read More

Achieving Finance Approval for Clients with No Deposit

Recently, we assisted a client in achieving their dream of saying goodbye to renting and welcome owning their own home … Read More

Extended LVR product available for Small to Medium Businesses

Small to medium business owners can receive approved lending for a greater loan to value ratio of up to 100% … Read More

Banks Crack down on Overseas Property Investors

The four big banks have initiated a tightening of policy on foreign borrowers wanting to borrow funds in Australia. The … Read More

Can Mortgage Brokers Get Better Deals? If so, how?

Taking out a home loan can be a difficult task and become very confusing with so much on offer. You … Read More

The Do’s and Don’ts of Refinancing

Is your current lender offering you the most suitable deal possible or are they offering new clients better deals? It … Read More

What costs are involved in purchasing a home?

When you’re buying a home, you should know exactly how much it’s going to cost you. For one, it will … Read More

Launch Finance Named as Finalist for Australian Broking Awards

After Launch Finance’s recent success at the State based Better Business Awards, Launch Finance is proud to announce that we … Read More

Bespoke Finance Package Helps Client Succeed

Launch Finance recently assisted a client in purchasing their property after being previously denied finance from a bank directly. The … Read More

Fixed Rates – What You Need to Know!

Fixed interest rates are a hot topic right now, due to the recent drop in interest rates. There are now … Read More

Greater Understanding of Living Expenses Necessary for Affordable Lending

When purchasing a home, it is essential to consider other living expenses outside the applicant’s mortgage repayments, to get a … Read More

Top Finance Mobile Apps

Here at Launch Finance, we understand the importance of a budget, however we also understand that modern day life keeps … Read More

Our tax tips to slash end of financial year stress

It’s no secret that tax season can be a particularly stressful time for any individual, especially business owners. It doesn’t … Read More

Understanding goals & objectives to achieve smoother finance approval

Launch Finance recently assisted a client looking for finance approval to purchase his first property after previously being declined finance … Read More

Helping 457 Visa Holders buy their first home in Australia without a high deposit

Lenders are offering finance approval for 457 Visa Holders who are currently awaiting permanent residency in Australia and are looking … Read More

Change is coming for accountants

As of midnight on June 30th, a fourteen-year-old exemption from the 2002 Financial Services Reform Act will be removed for … Read More

What renovations will help add value to my home?

Australians love to renovate their home, whether they are living in it or renting it out. The age old question … Read More

First Home Buyers – Here are our top tips!

Saving up for your first home can seem like a long and difficult process and then once you finally get … Read More

Our tips for getting ahead on your mortgage repayments

Most Australians dream of owning their own home and finalising their mortgage repayments and in the current market, being debt-free … Read More

Helping Clients take advantage of record low interest rates

Launch Finance recently assisted a client save thousands on their interest rate across two home loans through negotiating a better … Read More

Launch Finance named as Finalist for the 2016 Better Business Awards

Launch Finance are proud to announce that we have been named as a finalist for the 2016 Better Business Awards … Read More

How can I make the most of the low interest rates if I already have a home loan?

Interest rates are a hot topic in the property home loan market at the moment with interest rates at an … Read More

Fixed rate interest loans vs. variable interest rate loans – what are the pros and cons of each?

This can often be one of the most difficult decisions to make when taking out a home loan and there … Read More

How Often Should I Review My Home Loan?

Your personal needs and circumstances will change throughout the years and it is important that your current home loan reflects … Read More

What are my options as a first home buyer? How much deposit do I need to save?

First home buyers in Perth have it tough when shopping for their first property with most looking for a 4 … Read More

Can I still get a home loan with a bad credit history?

Racking up a bad credit rating can be potentially harmful for your credit history and may cause issues when you … Read More

Can I negotiate a better deal with my current lender?

As a consumer, it’s always in your best interest to find deals that will help you save more money than … Read More

How do I know if i’m paying too much interest?

Apart from your loan amount, a huge bulk of your mortgage repayments goes towards paying off the interest your loan … Read More

5 Ways to Help You Save More Money in 2016

The year’s almost over, and it’s once again the time when many of us make our list of resolutions for the … Read More

Select Lenders now taking into account 90% of Income for Australians Living and Working Abroad to secure finances.

Good news for Australian permanent residents and Australian citizens living and working overseas earning overseas income. Certain lenders in Australia … Read More

Everything you need to know about Credit Laws in Australia

What are the Credit Laws in Australia? The amended Privacy Regulation Act commenced on 12 March 2014 and includes details … Read More

Using Our Network of Lenders to Save Clients Time and Money

Launch Finance recently assisted a client with the purchase of a property after being declined finance due to their casual … Read More

How do i make the transition from homeowner to investor?

Are you looking to increase your wealth or add an extra source of income? The chances are, like most Australians, … Read More

When is the right time to see a Mortgage Broker?

If you’re shopping for a home loan, it’s important that you seek the assistance of a mortgage broker before you … Read More

What are the benefits of pre-approval for your home loan?

When you’re shopping for a property, you may be tempted to look at property listings right away. However, before jumping … Read More

How to Maximise Your Property Investment

When you invest in property, it’s natural to want to get as much as you can out of it and … Read More

Providing First Home Buyers With The Right Options

Launch Finance recently assisted a first homebuyer who put an offer on a property without first seeking finance. The client … Read More

Automatic Pre-Approvals for Asset Finance Including Car Finance

There are a number of lenders in the competitive asset finance area that are concentrating on providing a simple product offering, … Read More

Car Finance Rates for Referrers and clients at record low rates

Choice matters when it comes to car financing for your clients. Our Launch Finance brokers can provide your clients with … Read More

Bank Vs Finance Broker – What difference will this have on my home loan?

When you take out a home loan, you have the option to deal directly with the bank or deal with … Read More

Which One Should You Buy First: Your First Home or an Investment Property?

It’s a common dilemma for property buyers to choose between buying their first home and an investment property. Having your … Read More

How To Deal With Financial Stress

Do you get that feeling of dread every time you check your bank account or check the mail for bills? … Read More

How To Manage Your Mortgage More Effectively

Managing your mortgage is important if you want to avoid hefty penalties and stay on the path to paying off … Read More

Changes to the First Home Owner Grant

The first home owner grant of up to $3,000 for the purchase of an established home in Western Australia has … Read More

Making Cents of Online Investment Services – Which is Best?

The question of the day is all about using online investment services. In other words; Should You or Shouldn’t You? … Read More

Ease Your Way In To The Stock Market

Heads up, you know darned well that you have to do something with your money. Something besides enjoying your weekends … Read More

True or False? — It Takes Money to Make Money

The short answer is YES; of course it takes money to make money. To make money in the stock market, … Read More

Wealth Building Tips for Millennials

Millennial! Another of those media driven buzzwords, used to label those between the ages of 18 and 34, while the term Gen … Read More

Uncommon Wealth Building Wisdom – Trash The Benchmark

There is a common trait that shows up on the road to building your wealth. This trait shows up as … Read More

Top Budget Hacks for Planning and Accounting

Something most rags-to riches stories have in common is that a good budget is always needed to help anyone achieve … Read More

Banks Offer Brokers Better Deals

Lenders are currently offering mortgage brokers exceptional deals to encourage home buyers to apply for their loans or switch lenders … Read More

Owner-Occupiers Eligible to have Mortgage Insurance Premium Paid by Major Lender

One major lender has recently announced that they will be extending a special offer for new and refinancing owner-occupier loans. … Read More

Overcoming Barriers to Assist Clients in Achieving Their Dream

Launch Finance recently helped a valued client who came to Launch Finance seeking advice and direction on what they needed … Read More

Tips for Avoiding an Out of Money Experience

Do you run out of money before you run out of month? Many do, but it doesn’t have to be … Read More

Launch Finance Wins WA Business of The Year at National Awards

We are thrilled to announce that Launch Finance were successful at this year’s Professional Lenders Association Network (PLAN) Australia Awards … Read More

4 Tips to Help You Save for Your First Home Deposit

Buying your first home is an exciting and life changing event, but it can also be very intimidating and stressful. Your … Read More

How to Choose a Family-Friendly Suburb

Finding the right suburb for your family can be quite time consuming and confusing, however there are key items to look … Read More

How to Reduce Your Mortgage Costs Faster

Your home loan is probably the biggest debt that you will have in life and with the life of the … Read More

Using Our Wealth of Knowledge to Assist Our Clients

Launch Finance recently assisted a valued client with the purchase of their second investment property after coming into a few … Read More

Major Lender Now Offering Cash Back on Home Loans

If you are looking for a new home loan, you could be eligible for a $2,000 cash back offer. One … Read More

Investment Lending Changes Leads to an Increase in Interest Rates for Investors

  Due to the recent guidelines issued by the Australian Prudential Regulation Authority (APRA), lenders have been forced to crack … Read More

How Can Using A Mortgage Broker Make Your Home Loan Process Easier?

With so many lenders in the market, it can be quite confusing and time consuming to choose the right lender and … Read More

3 Common Mistakes to Avoid when Refinancing

Refinancing your mortgage can be a great way to get a better deal and there are a lot of great deals … Read More

Buying Property With Your Self Managed Super Fund – What You Need To Know

A self-managed superannuation fund (SMSF) is a vehicle that can be used to manage retirement savings on behalf of its members. … Read More

Helping Clients Receive Loan Approval Despite Some Barriers

Launch Finance recently helped a client secure an investment property after being previously declined from another lender based on lack … Read More

Banks Increase Interest Rates on New and Existing Loans for Investment Lending

Each of the four major banks have announced that they will be increasing interest rates on investor lending, bringing interest rates … Read More

Major Lender offering Business clients a refinance rebate

Making the decision to switch lenders can be a hard decision to make. The other lender may offer you a better … Read More

Should I Pay Off My Mortgage or Invest?

Investing in property is becoming progressively popular with investment loans increasing each year by 20%. This is largely fuelled by … Read More

How To Save On Lenders’ Mortgage Insurance

Lenders’ Mortgage Insurance (LMI) is a fee you pay the lender when you borrow more than 80 per cent of … Read More

4 Tips To Help You Become More Organised This Tax Year

With the 2015 financial year gone and the new financial year just beginning, you’re likely in the middle of or … Read More

3 Tips To Get Into The Property Market In The Current Market

Getting a foot into the property market can seem like a daunting task, especially when there are so many different … Read More

Where Are Interest Rates Headed Next?

The Reserve Bank of Australia (RBA) announced this month that it will be keeping rates at a low of 2.0 … Read More

Sourcing The Perfect Loan For Our Clients Situation

Launch Finance recently assisted a client in obtaining an Unsecured Personal Loan in order to keep his house during a settlement … Read More

Professional Home Loan Packages Available With No LMI

  When borrowing more than 80% of a property’s value, lenders require that the borrowers pay Lenders Mortgage Insurance (LMI) … Read More

Banks Crack Down on Investor Lending

The current record low interest rates have seen a greater increase in investor lending with Australians and overseas buyers purchasing investment … Read More

How To Determine the Amount of Usable Equity in Your Home

  When you own a property, the equity in the home builds up over time. The equity is determined by … Read More

Capital Growth or High Yield Investments: Which One Should You Go For?

  Investing in property can be difficult when it comes to making decisions and one of the toughest decisions for … Read More

Save On Energy Bills For Life With These 4 Inclusions When Building

Your energy costs take up a huge chunk of your household budget. This is particularly relevant in WA where winter … Read More

1 Years Tax Returns To Secure Your Finances For self employed

  With the end of financial year and tax time approaching fast, it is time to get your tax documents … Read More

Helping Our Clients Overcome Obstacles To Secure Competitive Investment Loans

Our brokers have 70+ years worth of combined experience in finance broking and have built a wealth of networks to help … Read More

Launch Finance Named As Finalists For The 2015 National Australian Broking Awards

Following on from our state based wins in the 2015 Better Business Awards, we are thrilled to announce that Launch … Read More

Owner-Occupiers Can Now Save 15bps on Their Home Loan

In response to the growing percentage of investor-owners in the Australian property market over recent years, some lenders have now … Read More

Tips on Saving For Your First Home While Renting

  At first glance, saving up for your first home while you’re renting may seem like an impossible task. Your … Read More

4 Things You Can Do Now to Buy a House in 5 Years

Buying a property isn’t a decision that you make overnight. It takes years of preparation and planning, especially if you want … Read More

3 Jobs That You Should Always Call A Tradie For

  Despite what’s being shown on TV nowadays, the truth is that renovating your home can’t always be a DIY … Read More

State Government Removes First Home Owners Grant for Established Homes

  The State Government has announced that they will no longer be assisting First Home Owners who purchase an established … Read More

Budget Summary

The company tax rate for eligible small businesses will be reduced by 1.5%; Unincorporated small businesses will receive a 5% tax discount; … Read More

It’s Not What You Know – It’s Who You Know!

Launch Finance can help save clients thousands in unnecessarily high fees through our extended network of influential contacts within the … Read More

High Returns and Low Interest Rates Attract Overseas Buyers

With Perth ranked as the world’s 9th most liveable city by the 2014 World Economist Intelligence Unit Survey, there is … Read More

Lenders Offer Attractive Rebates for Refinancing

With many lenders offering rebates for refinancing at the moment, now could be a great time to review the lender’s … Read More

How To Pick the Perfect Tenant for Your Investment Property

Your choice of who will rent your investment property is as important as your choice of the property itself. This … Read More

Renovating? Here Are The Various Finance Options Available to You

Whether you’re just looking to give your house a fresh coat of paint or are giving it a thorough makeover, … Read More

What is Depreciation and How Can It Benefit You?

Regardless of whether you purchase a new or established home, you can benefit from depreciation benefits. While both property options … Read More

Launch Finance Wins Best New Office & Best Finance Broker

We are extremely excited to announce that Launch Finance took out two of the top prizes at the 2015 Better … Read More

Option for Non Genuine Savings For New Property Purchase

  Saving for a property in the current market can be tough, however with Launch Finance’s help, this process can … Read More

Paperless Mortgages a Thing of the Future

Mortgage companies will be moving to a paperless system following regulatory pressure and consumer expectations for convenient and more efficient … Read More

Extra Research is Key in Finding the Right Lender

When a client of ours recently purchased a new investment property, his current lender found a clause in the contract … Read More

Top Tips for Designing Your Perfect Investment Property

While location is without a doubt the most important consideration when buying an investment property, its design also plays a … Read More

Top Tips to Buying A Commercial Premises

While residential property is often the default choice for property investors, you also have the option of investing in a … Read More

4 Things That You Can Do Now to Ease Stress at Tax Time

Tax season can be a stressful time for both individuals and companies since there are many things that have to … Read More

Key Considerations Regarding an Interest Only Loan

As the name would suggest, an interest only loan is a type of loan where you pay just the loan’s … Read More

Faster Loan Approval By Skipping The Valuer

Launch Finance can now offer clients a faster approval process on their property purchase. By using the contract of sale … Read More

Launch Finance Recognised In Industry Awards

Launch Finance is now not only recognised as a leading broking firm amongst our clients, but amongst our industry peers … Read More

International Borders Are No Barrier For Our Brokers

Proving that our brokers will get the deal across the line, no matter the circumstances, Launch Finance recently assisted 2 … Read More

Why Consolidating Your Loans Could Be The Best Thing You Do for Your Finances This Year

If your New Years Resolution was to sort out your finances, consolidating your debt is a great place to start. … Read More

4 Reasons That You Should Choose Launch Finance as Your Broker

Lenders in Australia continually offer new and better finance products to the market, but these are only useful to you … Read More

2015 Offers Strong Opportunities for Property Buyers

The property market is an ever-changing industry, so it pays to keep an eye on trends and movement in the … Read More

Help Your Child Buy a Home With These Tips

Buying a home can be notoriously expensive. Despite the fact that interest rates are currently at record lows, the government … Read More

Understanding Lender’s Mortgage Insurance

In general, lenders in Australia will allow you to borrow up to 80% of the property’s purchase price, with you … Read More

Save Young Homebuyers Thousands on LMI

Saving for a 20% deposit in the current property market is no small feat for our younger generation. What if … Read More

With Interest Rates at a Record Low, Now’s the Time to Buy

Following the Reserve Bank dropping the cash rate even lower last week, to an all time low of 2.25%, there … Read More

Why It Pays to Look Beyond the Major Lenders

Launch Finance recently helped a group of clients with a unique situation, in which they were trying to build on … Read More

The Process of Subdividing Explained

Subdividing a property can be a profitable way of investing in property. However this process does not come without its … Read More

What is Involved With Building a New Home: The Process Explained

Building a new home can be an exciting and a rewarding path to home ownership, as you will be able … Read More

What is a Fixed-Rate Lock In?

When you take out a home loan, you have the option of choosing one with a variable rate or a … Read More

Hidden Costs to Be Wary of When Reviewing Your Home Loan

When looking to take out or change loans, it may be a good idea to review the potential hidden costs … Read More

Save Thousands with Residential Interest Rates on 6 Unit Developments

Developing a multi-unit property can be a big enough task on its own, without having to deal with the higher … Read More

Interest Rates At An All Time Low, But For How Long?

The cash rate in Australia has remained at an all time low of 2.5% since August 2013, easing the pressure … Read More

Taking the Time to Really Understand Our Client’s Situation

We were recently referred a client, who had been denied a loan on multiple occasions with another broker. We were … Read More

The Pros and Cons to an Offset Account

An offset account is a transaction account that is attached to your mortgage. As the name would suggest, the amount … Read More

Key Tips to Purchasing a Property with a Friend

Purchasing a property with a friend can be a key strategy in helping you enter the property investment market sooner … Read More

Financial Habits You Shouldn’t Inherit

We’re all prone to habits. These include financial habits that have been passed down to us from our parents, such … Read More

3 Tips for Paying Off Your Mortgage Sooner

The average mortgage term in Australia ranges from 25 to 30 years, but you don’t have to be stuck with … Read More

Strong Foreign Investment Inflating Perth Property Prices

Foreign investment has recently been strong within the Australian market. According to the Department of Foreign Affairs and Trade (DFAT) … Read More

$1 Lenders Mortgage Insurance Premiums

With ever increasing property prices it is becoming more and more difficult to reach that magic number for your deposit. … Read More

Looking Outside the Square for Solutions

It is imperative for lenders to get to know their customers and most importantly their financial objectives. At Launch Finance … Read More

Considering Re-financing? What You Need to Consider First

With the record low fixed and variable rates we are currently appreciating makes it an ideal time to refinance your … Read More

Become More Appealing to Lenders With These 3 Simple Tips

Interest rates are currently at record lows, which is a good thing for consumers. It means that you’ll be able … Read More

3 Key Concessions That Will Increase Your Borrowing Capacity

When it comes to assessing your borrowing capacity, lenders will look at a number of factors including current/potential rental income … Read More

Proving Genuine Savings Through Niche Lender

Launch Finance recently assisted a client in extending their purchase contract deadline and securing a loan with a non-major lender, … Read More

Restraints on Investor Borrowing on the Horizon

In recent times, investor finance has been growing at a rapid double-digit rate and, because of this, now makes up … Read More

Top 4 Questions to Ask your Mortgage Broker Before Taking Out a Loan

When taking out a home loan, you can save a lot of time and energy by employing the services of … Read More

Top 5 Things All First Time Investors Should Know About Financing their Property

There are several factors you have to take into account in investment property financing, and these go beyond getting the … Read More

Investing | Should You Go at It Alone or in a Partnership?

When you invest, you have the option between doing it on your own or partnering with other people in the … Read More

Top Tips For Get Your Home Ready to Sell This Spring

The debate surrounding when to sell your house has raged on for decades. Generally in the Summer families are away … Read More

Help Your Kids Get a Foothold in the Property Market

In this day and age, young adults are living at home for longer – mainly because the median house price … Read More

Proving Income on Contractual Work

The high number of people completing contract-based work in Western Australia is often problematic for them when applying for finance … Read More

The New Definition of Australia’s First Home Buyer

Who are Australia’s First Home Buyers today? realestateVIEW.com.au has recently conducted a report, asking 1000 of Australia’s first home buyers, home … Read More

The Top Questions to Ask An Agent Before Buying a Property

When you decide to purchase a property, you’ll most likely have to deal with the seller’s agent. In this article, … Read More

Fun for the Whole Family – Week 2 School Holidays

We are well in the midst of the Spring school holidays now and Launch Finance thought you could use some … Read More

School Holiday Fun for the Whole Family!

With the Spring school holidays upon us again, we have put together a list of fun family activities to help … Read More

Purchasing a Property with Existing Tenants: The Intricacies You Need to Consider

When you purchase a property with an existing tenant, the arrangement is naturally advantageous to you. The reason being, you … Read More

8 Tips To Help Kickstart Your Property Investment Goals

Property investment can be a great way to build your wealth. Though the thought might seem daunting at first, property … Read More

Fly Away With Your Home Loan

Are you struggling to finance your next holiday? Launch Finance has just the ticket to launch you from your backyard … Read More

Interest Rates Under 4% for the First Time in Over a Century

The RBA has left Australia’s cash rate at a record low level of 2.5% and some lenders are passing on this … Read More

How to Resuscitate a Bad Debt Situation

Debt consolidation is difficult to manage by yourself, especially if you have an existing home loan that has gone into … Read More

Top Tips For Buying The Perfect Block of Land to Build On

Buying an empty block is much easier than purchasing a home, but this does not mean that it is simple … Read More

Self Employed? Determine Your Borrowing Capacity Before Lodgement Date

When you are self-employed, lenders typically see you as a high-risk borrower. This isn’t personal. The reason this occurs is … Read More

4 Considerations Before Gearing Your SMSF Into Property

Self-managed super funds (SMSFs) are a type of superannuation fund established by up to four individuals called trustees. SMSFs offer … Read More

4 Signs That It’s Time To Buy New Business Equipment

When you own a business, upgrading or replacing the equipment that you use can be quite costly. With this in … Read More

5 Year Fixed Rates from 4.99%

Launch Finance can help you take advantage of interest rate cuts, with five year fixed rate mortgages now available from … Read More

Don’t Let a Single Credit Default Get in the Way of Finance

Recently Launch Finance was approached by a client who was looking to purchase their first home and our brokers were … Read More

Calling all Accountants, Financial Planners, Lawyers, Insurance Brokers & Property Managers

Did you know that you can use the revenue from your existing client book to service a business loan? Did … Read More

How You Can Buy An Investment Property Using Equity From Your Home

Home equity refers to the difference between the market value of your property and the balance on your mortgage. You … Read More

Budgeting for Your New Home: The Extra Costs You Need to be Aware of

When purchasing a new home, it is important to note that your expenses will go beyond the purchase price of … Read More

Advantages to Getting Pre-approved for a Home Loan

Buying your dream home can be exciting and daunting at the same time. There are many options available in the … Read More

4 Tips to Purchasing an Off-the-plan Investment Property

When it comes to properties, you can either purchase an established home or buy off the plan. The latter means … Read More

The Advantages of Using a Mortgage Broker Over Going It Alone

When taking out a home loan, you can choose to conduct the search alone, or use a mortgage broker to … Read More

Pay Off ATO Debt From Equity in Your Own Home!

Have you got a large debt with the ATO? Launch Finance can help you draw down funds from your existing … Read More

When the Purchase Price Doesn’t Match The Valuation

Recently Launch Finance was approached by a client who was purchasing a property for a significantly discounted rate from his … Read More

Savings Available To Those on 457 Visa’s

If you are in Australia on a 457 Visa and are struggling to save for a 20% home deposit, Launch … Read More

Questions to Ask Yourself When Considering a Fixed Rate or Variable Home Loan

When searching for a home loan, you will be presented with a range of loan options, allowing you to pick … Read More

3 Ways to Boost Your Credit Rating

As many people already know, your credit rating is extremely important if you’re going to take out a loan. Ideally, … Read More

Is Refinancing For You?

Refinancing is often an attractive option to those with current home loans who are looking for a better deal or … Read More

Struggling to get Finance?

Launch Finance was proud to assist a client that was referred to us recently to access the necessary financing for … Read More

Interest Rates – Product Niche

Interest rates for fixed rate home loans have remained at low levels, increasing their popularity. Fixed rate home loans provide … Read More

First Home Owner Grant Changes

Vital changes to the First Home Owner Grant will come into effect on July 1 2014 and you will need … Read More

Top Finance Tips for First Time Home Buyers

For most, buying your first home will be the biggest purchase you’ll make in your lifetime, as well as the … Read More

New Credit Laws

We are about to enter what will come to be known as the BIGGEST change in privacy reforms in history. … Read More

Policy Niche Qualifications

Did you know…. Due to our premium affiliation with one of our main stream panel lenders, all Launch Finance brokers … Read More

May Success Story

Launch Finance recently assisted a couple, with significant financial discrepancies in their past, successfully get their defaults removed, obtain a … Read More

6 Signs That It’s Time to Refinance Your Home Loan

Just because your mortgage has a 20-year term, for example, doesn’t mean you have to stick with it until it … Read More

5 Tips for Planning a Loan When You’re Self-Employed

If you’re self-employed, you have a number of advantages over those who have regular employment: you manage your own time, … Read More