Refinance and SAVE

With the competition between banks and non-bank lenders becoming increasingly apparent, there has never been a better time to reassess your current loan – also commonly known as getting a “Home Loan Health Check”!

In many cases refinancing your loan will mean you can benefit from a lower rate and more flexibility, thereby saving you money and allowing you the opportunity to pay off your loan sooner.

Why Refinance?

Lower Rate

Lenders are always bringing out new products for new-to-bank clients however they often neglect to let existing customers know about them. Therefore, you could be paying too much on your interest rate and fees for your loan.

Flexibility & Features

If your financial position has changed since you first applied for your loan, you may find that now you qualify for a product with more flexibility or popular features such as offset accounts, redraw facilities and the ability to make extra repayments.

Consolidate Loans

At some stage in life you may find yourself in a position with various debts such as credit cards, personal and home loans. By consolidating these loans you could streamline repayments into a more manageable solution that helps you save on interest charges and fees.

Utilise Equity

The equity in your home is equal to the property value minus the amount owing on your mortgage principal. This generally plays a similar role to your initial house deposit by providing security and reducing the lender’s risk – it may enable you to access a lower rate.

Hear our Refinancing stories...

Some helpful articles on how refinancing can benefit you!

Refinancing for benefits!
Avoid these 5 common mistakes.

Save money the easy way with
a home loan review

Refinancing your home when you’re over 50:
What you need to know


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