Business & Commercial Finance in Perth
Commercial property loans, working capital, equipment finance and franchise lending. Experienced commercial finance brokers for Perth small businesses and companies.
The right business finance fuels growth and frees up cash flow. The wrong finance can choke an operation in months. The difference often comes down to which lender you approach, how the deal is structured, and whether your broker actually has direct relationships with the credit officers who can approve it.
Launch Finance is one of Perth's most experienced commercial finance brokerages. We know which commercial lenders are genuinely appetised for your industry, your scale and your goals, and which ones to avoid.
Commercial finance we specialise in
- Commercial property loans. Owner-occupier or investment, LVR up to 70 to 80%
- Working capital. Term loans, overdrafts, lines of credit, unsecured business loans
- Equipment and vehicle finance. Including the $20,000 Instant Asset Write-Off
- Franchise finance. Acquisition, fit-out, working capital, refinancing
- Invoice and trade finance. Fund cash flow against outstanding invoices
- SMSF lending. Buy your business premises through your SMSF
How is a business loan different from a personal loan?
A business loan is assessed against the financial performance of your business rather than just personal income. Lenders look at your business financials, ATO obligations, BAS history, trading history and industry. Rates, terms and security requirements vary significantly between lenders, and the loan must be for a business purpose.
Do I need property as security for a business loan?
Not always. Secured business loans (against residential or commercial property) typically offer lower rates and higher loan amounts. Unsecured business loans are available for smaller amounts and shorter terms, generally at higher rates. Equipment finance uses the asset itself as security. The right structure depends on your business assets, balance sheet strength and cash flow.
Why Perth businesses work with us
- Direct relationships with commercial credit officers who can approve your deal
- End-to-end project management from application to settlement
- Honest assessment. We tell you upfront if a deal isn't viable
Call 08 9367 4222 or request a callback to discuss your funding needs.
How can we help?
Stop dreaming about your next home and start living it! Send us your details and one of our friendly brokers will be in touch.