Home Loans Perth - Find the Right Loan, the First Time
Compare hundreds of home loan products across our wide lender panel. Expert mortgage broking for buyers, refinancers and investors across Perth.
Most Perth borrowers walk into their bank, accept the first rate they're offered, and never find out what they could have saved. The truth is, the rate, structure and lender that suits one buyer can cost another tens of thousands more. With hundreds of home loan products across the Australian market, getting it right the first time is worth real money.
Launch Finance is an award-winning Perth mortgage brokerage. We compare home loans across a wide panel of bank and non-bank lenders, secure cashbacks and discounts that often aren't offered to walk-in customers, and structure your loan around your goals rather than the bank's targets.
Why Perth borrowers choose Launch Finance
- Hundreds of products compared in one conversation
- Sharper rates and cashbacks rarely advertised to existing customers
- Pre-approval in 3 to 5 business days for most applications
- Free service. Lenders pay our commission only when your loan settles
- Specialist support for first home buyers, investors, refinancers and self-employed borrowers
How much can I borrow for a home loan in Perth?
Your borrowing capacity in Perth depends on your income, living expenses, existing debts (including HECS, credit cards and car loans), deposit size, and the specific lender's serviceability calculator. Different lenders can produce borrowing limits that differ by $100,000 or more for the same applicant. We run the numbers across multiple lenders before you start house-hunting so you know your real range.
What documents will I need to apply?
For most home loan applications you'll need photo ID, proof of income (recent payslips for PAYG, or two years of business financials for self-employed), three months of bank statements, details of all liabilities, and a signed contract of sale once you've found a property. We provide a tailored document checklist for your chosen lender.
What happens next
A 15-minute discovery call. We compare your real options across multiple lenders. We structure the application, manage the paperwork, and stay with you through to settlement.
Call 08 9367 4222 for a free, no-obligation chat. Or request a callback at a time that works for you.
How can we help?
Stop dreaming about your next home and start living it! Send us your details and one of our friendly brokers will be in touch.