Investment Property Loans in Perth - Build Wealth the Smart Way
Specialist investment property finance for Perth investors. From your first rental property to a multi-property portfolio, structured for long-term wealth.
Most Perth property investors hit a wall well before they want to. They run out of borrowing capacity. They get stuck with cross-collateralised loans they can't unwind. They miss the right deal because their loan structure doesn't release equity fast enough. The right finance setup, from day one, is what separates a one-property investor from a portfolio builder.
Launch Finance is one of Perth's most experienced finance brokerages for property investors. We work with first-time investors, seasoned portfolio holders and SMSF trustees.
How we help Perth investors grow
- Maximise borrowing capacity. Different lenders calculate serviceability very differently
- Right structure. Interest-only, principal and interest, or split, matched to your tax strategy
- Equity release from existing properties to fund your next deposit
- Restructure cross-collateralised portfolios for long-term flexibility
- SMSF investment lending coordinated with your accountant
How much deposit do I need for a Perth investment property?
Most lenders require at least a 10% deposit for an investment loan, with Lenders Mortgage Insurance applying above 80% LVR. Some lenders extend to 90% for strong-profile investors. The right deposit depends on your existing portfolio leverage, rental income coverage and overall serviceability across all properties.
Is interest on investment loans tax-deductible?
Generally yes. Interest on borrowings used to acquire an income-producing property is tax-deductible against the rental income, in line with ATO rules. The deductibility depends on how the loan is structured and used, so we coordinate with your accountant to keep the investment portion of your borrowings clearly identifiable.
Why structure matters
Two investors with identical incomes can have wildly different borrowing limits depending on the lender they choose. We know which lenders are sharpest for each stage of portfolio growth, and we structure each loan to keep your next purchase in reach.
Call 08 9367 4222 or request a callback to start the conversation.
How can we help?
Stop dreaming about your next home and start living it! Send us your details and one of our friendly brokers will be in touch.