Home Loans & Finance for Medical Specialists in Perth

If you're a doctor, dentist, pharmacist, vet or allied health professional in Perth, you may qualify for home loan benefits most lenders won't proactively tell you about. Eligible medical professionals can borrow up to 90% LVR (and in some cases 95%) without paying Lenders Mortgage Insurance. On a $1 million Perth property, that's a $40,000 plus saving you'll never see if you walk into a branch.

Launch Finance specialises in matching Perth medical professionals to lenders that genuinely recognise their status, across home loans, investment property and medical practice finance.

Lending advantages for eligible specialists

• No LMI up to 90% LVR(sometimes 95%). Saves $40,000 or more on a $1M property
• Discounted interest rates versus standard owner-occupier products
• Higher borrowing capacity. Specialist recognition for registrar, locum and practice income

Which professions qualify for medical specialist home loans?

Eligibility lists vary by lender, but commonly recognised professions include medical practitioners (registrars, GPs, specialists, surgeons), dentists and dental specialists, pharmacists, veterinarians, optometrists, physiotherapists, chiropractors and other allied health professionals. Each lender publishes its own eligible profession list and minimum income thresholds. We know which lenders will recognise your specific qualifications.

Can registrars and newly qualified doctors qualify?

Yes. Many lenders extend medical professional benefits to registrars and newly qualified doctors, recognising the strong career income trajectory. Income thresholds and exact qualification requirements vary by lender. We match you to the right lender for your stage of career, whether that's a registrar buying a first home or a senior specialist building a property portfolio.

Medical practice finance

Specialist medical lenders may lend up to 100% (and sometimes more, with overdraft) of a commercial property used as a medical practice. That's far above the 60 to 70% LVR available under standard commercial lending. We also handle equipment finance, vehicle finance and goodwill on practice acquisitions.

One broker. Home loans, investment property, practice finance, equipment finance and SMSF lending under one relationship.

Call 08 9367 4222 or request a callback today.