Home Loans for Interstate Buyers Purchasing in Perth

Perth has drawn buyers from across the country, and buying here from Sydney, Melbourne or Brisbane works differently to buying at home. WA has its own contract, its own settlement process and no automatic cooling-off period, so your finance needs to be right before you sign.

Launch Finance is a Perth brokerage based in Leederville. We arrange finance for interstate investors and families relocating west, by phone, video call and electronic signing.

What's different about buying in WA

• Offer and Acceptance. WA's standard contract, where your protections are written in as conditions
• Finance clause. Offers are commonly made subject to finance, with a set date for approval
• Settlement agents handle the conveyancing, commonly 30 to 60 days after acceptance
• Local lender policy. Some lenders restrict certain Perth postcodes and property types

Can I get pre-approved before I visit Perth?

Yes. We arrange your pre-approval before you start inspecting, so you can act quickly when the right property comes up. Most pre-approvals take 3 to 5 business days and last around 90 days. If you're buying without seeing the property in person, we also check it against lender policy before you make an offer.

I'm relocating to Perth for work. Will lenders accept my new job?

Usually, yes. Many lenders will approve a home loan in a new role, including during probation, particularly where you've stayed in the same industry. Policies vary widely, and roster-based roles in mining and resources are assessed differently again. We match your employment situation to the lender whose policy fits.

What happens next

A 15-minute discovery call, wherever you are. We compare lenders, arrange your pre-approval, and work with your Perth settlement agent and real estate agent through to settlement.

Call 08 9367 4222 for a free, no-obligation chat. Or request a callback at a time that works for you.