Home Loans for Professionals in Perth

Lenders like lending to professionals. Stable careers and rising incomes make solicitors, accountants, engineers and similar professions lower-risk borrowers, and some lenders reward that with concessions they don't advertise at the branch.

Launch Finance matches Perth professionals to the lenders that recognise their qualifications, whether you're buying a first home, upgrading or building an investment portfolio.

What professional home loans can offer

• LMI waived up to 90% LVR for eligible professions with selected lenders
• Rate discounts. Professional packages can price below standard variable rates
• A real upfront saving. Around $19,500 in LMI on a $900,000 purchase with a 10% deposit
• Flexible income assessment for bonuses, partnership income and practice income

Which professions qualify for a professional home loan?

Eligibility lists vary by lender. Commonly accepted professions include solicitors and barristers, Chartered Accountants and CPAs, actuaries, auditors and many engineers, alongside medical and allied health professionals. Lenders usually ask for evidence of your qualification, registration or membership of a professional body, and some set a minimum income. We know which lenders will recognise yours.

Do professionals need a 20% deposit?

No. With an LMI waiver, eligible professionals can borrow up to 90% of the property's value without paying Lenders Mortgage Insurance. That can mean buying sooner with a 10% deposit, or keeping more cash aside for renovations or investment. Normal serviceability rules still apply, and the property must meet the lender's criteria.

What happens next

A 15-minute discovery call. We confirm which lenders recognise your profession, compare their rates and waivers, and manage the application through to settlement.

Call 08 9367 4222 or request a callback at a time that works for you.